UTI Medium Duration Fund Regular-Growth

Q: What are the returns of UTI Medium Duration Fund?

The UTI Medium Duration Fund is a 10 yrs 5 m old fund and has delivered average annual returns of 5.97% since inception. UTI Medium Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.92% 6.69% 5.96% 5.92% 5.97%

Previously called: UTI Medium Term Reg-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹18.3305+0.05% 1 day change	5.97% p.a.	App exclusive #NA View Ranked Funds	₹41 Cr

Historical NAV & returns

NAV: ₹18.3305 as on Sep 03, 2025

This fund Category average

UTI Medium Duration Fund overview

Expense ratio	1.49% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% For units in excess of 10% of the investment,1% will be charged for redemption within 365 days!
AUM (Fund size)	₹41 Cr
Lock-in Period	Nil
Age	10 yrs 5 m since Mar 25, 2015
Benchmark	NIFTY Medium Duration Debt Index A-III
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

UTI Medium Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.46%	-0.3%
3 Months	-0.03%	0.48%
6 Months	3.54%	4.33%
1 Year	6.92%	8.16%
2 Years	7.06%	7.94%
3 Years	6.69%	7.33%
4 Years	6.24%	6.42%
5 Years	5.96%	6.66%
7 Years	5.06%	6.36%
10 Years	5.92%	6.76%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 49.42300887%

AA 20.95811469%

Cash & Call Money 13.13667983%

AAA 9.89973274%

Top Debt Holdings

GOI 41.38%

Uttar Pradesh State 8.03%

Bajaj Finance Ltd. 7.43%

Eris Lifesciences Ltd. 5.01%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 13.14%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Medium Duration Fund	N.A.	41 Cr	10 yrs 5 m	1.49%
ICICI Prudential Medium Term Bond Fund	N.A.	5,733 Cr	21 yrs	1.38%
ICICI Prudential Debt Management Fund (FOF)	N.A.	114 Cr	21 yrs 9 m	0.61%
Axis Strategic Bond Fund	N.A.	1,930 Cr	13 yrs 5 m	1.33%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,338 Cr	16 yrs 5 m	1.57%
SBI Magnum Medium Duration Fund	N.A.	6,580 Cr	21 yrs 11 m	1.22%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Medium Duration Fund	-0.46%	3.54%	6.92%	6.69%	5.96%	5.92%
ICICI Prudential Medium Term Bond Fund	-0.05%	4.58%	8.48%	7.55%	6.81%	7.43%
ICICI Prudential Debt Management Fund (FOF)	-0.36%	4.12%	7.75%	7.57%	6.34%	7.34%
Axis Strategic Bond Fund	-0.11%	4.61%	8.42%	7.73%	6.79%	7.6%
Aditya Birla Sun Life Medium Term Fund	-0.22%	4.85%	12.61%	9.2%	12.06%	8.57%
SBI Magnum Medium Duration Fund	-0.31%	3.97%	7.59%	7.38%	6.25%	8.03%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Medium Duration Fund	1.38	0.77	0.12	0.18
ICICI Prudential Medium Term Bond Fund	1.06	0.56	0.92	1.67
ICICI Prudential Debt Management Fund (FOF)	1.13	0.59	0.87	1.19
Axis Strategic Bond Fund	1.26	0.68	0.91	1.62
Aditya Birla Sun Life Medium Term Fund	1.76	0.51	1.43	3.3
SBI Magnum Medium Duration Fund	1.29	0.71	0.62	1.01

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.13 vs. 2.12 Underperformed at beating benchmark
Sharpe	0.12 vs. 2.5 Poor risk-adjusted returns
Beta	0.77 vs. 0.74 More sensitive to market's ups & downs
Standard deviation	1.38 vs. 1.5 More stable returns

Compare UTI Medium Duration Fund in detail with

About this fund

About UTI Medium Duration Fund

UTI Medium Duration Fund Regular-Growth is a Medium Duration mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 10 yrs 5 m, having been launched on 25/03/2015. UTI Medium Duration Fund Regular-Growth has ₹41 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Medium Duration Fund Regular-Growth as of 03/09/2025 is ₹18.33. The fund has an expense ratio of 1.49%, which is higher than what most other Medium Duration funds charge.

UTI Medium Duration Fund Regular-Growth returns of last 1-year are 7.07%. Since launch, it has delivered 5.98% average annual returns.
UTI Medium Duration Fund Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is moderate indicating it has lent to borrowers whose quality is good. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Uttar Pradesh State, Bajaj Finance Ltd., Eris Lifesciences Ltd., Aditya Birla Real Estate Ltd..

...

Fund AUM	41 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Sunil Madhukar Patil

Mr. Patil is MMF, Finance He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.

Investment objective

The scheme seeks to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,61,295 Cr as on Jun 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
UTI Credit Risk Fund	N.A.	285 Cr	7.54%	7.17%
UTI Banking & PSU Fund	N.A.	800 Cr	8.1%	7.06%
UTI Ultra Short Duration Fund	N.A.	4,351 Cr	7.04%	6.82%
UTI Medium to Long Duration Fund	N.A.	334 Cr	6.1%	6.75%
UTI Gilt Fund	N.A.	670 Cr	4.68%	6.68%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of UTI Medium Duration Fund?

The current Net Asset Value (NAV) of the UTI Medium Duration Fund - Direct Growth plan is approximately ₹18.3305 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The UTI Medium Duration Fund is a 10 yrs 5 m old fund and has delivered average annual returns of 5.97% since inception.

UTI Medium Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.92%	6.69%	5.96%	5.92%	5.97%

How much does this mutual fund charge as expense ratio?

The UTI Medium Duration Fund - Direct Growth has an expense ratio of 1.49%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Medium Duration Fund currently has assets under management (AUM) or fund size valued at approximately 41 Cr as on May 31, 2025.

To whom does UTI Medium Duration Fund lend to?

The top 3 debt holdings of UTI Medium Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	41.38%
Uttar Pradesh State	8.03%
Bajaj Finance Ltd.	7.43%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Medium Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	49.42300887%
AA	20.95811469%
Cash & Call Money	13.13667983%

What is risk level of UTI Medium Duration Fund?

This is a Medium Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Medium Duration Fund?

UTI Medium Duration Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.49% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.83%. That's 0.66% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.66% if you opt for direct plan of UTI Medium Duration Fund

How can I redeem my investments in UTI Medium Duration Fund?

Redeeming your investments in UTI Medium Duration Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Medium Duration Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium Duration funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: For units in excess of 10% of the investment,1% will be charged for redemption within 365 days