HSBC Dynamic Bond Fund-Growth

Q: What are the returns of HSBC Dynamic Bond Fund?

The HSBC Dynamic Bond Fund is a 19 yrs old fund and has delivered average annual returns of 5.84% since inception. HSBC Dynamic Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.08% 6.8% 5.06% 6.84% 5.84%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹29.5077+0.23% 1 day change	5.84% p.a.	App exclusive #NA View Ranked Funds	₹185 Cr

Historical NAV & returns

NAV: ₹29.5077 as on Sep 03, 2025

This fund Category average

HSBC Dynamic Bond Fund overview

Expense ratio	0.78% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹185 Cr
Lock-in Period	Nil
Age	19 yrs since Aug 17, 2006
Benchmark	NIFTY Composite Debt Index A-III
Min. investment	SIP: ₹1000 & Lumpsum: ₹10000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

HSBC Dynamic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-1.13%	-1.14%
3 Months	-1.55%	-1.41%
6 Months	3.43%	3.3%
1 Year	6.08%	5.86%
2 Years	7.4%	7.21%
3 Years	6.8%	6.86%
4 Years	5.51%	5.79%
5 Years	5.06%	5.52%
7 Years	6.71%	6.72%
10 Years	6.84%	6.81%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 66.07%

AAA 32.38%

Cash & Call Money 1.23%

Others 0.32%

Top Debt Holdings

GOI 63.19%

National Bank For Agriculture & Rural Development 8.4%

Power Finance Corporation Ltd. 6.84%

REC Ltd. 6.19%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.32%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HSBC Dynamic Bond Fund	N.A.	185 Cr	19 yrs	0.78%
ICICI Prudential All Seasons Bond Fund	N.A.	14,981 Cr	16 yrs 4 m	1.28%
PGIM India Dynamic Bond Fund	N.A.	120 Cr	13 yrs 8 m	1.64%
JM Dynamic Bond Fund	N.A.	47 Cr	22 yrs 2 m	0.98%
360 ONE Dynamic Bond Fund	N.A.	686 Cr	12 yrs 3 m	0.52%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC Dynamic Bond Fund	-1.13%	3.43%	6.08%	6.8%	5.06%	6.84%
ICICI Prudential All Seasons Bond Fund	-0.58%	3.98%	7.6%	7.6%	6.46%	8.07%
PGIM India Dynamic Bond Fund	-1.1%	2.98%	5.54%	6.6%	5.02%	6.86%
JM Dynamic Bond Fund	-0.84%	4.11%	7.28%	7.04%	5.6%	6.6%
360 ONE Dynamic Bond Fund	-0.69%	4.16%	8.1%	7.72%	6.78%	6.99%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC Dynamic Bond Fund	2.43	1.39	0.09	0.14
ICICI Prudential All Seasons Bond Fund	1.38	0.76	0.72	0.96
PGIM India Dynamic Bond Fund	2.35	1.36	-0.01	-0.01
JM Dynamic Bond Fund	2.1	1.17	0.25	0.42
360 ONE Dynamic Bond Fund	1.95	1.08	0.6	0.91

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.29 vs. 1.96 Underperformed at beating benchmark
Sharpe	0.09 vs. 2.04 Poor risk-adjusted returns
Beta	1.39 vs. 0.65 More sensitive to market's ups & downs
Standard deviation	2.43 vs. 2.44 More stable returns

Compare HSBC Dynamic Bond Fund in detail with

About this fund

About HSBC Dynamic Bond Fund

HSBC Dynamic Bond Fund-Growth is a Dynamic Bond mutual fund scheme from Hsbc Mutual Fund. This fund has been in existence for 19 yrs, having been launched on 17/08/2006. HSBC Dynamic Bond Fund-Growth has ₹185 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HSBC Dynamic Bond Fund-Growth as of 03/09/2025 is ₹29.51. The fund has an expense ratio of 0.78%, which is higher than what most other Dynamic Bond funds charge.

HSBC Dynamic Bond Fund-Growth returns of last 1-year are 6.22%. Since launch, it has delivered 7.55% average annual returns. The fund has doubled the money invested in it every 11 yrs.
HSBC Dynamic Bond Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, National Bank For Agriculture & Rural Development, Power Finance Corporation Ltd., REC Ltd., Bajaj Finance Ltd..

...

Fund AUM	185 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Shriram Ramanathan

Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA. Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

Mahesh A Chhabria

Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA. Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.

Investment objective

he scheme seeks to generate returns in the form of interest income and capital gains, along with high liquidity, commensurate with the current view onthe markets and the interest rate cycle, through active investment in debt and money market instruments.

HSBC Mutual Fund details

No. of schemes	44 view all schemes
Total AUM	1,29,985 Cr as on Jun 30, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

More funds from HSBC Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
HSBC Credit Risk Fund	N.A.	657 Cr	20.56%	10.99%
HSBC Corporate Bond Fund	N.A.	5,895 Cr	8.29%	7.23%
HSBC Money Market Fund	N.A.	3,247 Cr	7.69%	7.16%
HSBC Ultra Short Duration Fund	N.A.	2,736 Cr	7.34%	7.1%
HSBC Short Duration Fund	N.A.	3,928 Cr	8.05%	7.08%
HSBC Liquid Fund	N.A.	21,894 Cr	6.9%	6.99%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of HSBC Dynamic Bond Fund?

The current Net Asset Value (NAV) of the HSBC Dynamic Bond Fund - Direct Growth plan is approximately ₹29.5077 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The HSBC Dynamic Bond Fund is a 19 yrs old fund and has delivered average annual returns of 5.84% since inception.

HSBC Dynamic Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.08%	6.8%	5.06%	6.84%	5.84%

How much does this mutual fund charge as expense ratio?

The HSBC Dynamic Bond Fund - Direct Growth has an expense ratio of 0.78%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HSBC Dynamic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 185 Cr as on May 31, 2025.

To whom does HSBC Dynamic Bond Fund lend to?

The top 3 debt holdings of HSBC Dynamic Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	63.19%
National Bank For Agriculture & Rural Development	8.4%
Power Finance Corporation Ltd.	6.84%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HSBC Dynamic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	66.07%
AAA	32.38%
Cash & Call Money	1.23%

What is risk level of HSBC Dynamic Bond Fund?

This is a Dynamic Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HSBC Dynamic Bond Fund?

HSBC Dynamic Bond Fund-Growth is the regular plan of the fund. For this plan of you pay 0.78% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.24%. That's 0.54% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.54% if you opt for direct plan of HSBC Dynamic Bond Fund

How can I redeem my investments in HSBC Dynamic Bond Fund?

Redeeming your investments in HSBC Dynamic Bond Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HSBC Dynamic Bond Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Bond

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 10 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.