Tata Treasury Advantage Fund Regular-Growth

Q: What are the returns of Tata Treasury Advantage Fund?

The Tata Treasury Advantage Fund is a 20 yrs old fund and has delivered average annual returns of 7.14% since inception. Tata Treasury Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.54% 7.03% 5.77% 6.21% 7.14%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹3974.4179+0.01% 1 day change	7.14% p.a.	App exclusive #NA View Ranked Funds	₹3,127 Cr

Historical NAV & returns

NAV: ₹3974.4179 as on Sep 03, 2025

This fund Category average

Tata Treasury Advantage Fund overview

Expense ratio	0.57% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹3,127 Cr
Lock-in Period	Nil
Age	20 yrs since Aug 23, 2005
Benchmark	CRISIL Low Duration Debt A-I Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Tata Treasury Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.27%	0.31%
3 Months	1.36%	1.42%
6 Months	3.93%	4.05%
1 Year	7.54%	7.6%
2 Years	7.33%	7.36%
3 Years	7.03%	7.06%
4 Years	6.11%	6.25%
5 Years	5.77%	5.85%
7 Years	5.61%	6.17%
10 Years	6.21%	6.55%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 41.55%

A1+ 39.61%

SOV 12.19%

Cash & Call Money 6.40999999%

Top Debt Holdings

National Bank For Agriculture & Rural Development 7.28%

Axis Bank Ltd. 7.06%

Canara Bank 6.95%

HDFC Bank Ltd. 6.23%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.24%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Treasury Advantage Fund	N.A.	3,127 Cr	20 yrs	0.57%
Sundaram Low Duration Fund	N.A.	398 Cr	21 yrs	1.15%
Mirae Asset Low Duration Fund	N.A.	1,838 Cr	17 yrs 6 m	0.85%
Mahindra Manulife Low Duration Fund	N.A.	624 Cr	8 yrs 6 m	1.09%
LIC MF Low Duration Fund	N.A.	1,450 Cr	22 yrs 3 m	0.94%
HDFC Low Duration Fund	N.A.	21,198 Cr	25 yrs 9 m	1.04%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Treasury Advantage Fund	0.27%	3.93%	7.54%	7.03%	5.77%	6.21%
Sundaram Low Duration Fund	0.33%	3.84%	7.48%	6.84%	6.99%	5.95%
Mirae Asset Low Duration Fund	0.31%	3.93%	7.47%	6.91%	5.52%	5.99%
Mahindra Manulife Low Duration Fund	0.32%	3.87%	7.34%	6.83%	5.43%	5.15%
LIC MF Low Duration Fund	0.3%	3.81%	7.27%	6.74%	5.51%	6.1%
HDFC Low Duration Fund	0.27%	4.02%	7.5%	7.11%	5.93%	6.72%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Treasury Advantage Fund	0.44	1.13	1.13	1.61
Sundaram Low Duration Fund	0.42	1.04	0.78	1.36
Mirae Asset Low Duration Fund	0.42	1.1	0.95	1.42
Mahindra Manulife Low Duration Fund	0.41	0.99	0.77	1.09
LIC MF Low Duration Fund	0.44	1.16	0.54	0.91
HDFC Low Duration Fund	0.45	1.05	1.32	2.21

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.59 vs. 2.85 Underperformed at beating benchmark
Sharpe	1.13 vs. 3.2 Poor risk-adjusted returns
Beta	1.13 vs. 1.4 Less sensitive to market ups & downs
Standard deviation	0.44 vs. 0.39 More volatile performance

Compare Tata Treasury Advantage Fund in detail with

About this fund

About Tata Treasury Advantage Fund

Tata Treasury Advantage Fund Regular-Growth is a Low Duration mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 20 yrs, having been launched on 23/08/2005. Tata Treasury Advantage Fund Regular-Growth has ₹3,127 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata Treasury Advantage Fund Regular-Growth as of 03/09/2025 is ₹3974.42. The fund has an expense ratio of 0.57%, which is higher than what most other Low Duration funds charge.

Tata Treasury Advantage Fund Regular-Growth returns of last 1-year are 7.56%. Since launch, it has delivered 7.14% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Tata Treasury Advantage Fund Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in National Bank For Agriculture & Rural Development, Axis Bank Ltd., Canara Bank, HDFC Bank Ltd., Bank Of Baroda.

...

Fund AUM	3,127 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Sonthalia

Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder. Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Akhil Mittal

Mr. Mittal is B.Com (H) and MBA from University Business School. Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Investment objective

The scheme aims to generate income & capital appreciation through a portfolio constituted of debt & money market instruments with relatively lower interest rate risk.

Tata Mutual Fund details

No. of schemes	60 view all schemes
Total AUM	1,96,797 Cr as on Jun 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

More funds from Tata Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Tata Money Market Fund	N.A.	31,975 Cr	7.83%	7.49%
Tata Liquid Fund	N.A.	18,156 Cr	6.91%	6.95%
Tata Short Term Bond Fund	N.A.	3,269 Cr	7.23%	6.79%
Tata Gilt Securities Fund	N.A.	1,159 Cr	5.05%	6.5%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Tata Treasury Advantage Fund?

The current Net Asset Value (NAV) of the Tata Treasury Advantage Fund - Direct Growth plan is approximately ₹3974.4179 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Tata Treasury Advantage Fund is a 20 yrs old fund and has delivered average annual returns of 7.14% since inception.

Tata Treasury Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.54%	7.03%	5.77%	6.21%	7.14%

How much does this mutual fund charge as expense ratio?

The Tata Treasury Advantage Fund - Direct Growth has an expense ratio of 0.57%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Tata Treasury Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 3,127 Cr as on May 31, 2025.

To whom does Tata Treasury Advantage Fund lend to?

The top 3 debt holdings of Tata Treasury Advantage Fund are as follows

Holding Name	Percentage of Portfolio
National Bank For Agriculture & Rural Development	7.28%
Axis Bank Ltd.	7.06%
Canara Bank	6.95%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Tata Treasury Advantage Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	41.55%
A1+	39.61%
SOV	12.19%

What is risk level of Tata Treasury Advantage Fund?

This is a Low Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Tata Treasury Advantage Fund?

Tata Treasury Advantage Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 0.57% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.24%. That's 0.32999999999999996% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.32999999999999996% if you opt for direct plan of Tata Treasury Advantage Fund

How can I redeem my investments in Tata Treasury Advantage Fund?

Redeeming your investments in Tata Treasury Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Tata Treasury Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Low Duration

#NA

Return Outperformance: This fund has generated highest return amongst Low Duration funds in the last 5 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.