Q: What are the returns of this mutual fund scheme?

The UTI Dynamic Bond Fund Direct-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 8.12% since inception. UTI Dynamic Bond Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.38% 8.01% 9.06% 7.37% 8.12%

Question 1

What is the current NAV of UTI Dynamic Bond Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the UTI Dynamic Bond Fund - Direct Growth plan is approximately ₹34.1514 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The UTI Dynamic Bond Fund Direct-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 8.12% since inception.

UTI Dynamic Bond Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.38%	8.01%	9.06%	7.37%	8.12%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The UTI Dynamic Bond Fund - Direct Growth has an expense ratio of 0.73%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The UTI Dynamic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 455 Cr as on Sep 30, 2025.

Question 5

To whom does UTI Dynamic Bond Fund lend to?

Accepted Answer

The top 3 debt holdings of UTI Dynamic Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	31.68%
National Bank For Agriculture & Rural Development	5.63%
Power Finance Corporation Ltd.	5.62%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Dynamic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	43.41631856%
AAA	38.84276396%
Cash & Call Money	11.89901426%

Question 7

What is risk level of UTI Dynamic Bond Fund?

Accepted Answer

This is a Dynamic Bond fund comes with Moderate risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in UTI Dynamic Bond Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Dynamic Bond Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the UTI Dynamic Bond Fund is complete.

Question 10

How can I redeem my investments in UTI Dynamic Bond Fund?

Accepted Answer

Redeeming your investments in the UTI Dynamic Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.73% as on Sep 30, 2025
Exit load	0%
AUM (Fund size)	₹455 Cr
Lock-in Period	Nil
Age	12 yrs 9 m since Jan 01, 2013
Benchmark	CRISIL Dynamic Bond A-III Index
Min. investment	SIP: ₹500 & Lumpsum: ₹10000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.71%	0.83%
3 Months	0.46%	0.7%
6 Months	1.76%	1.38%
1 Year	7.38%	7.19%
2 Years	8.9%	8.83%
3 Years	8.01%	8.17%
4 Years	8.4%	6.8%
5 Years	9.06%	6.33%
7 Years	7.12%	7.57%
10 Years	7.37%	7.53%

Alpha	0.49 vs. 2.7 Underperformed at beating benchmark
Sharpe	0.61 vs. 2.82 Poor risk-adjusted returns
Beta	1.18 vs. 1.04 More sensitive to market's ups & downs
Standard deviation	2.07 vs. 2.41 More stable returns

Fund AUM	455 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

UTI Dynamic Bond Fund Direct-Growth

Historical NAV & returns

UTI Dynamic Bond Fund overview

UTI Dynamic Bond Fund Returns calculator

Trailing returns as on Oct 25, 2025

Asset allocationas on Sep 30, 2025

Key risk & return ratios Compared to other funds in the category

Compare UTI Dynamic Bond Fund in detail with

About this fund

About UTI Dynamic Bond Fund

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UTI Dynamic Bond Fund Direct-Growth Returns

ET Money rank

Fund name	ETM Rank	AUM	1Y	3Y
UTI Gilt Fund with 10 year Constant Duration	N.A.	141 Cr	7.92%	8.62%
UTI Credit Risk Fund	N.A.	266 Cr	8.27%	8.24%
UTI Short Duration Fund	N.A.	3,231 Cr	8.25%	8.14%
UTI Corporate Bond Fund	N.A.	5,716 Cr	8.62%	8.05%
UTI Banking & PSU Fund	N.A.	816 Cr	8.29%	7.93%