PNB Housing Finance Ltd.
SharePNBHOUSING Competitor Analysis
| PNBHOUSING | BAJAJHFL  | HUDCO | LICHSGFIN | AADHARHFC | |
|---|---|---|---|---|---|
Overview | |||||
| Current price (₹) As on 21 Nov, 2025, 02:09 PM | 893.10 0% | 105.66 0% | 232.85 0% | 546.65 0% | 482.95 0% |
| Market cap (₹ Cr) | 23,261 | 88,039 | 46,614 | 30,069 | 20,866 |
Past ReturnsAbsolute Returns Shown | |||||
| 1D | 0.26% | -0.75% | 2% | -0.6% | -0.48% |
| 1W | 2.33% | -1.34% | 7.38% | -0.92% | -0.43% |
| 1M | 5.85% | -2.27% | 6.61% | -0.96% | -3.76% |
| 3M | 13.8% | -6.74% | 13.78% | -2.16% | -4.08% |
| 6M | -11.67% | -13.97% | 7.91% | -3.54% | 12.72% |
| 1Y | 6.34% | -16.41% | 18.01% | -7.93% | 16.55% |
| 5Y | 140.21% | -- | 643.69% | 72.22% | -- |
Income StatementAnnual data as on 13 Dec 2025. All values in ₹ Cr. YoY growth displayed | |||||
| Net Interest Income | 3,114 11.65% | 3,596 22.94% | 3,564 26.25% | 8,582 -3.49% | 1,934 20.88% |
NIM (%) | 4.25 -- | 3.92 -- | 3.28 -- | 2.88 -- | 10.08 -- |
| Profit Before Tax | 2,500 27.16% | 2,782 28.03% | 3,639 27.82% | 6,987 12.68% | 1,173 22.24% |
| Profit After Tax | 1,950 28.29% | 2,175 24.78% | 2,712 27.92% | 5,551 13.38% | 911.83 21.64% |
| EPS | 74.52 27.67% | 2.67 3.49% | 13.53 28% | 98.95 14.35% | 21.43 12.85% |
Balance Sheet & Cash FlowAnnual data as on 13 Dec 2025. All values in ₹ Cr. YoY growth displayed | |||||
| Net Worth | 16,863 12.62% | 19,947 63.05% | 17,968 8.16% | 36,352 15.49% | 6,346 43.35% |
| Total Assets | 82,520 13.97% | 1,02,809 25.64% | 1,28,496 37.54% | 3,14,040 7.79% | 23,224 21.64% |
| Total Outside Liabilities | 65,657 14.33% | 82,862 19.06% | 1,10,528 43.9% | 2,77,689 6.86% | 16,878 15.08% |
| Cash from Operating Activity | -8,057 -72.82% | -17,075 -10.68% | -31,603 -207.21% | -16,609 -132.26% | -3,027 -24.62% |
| Cash from Investment Activity | 757.1 163.84% | -797.55 -391.81% | -938.52 -315.71% | -938.54 -259.93% | 159.53 -73.49% |
| Cash from Financing Activity | 7,404 77.17% | 17,870 18.15% | 32,215 216.64% | 17,413 137.04% | 3,389 90.61% |
| Net Cash Flow | 103.63 106.21% | -2.23 92.57% | -325.81 -201.17% | -134.24 -117.18% | 522.11 1168.15% |
RatiosAnnual data as on 13 Dec 2025. | |||||
| PB | 1.36 | 5.15 | 2.22 | 0.85 | 2.87 |
| ROA | 2.52 | 3.78 | 2.44 | 1.83 | 4.31 |
| ROE (%) | 12.25 | 13.52 | 15.68 | 16.37 | 16.93 |
| Dividend Yield (%) | 0 | 0 | 0 | 0 | 0 |
| Debt to Equity | 3.70 | 4.11 | 5.97 | 7.44 | 2.57 |
