Question 1

What is the current NAV of UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund - Direct Growth plan is approximately ₹12.1745 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct - Growth is a 2 yrs 8 m old fund and has delivered average annual returns of 7.54% since inception.

UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct - Growth Returns

1-Year	Since Inception
7.27%	7.54%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund - Direct Growth has an expense ratio of 0.16%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund currently has assets under management (AUM) or fund size valued at approximately 170 Cr as on Sep 30, 2025.

Question 5

To whom does UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund lend to?

Accepted Answer

The top 3 debt holdings of UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund are as follows

Holding Name	Percentage of Portfolio
West Bengal State	24.75%
Maharashtra State	15.46%
Tamilnadu State	13.07%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	73.78545882%
AAA	23.77676592%
Cash & Call Money	2.43777517%

Question 7

What is risk level of UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund?

Accepted Answer

This is a Target Maturity fund comes with Low risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund is complete.

Question 10

How can I redeem my investments in UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund?

Accepted Answer

Redeeming your investments in the UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.16% as on Sep 30, 2025
Exit load	0%
AUM (Fund size)	₹170 Cr
Lock-in Period	Nil
Age	2 yrs 8 m since Jan 27, 2023
Benchmark	Nifty SDL Plus AAA PSU Bond Apr 2026 75:25
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Low
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.46%	0.64%
3 Months	1.36%	1.16%
6 Months	3.21%	3.08%
1 Year	7.27%	8.04%
2 Years	7.78%	8.72%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	0.46%	3.21%	7.27%	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	1.14%	3.4%	8.85%	8.55%	6.59%	4.45%
BHARAT Bond FOF - April 2031	1.34%	3.64%	8.86%	8.85%	6.53%	3.33%
Kotak Nifty G-Sec July 2033 Index Fund	0.65%	2.21%	8.65%	6.29%	3.73%	1.85%
HDFC NIFTY G-Sec Jun 2036 Index Fund	0.58%	1.0%	7.83%	8.13%	4.8%	2.37%
SBI CRISIL IBX Gilt Index - June 2036 Fund	0.57%	0.97%	7.74%	9.14%	5.49%	2.71%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	2.07	4.3	0.84	1.71
BHARAT Bond FOF - April 2031	2.36	4.52	0.81	1.35
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	N.A.	N.A.	N.A.
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	N.A.	N.A.	N.A.
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	N.A.	N.A.	N.A.

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	N.A.	170 Cr	2 yrs 8 m	0.16%
BHARAT Bond FOF - April 2030	N.A.	9,601 Cr	5 yrs 10 m	0.08%
BHARAT Bond FOF - April 2031	N.A.	4,731 Cr	5 yrs 3 m	0.08%
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	21 Cr	2 yrs 1 m	0.14%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	966 Cr	2 yrs 7 m	0.2%
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	2,709 Cr	3 yrs 1 m	0.28%

UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct - Growth

Historical NAV & returns

UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund overview

UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Returns calculator

Trailing returns as on Oct 17, 2025

Asset allocationas on Sep 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund in detail with

About this fund

About UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund

Fund managers

Investment objective

UTI Mutual Fund details

More funds from UTI Mutual Fund

Frequently asked questions

UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct - Growth Returns

ET Money rank

Fund AUM	170 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

Fund name	ETM Rank	AUM	1Y	3Y
UTI Gilt Fund with 10 year Constant Duration	N.A.	141 Cr	7.92%	8.62%
UTI Credit Risk Fund	N.A.	266 Cr	8.27%	8.24%
UTI Short Duration Fund	N.A.	3,231 Cr	8.25%	8.14%
UTI Corporate Bond Fund	N.A.	5,716 Cr	8.62%	8.05%
UTI Dynamic Bond Fund	N.A.	455 Cr	7.38%	8.01%
UTI Banking & PSU Fund	N.A.	816 Cr	8.29%	7.93%