Aditya Birla Sun Life Dynamic Bond Regular Fund-Growth

Q: What are the returns of Aditya Birla Sun Life Dynamic Bond Fund?

The Aditya Birla Sun Life Dynamic Bond Fund is a 20 yrs 11 m old fund and has delivered average annual returns of 7.6% since inception. Aditya Birla Sun Life Dynamic Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.19% 7.34% 6.75% 6.33% 7.6%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹46.4018+0.15% 1 day change	7.6% p.a.	App exclusive #NA View Ranked Funds	₹1,837 Cr

Historical NAV & returns

NAV: ₹46.4018 as on Sep 03, 2025

This fund Category average

Aditya Birla Sun Life Dynamic Bond Fund overview

Expense ratio	1.23% as on Aug 31, 2025
Plan type	Regular
Exit load	0.5% Exit load of 0.50% if units in excess of 15% are redeemed or switched-out within 90 days!
AUM (Fund size)	₹1,837 Cr
Lock-in Period	Nil
Age	20 yrs 11 m since Sep 10, 2004
Benchmark	NIFTY Composite Debt Index A-III
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Aditya Birla Sun Life Dynamic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.86%	-1.14%
3 Months	-0.94%	-1.41%
6 Months	4.22%	3.3%
1 Year	7.19%	5.86%
2 Years	7.84%	7.21%
3 Years	7.34%	6.86%
4 Years	6.88%	5.79%
5 Years	6.75%	5.52%
7 Years	6.34%	6.72%
10 Years	6.33%	6.81%

Asset allocationas on Apr 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 45.2623266%

AAA 36.45925695%

AA+ 6.93889149%

AA- 3.8681674%

Top Debt Holdings

Power Finance Corporation Ltd. 6.6%

NTPC Ltd. 6.08%

Indian Railway Finance Corporation Ltd. 4.27%

Cholamandalam Investment and Finance Company Ltd. 4.21%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 1.02%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,837 Cr	20 yrs 11 m	1.23%
ICICI Prudential All Seasons Bond Fund	N.A.	14,981 Cr	16 yrs 4 m	1.28%
PGIM India Dynamic Bond Fund	N.A.	120 Cr	13 yrs 8 m	1.64%
JM Dynamic Bond Fund	N.A.	47 Cr	22 yrs 2 m	0.98%
360 ONE Dynamic Bond Fund	N.A.	686 Cr	12 yrs 3 m	0.52%
HSBC Dynamic Bond Fund	N.A.	185 Cr	19 yrs	0.78%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Dynamic Bond Fund	-0.86%	4.22%	7.19%	7.34%	6.75%	6.33%
ICICI Prudential All Seasons Bond Fund	-0.58%	3.98%	7.6%	7.6%	6.46%	8.07%
PGIM India Dynamic Bond Fund	-1.1%	2.98%	5.54%	6.6%	5.02%	6.86%
JM Dynamic Bond Fund	-0.84%	4.11%	7.28%	7.04%	5.6%	6.6%
360 ONE Dynamic Bond Fund	-0.69%	4.16%	8.1%	7.72%	6.78%	6.99%
HSBC Dynamic Bond Fund	-1.13%	3.43%	6.08%	6.8%	5.06%	6.84%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Dynamic Bond Fund	2.23	1.27	0.34	0.52
ICICI Prudential All Seasons Bond Fund	1.38	0.76	0.72	0.96
PGIM India Dynamic Bond Fund	2.35	1.36	-0.01	-0.01
JM Dynamic Bond Fund	2.1	1.17	0.25	0.42
360 ONE Dynamic Bond Fund	1.95	1.08	0.6	0.91
HSBC Dynamic Bond Fund	2.43	1.39	0.09	0.14

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.29 vs. 1.96 Underperformed at beating benchmark
Sharpe	0.34 vs. 2.04 Poor risk-adjusted returns
Beta	1.27 vs. 0.65 More sensitive to market's ups & downs
Standard deviation	2.23 vs. 2.44 More stable returns

