Aditya Birla Sun Life Medium Term Plan Regular-Growth

Q: What are the returns of Aditya Birla Sun Life Medium Term Fund?

The Aditya Birla Sun Life Medium Term Fund is a 16 yrs 5 m old fund and has delivered average annual returns of 8.82% since inception. Aditya Birla Sun Life Medium Term Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 12.61% 9.2% 12.06% 8.57% 8.82%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹40.236+0.06% 1 day change	8.82% p.a.	App exclusive #NA View Ranked Funds	₹2,338 Cr

Historical NAV & returns

NAV: ₹40.236 as on Sep 03, 2025

This fund Category average

Aditya Birla Sun Life Medium Term Fund overview

Expense ratio	1.57% as on Aug 31, 2025
Plan type	Regular
Exit load	2.0% For units in excess of 15% of the investment, exit load of 2% if redeemed within 1 year, 1% if redeemed after 1 year but within 2 years.!
AUM (Fund size)	₹2,338 Cr
Lock-in Period	Nil
Age	16 yrs 5 m since Mar 23, 2009
Benchmark	CRISIL Medium Duration Debt A-III Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Aditya Birla Sun Life Medium Term Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.22%	-0.3%
3 Months	0.87%	0.48%
6 Months	4.85%	4.33%
1 Year	12.61%	8.16%
2 Years	10.37%	7.94%
3 Years	9.2%	7.33%
4 Years	12.72%	6.42%
5 Years	12.06%	6.66%
7 Years	8.73%	6.36%
10 Years	8.57%	6.76%

Asset allocationas on Apr 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 25.70765501%

SOV 24.02333927%

AA 17.27264634%

AA- 14.62167395%

Top Debt Holdings

GOI 24.34%

Nuvama Wealth Finance Ltd. 3.8%

National Bank For Financing Infrastructure And Development 2.88%

Power Grid Corporation Of India Ltd. 2.83%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 3.18%

IRB InvIT Fund 1.28%

Nexus Select Trust 0.98%

Indus Infra Trust 0.85%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life Medium Term Fund	N.A.	2,338 Cr	16 yrs 5 m	1.57%
ICICI Prudential Medium Term Bond Fund	N.A.	5,733 Cr	21 yrs	1.38%
ICICI Prudential Debt Management Fund (FOF)	N.A.	114 Cr	21 yrs 9 m	0.61%
Axis Strategic Bond Fund	N.A.	1,930 Cr	13 yrs 5 m	1.33%
SBI Magnum Medium Duration Fund	N.A.	6,580 Cr	21 yrs 11 m	1.22%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Medium Term Fund	-0.22%	4.85%	12.61%	9.2%	12.06%	8.57%
ICICI Prudential Medium Term Bond Fund	-0.05%	4.58%	8.48%	7.55%	6.81%	7.43%
ICICI Prudential Debt Management Fund (FOF)	-0.36%	4.12%	7.75%	7.57%	6.34%	7.34%
Axis Strategic Bond Fund	-0.11%	4.61%	8.42%	7.73%	6.79%	7.6%
SBI Magnum Medium Duration Fund	-0.31%	3.97%	7.59%	7.38%	6.25%	8.03%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Medium Term Fund	1.76	0.51	1.43	3.3
ICICI Prudential Medium Term Bond Fund	1.06	0.56	0.92	1.67
ICICI Prudential Debt Management Fund (FOF)	1.13	0.59	0.87	1.19
Axis Strategic Bond Fund	1.26	0.68	0.91	1.62
SBI Magnum Medium Duration Fund	1.29	0.71	0.62	1.01

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.33 vs. 2.12 Higher outperformance against benchmark
Sharpe	1.43 vs. 2.5 Poor risk-adjusted returns
Beta	0.51 vs. 0.74 Less sensitive to market ups & downs
Standard deviation	1.76 vs. 1.5 More volatile performance

Compare Aditya Birla Sun Life Medium Term Fund in detail with

About this fund

About Aditya Birla Sun Life Medium Term Fund

Aditya Birla Sun Life Medium Term Plan Regular-Growth is a Medium Duration mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 16 yrs 5 m, having been launched on 23/03/2009. Aditya Birla Sun Life Medium Term Plan Regular-Growth has ₹2,338 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Medium Term Plan Regular-Growth as of 03/09/2025 is ₹40.24. The fund has an expense ratio of 1.57%, which is higher than what most other Medium Duration funds charge.

Aditya Birla Sun Life Medium Term Plan Regular-Growth returns of last 1-year are 12.72%. Since launch, it has delivered 8.83% average annual returns. The fund has doubled the money invested in it every 9 yrs.
Aditya Birla Sun Life Medium Term Plan Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund's credit profile is low indicating it has lent to borrowers whose quality is not too great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Nuvama Wealth Finance Ltd., National Bank For Financing Infrastructure And Development, Power Grid Corporation Of India Ltd., 360 ONE Wealth Ltd..

...

Fund AUM	2,338 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Sunaina da Cunha

Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi. Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Mohit Sharma

Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta). Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Investment objective

The Scheme seeks to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	90 view all schemes
Total AUM	4,05,267 Cr as on Jun 30, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Aditya Birla Sun Life Credit Risk Fund	N.A.	985 Cr	15.96%	10.31%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,438 Cr	8.05%	7.61%
Aditya Birla Sun Life Corporate Bond Fund	N.A.	25,884 Cr	7.74%	7.56%
Aditya Birla Sun Life Money Manager Fund	N.A.	27,171 Cr	7.83%	7.52%
Aditya Birla Sun Life Savings Fund	N.A.	13,294 Cr	7.91%	7.4%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Medium Term Fund?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Medium Term Fund - Direct Growth plan is approximately ₹40.236 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Medium Term Fund is a 16 yrs 5 m old fund and has delivered average annual returns of 8.82% since inception.

Aditya Birla Sun Life Medium Term Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
12.61%	9.2%	12.06%	8.57%	8.82%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Medium Term Fund - Direct Growth has an expense ratio of 1.57%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Medium Term Fund currently has assets under management (AUM) or fund size valued at approximately 2,338 Cr as on Apr 30, 2025.

To whom does Aditya Birla Sun Life Medium Term Fund lend to?

The top 3 debt holdings of Aditya Birla Sun Life Medium Term Fund are as follows

Holding Name	Percentage of Portfolio
GOI	24.34%
Nuvama Wealth Finance Ltd.	3.8%
National Bank For Financing Infrastructure And Development	2.88%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Medium Term Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	25.70765501%
SOV	24.02333927%
AA	17.27264634%

What is risk level of Aditya Birla Sun Life Medium Term Fund?

This is a Medium Duration fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Aditya Birla Sun Life Medium Term Fund?

Aditya Birla Sun Life Medium Term Plan Regular-Growth is the regular plan of the fund. For this plan of you pay 1.57% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.82%. That's 0.7500000000000001% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.7500000000000001% if you opt for direct plan of Aditya Birla Sun Life Medium Term Fund

How can I redeem my investments in Aditya Birla Sun Life Medium Term Fund?

Redeeming your investments in Aditya Birla Sun Life Medium Term Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Aditya Birla Sun Life Medium Term Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium Duration

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Medium Duration funds in the last 10 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: For units in excess of 15% of the investment, exit load of 2% if redeemed within 1 year, 1% if redeemed after 1 year but within 2 years.