Mahindra Manulife Low Duration Fund Regular - Growth

Q: What are the returns of Mahindra Manulife Low Duration Fund?

The Mahindra Manulife Low Duration Fund is a 8 yrs 6 m old fund and has delivered average annual returns of 6.04% since inception. Mahindra Manulife Low Duration Fund Returns 1-Year 3-Year 5-Year Since Inception 7.34% 6.83% 5.43% 6.04%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1653.2038+0.01% 1 day change	6.04% p.a.	App exclusive #NA View Ranked Funds	₹624 Cr

Historical NAV & returns

NAV: ₹1653.2038 as on Sep 03, 2025

This fund Category average

Mahindra Manulife Low Duration Fund overview

Expense ratio	1.09% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹624 Cr
Lock-in Period	Nil
Age	8 yrs 6 m since Feb 14, 2017
Benchmark	CRISIL Low Duration Debt A-I Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Mahindra Manulife Low Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.32%	0.31%
3 Months	1.42%	1.42%
6 Months	3.87%	4.05%
1 Year	7.34%	7.6%
2 Years	7.12%	7.36%
3 Years	6.83%	7.06%
4 Years	5.83%	6.25%
5 Years	5.43%	5.85%
7 Years	6.05%	6.17%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 44.88%

AA+ 21.49%

A1+ 14.01%

SOV 8.1%

Top Debt Holdings

Small Industries Devp. Bank of India Ltd. 8.09%

HDFC Bank Ltd. 6.9%

Bharti Telecom Ltd. 6.52%

LIC Housing Finance Ltd. 6.41%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 2.52%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Mahindra Manulife Low Duration Fund	N.A.	624 Cr	8 yrs 6 m	1.09%
Sundaram Low Duration Fund	N.A.	398 Cr	21 yrs	1.15%
Mirae Asset Low Duration Fund	N.A.	1,838 Cr	17 yrs 6 m	0.85%
LIC MF Low Duration Fund	N.A.	1,450 Cr	22 yrs 3 m	0.94%
HDFC Low Duration Fund	N.A.	21,198 Cr	25 yrs 9 m	1.04%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Mahindra Manulife Low Duration Fund	0.32%	3.87%	7.34%	6.83%	5.43%	N.A.
Sundaram Low Duration Fund	0.33%	3.84%	7.48%	6.84%	6.99%	5.95%
Mirae Asset Low Duration Fund	0.31%	3.93%	7.47%	6.91%	5.52%	5.99%
LIC MF Low Duration Fund	0.3%	3.81%	7.27%	6.74%	5.51%	6.1%
HDFC Low Duration Fund	0.27%	4.02%	7.5%	7.11%	5.93%	6.72%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Mahindra Manulife Low Duration Fund	0.41	0.99	0.77	1.09
Sundaram Low Duration Fund	0.42	1.04	0.78	1.36
Mirae Asset Low Duration Fund	0.42	1.1	0.95	1.42
LIC MF Low Duration Fund	0.44	1.16	0.54	0.91
HDFC Low Duration Fund	0.45	1.05	1.32	2.21

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.15 vs. 2.85 Underperformed at beating benchmark
Sharpe	0.77 vs. 3.2 Poor risk-adjusted returns
Beta	0.99 vs. 1.4 Less sensitive to market ups & downs
Standard deviation	0.41 vs. 0.39 More volatile performance

Compare Mahindra Manulife Low Duration Fund in detail with

About this fund

About Mahindra Manulife Low Duration Fund

Mahindra Manulife Low Duration Fund Regular - Growth is a Low Duration mutual fund scheme from Mahindra Manulife Mutual Fund. This fund has been in existence for 8 yrs 6 m, having been launched on 14/02/2017. Mahindra Manulife Low Duration Fund Regular - Growth has ₹624 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Mahindra Manulife Low Duration Fund Regular - Growth as of 03/09/2025 is ₹1653.20. The fund has an expense ratio of 1.09%, which is higher than what most other Low Duration funds charge.

Mahindra Manulife Low Duration Fund Regular - Growth returns of last 1-year are 7.37%. Since launch, it has delivered 6.05% average annual returns.
Mahindra Manulife Low Duration Fund Regular - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is moderate indicating it has lent to borrowers whose quality is good. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Small Industries Devp. Bank of India Ltd., HDFC Bank Ltd., Bharti Telecom Ltd., LIC Housing Finance Ltd., Power Finance Corporation Ltd..

...

Fund AUM	624 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Rahul Pal

Mr. Pal is a B.Com (H) and Chartered Accountant. Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Investment objective

The Scheme seeks to provide reasonable returns commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments.

Mahindra Manulife Mutual Fund details

No. of schemes	25 view all schemes
Total AUM	29,590 Cr as on Jun 30, 2025
Address	1st Floor - Sadhana House, 570 - P.B. Marg, Worli, Mumbai, 400018
Phone	022-66327900

More funds from Mahindra Manulife Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Mahindra Manulife Liquid Fund	N.A.	1,198 Cr	6.88%	7.0%
Mahindra Manulife Ultra Short Duration Fund	N.A.	205 Cr	7.22%	6.97%
Mahindra Manulife Short Duration Fund	N.A.	77 Cr	7.67%	6.94%
Mahindra Manulife Dynamic Bond Fund	N.A.	98 Cr	6.25%	6.61%
Mahindra Manulife Overnight Fund	N.A.	247 Cr	6.08%	6.35%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Mahindra Manulife Low Duration Fund?

The current Net Asset Value (NAV) of the Mahindra Manulife Low Duration Fund - Direct Growth plan is approximately ₹1653.2038 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Mahindra Manulife Low Duration Fund is a 8 yrs 6 m old fund and has delivered average annual returns of 6.04% since inception.

Mahindra Manulife Low Duration Fund Returns

1-Year	3-Year	5-Year	Since Inception
7.34%	6.83%	5.43%	6.04%

How much does this mutual fund charge as expense ratio?

The Mahindra Manulife Low Duration Fund - Direct Growth has an expense ratio of 1.09%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Mahindra Manulife Low Duration Fund currently has assets under management (AUM) or fund size valued at approximately 624 Cr as on May 31, 2025.

To whom does Mahindra Manulife Low Duration Fund lend to?

The top 3 debt holdings of Mahindra Manulife Low Duration Fund are as follows

Holding Name	Percentage of Portfolio
Small Industries Devp. Bank of India Ltd.	8.09%
HDFC Bank Ltd.	6.9%
Bharti Telecom Ltd.	6.52%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Mahindra Manulife Low Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	44.88%
AA+	21.49%
A1+	14.01%

What is risk level of Mahindra Manulife Low Duration Fund?

This is a Low Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Mahindra Manulife Low Duration Fund?

Mahindra Manulife Low Duration Fund Regular - Growth is the regular plan of the fund. For this plan of you pay 1.09% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.3%. That's 0.79% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.79% if you opt for direct plan of Mahindra Manulife Low Duration Fund

How can I redeem my investments in Mahindra Manulife Low Duration Fund?

Redeeming your investments in Mahindra Manulife Low Duration Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Mahindra Manulife Low Duration Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Low Duration

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Low Duration funds in the last 3 Months .
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.