Compare Aditya Birla Sun Life Dynamic Bond Fund in detail with

About this fund

About Aditya Birla Sun Life Dynamic Bond Fund

Aditya Birla Sun Life Dynamic Bond Regular Fund-Growth is a Dynamic Bond mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 20 yrs 11 m, having been launched on 10/09/2004. Aditya Birla Sun Life Dynamic Bond Regular Fund-Growth has ₹1,837 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Dynamic Bond Regular Fund-Growth as of 03/09/2025 is ₹46.40. The fund has an expense ratio of 1.23%, which is higher than what most other Dynamic Bond funds charge.

Aditya Birla Sun Life Dynamic Bond Regular Fund-Growth returns of last 1-year are 7.33%. Since launch, it has delivered 7.60% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Aditya Birla Sun Life Dynamic Bond Regular Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Power Finance Corporation Ltd., NTPC Ltd., Indian Railway Finance Corporation Ltd., Cholamandalam Investment and Finance Company Ltd., Bharti Telecom Ltd..

...

Fund AUM	1,837 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Bhupesh Bameta

Mr. Bameta has done B.Tech (IIT Kanpur), CFA Charterholder (CFA Institute, USA) Prior to joining Aditya Birla Sun Life Mutual Fund as an Analyst, Fixed Income. He was the Head of Research in Forex and Rates Desk at Edelweiss Securities Limited, covering global and Indian forex markets and economies. He was also associated with Quant Capital for 6 years as an Economist and was covering Indian and global economy and markets.

Mohit Sharma

Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta). Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Investment objective

The scheme aims to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	90 view all schemes
Total AUM	4,05,267 Cr as on Jun 30, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Aditya Birla Sun Life Credit Risk Fund	N.A.	985 Cr	15.96%	10.31%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,338 Cr	12.61%	9.2%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,438 Cr	8.05%	7.61%
Aditya Birla Sun Life Corporate Bond Fund	N.A.	25,884 Cr	7.74%	7.56%
Aditya Birla Sun Life Money Manager Fund	N.A.	27,171 Cr	7.83%	7.52%
Aditya Birla Sun Life Savings Fund	N.A.	13,294 Cr	7.91%	7.4%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Dynamic Bond Fund?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Dynamic Bond Fund - Direct Growth plan is approximately ₹46.4018 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Dynamic Bond Fund is a 20 yrs 11 m old fund and has delivered average annual returns of 7.6% since inception.

Aditya Birla Sun Life Dynamic Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.19%	7.34%	6.75%	6.33%	7.6%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Dynamic Bond Fund - Direct Growth has an expense ratio of 1.23%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Dynamic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 1,837 Cr as on Apr 30, 2025.

To whom does Aditya Birla Sun Life Dynamic Bond Fund lend to?

The top 3 debt holdings of Aditya Birla Sun Life Dynamic Bond Fund are as follows

Holding Name	Percentage of Portfolio
Power Finance Corporation Ltd.	6.6%
NTPC Ltd.	6.08%
Indian Railway Finance Corporation Ltd.	4.27%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Dynamic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	45.2623266%
AAA	36.45925695%
AA+	6.93889149%

What is risk level of Aditya Birla Sun Life Dynamic Bond Fund?

This is a Dynamic Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Aditya Birla Sun Life Dynamic Bond Fund?

Aditya Birla Sun Life Dynamic Bond Regular Fund-Growth is the regular plan of the fund. For this plan of you pay 1.23% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.64%. That's 0.59% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.59% if you opt for direct plan of Aditya Birla Sun Life Dynamic Bond Fund

How can I redeem my investments in Aditya Birla Sun Life Dynamic Bond Fund?

Redeeming your investments in Aditya Birla Sun Life Dynamic Bond Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Aditya Birla Sun Life Dynamic Bond Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Bond

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 5 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.50% if units in excess of 15% are redeemed or switched-out within 90 days