Q: What are the returns of this mutual fund scheme?

The Tata Housing Opportunities Fund Direct - Growth is a 3 yrs 1 m old fund and has delivered average annual returns of 15.26% since inception. Tata Housing Opportunities Fund Direct - Growth Returns 1-Year 3-Year Since Inception -11.66% 16.55% 15.26%

Question 1

What is the current NAV of Tata Housing Opportunities Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Tata Housing Opportunities Fund - Direct Growth plan is approximately ₹15.5527 as of Sep 29, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Tata Housing Opportunities Fund Direct - Growth is a 3 yrs 1 m old fund and has delivered average annual returns of 15.26% since inception.

Tata Housing Opportunities Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
-11.66%	16.55%	15.26%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Tata Housing Opportunities Fund - Direct Growth has an expense ratio of 0.72%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Tata Housing Opportunities Fund currently has assets under management (AUM) or fund size valued at approximately 534 Cr as on May 31, 2025.

Question 5

What are the top stock holdings of Tata Housing Opportunities Fund?

Accepted Answer

The Tata Housing Opportunities Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.76%
Prestige Estates Projects Ltd.	6.5%
Larsen & Toubro Ltd.	5.81%
ICICI Bank Ltd.	4.94%
Asian Paints Ltd.	4.75%
Ultratech Cement Ltd.	4.46%
Ambuja Cements Ltd.	4.37%
Kei Industries Ltd.	3.78%
Voltas Ltd.	3.46%
Supreme Industries Ltd.	3.16%

Question 6

What are the top sectors Tata Housing Opportunities Fund has invested in?

Accepted Answer

The Tata Housing Opportunities Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.76%
Prestige Estates Projects Ltd.	6.5%
Larsen & Toubro Ltd.	5.81%
ICICI Bank Ltd.	4.94%
Asian Paints Ltd.	4.75%
Ultratech Cement Ltd.	4.46%
Ambuja Cements Ltd.	4.37%
Kei Industries Ltd.	3.78%
Voltas Ltd.	3.46%
Supreme Industries Ltd.	3.16%

Question 7

What is risk level of Tata Housing Opportunities Fund?

Accepted Answer

This is a Thematic fund comes with Very High risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Tata Housing Opportunities Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Tata Housing Opportunities Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Tata Housing Opportunities Fund is complete.

Question 10

How can I redeem my investments in Tata Housing Opportunities Fund?

Accepted Answer

Redeeming your investments in the Tata Housing Opportunities Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.72% as on Aug 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 30 days.!
AUM (Fund size)	₹534 Cr
Lock-in Period	Nil
Age	3 yrs 1 m since Aug 16, 2022
Benchmark	Nifty Housing TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	-1.26%	0.57%
3 Months	-3.95%	0.6%
6 Months	8.17%	13.15%
1 Year	-11.66%	-3.66%
2 Years	11.34%	20.54%
3 Years	16.55%	18.98%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Housing Opportunities Fund	-1.26%	8.17%	-11.66%	16.55%	N.A.	N.A.
ICICI Prudential Manufacturing Fund	0.58%	13.76%	-2.69%	27.58%	30.04%	14.25%
ICICI Prudential Exports and Services Fund	0.05%	6.22%	-2.35%	20.89%	24.85%	13.84%
Sundaram Services Fund	0.06%	11.55%	1.21%	19.27%	25.83%	14.07%
ICICI Prudential Commodities Fund	1.31%	11.13%	-0.32%	21.5%	33.22%	16.55%
UTI Transportation and Logistics Fund	3.27%	26.79%	2.1%	25.81%	28.29%	14.26%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Housing Opportunities Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Manufacturing Fund	16.26	1.13	1.09	1.58
ICICI Prudential Exports and Services Fund	11.25	0.8	1.16	2.49
Sundaram Services Fund	12.58	0.87	0.89	1.57
ICICI Prudential Commodities Fund	15.05	0.98	0.87	1.4
UTI Transportation and Logistics Fund	16.11	1.03	0.95	1.32

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Housing Opportunities Fund	N.A.	534 Cr	3 yrs 1 m	0.72%
ICICI Prudential Manufacturing Fund	N.A.	6,490 Cr	7 yrs	0.73%
ICICI Prudential Exports and Services Fund	N.A.	1,369 Cr	12 yrs 8 m	1.69%
Sundaram Services Fund	N.A.	4,333 Cr	7 yrs 1 m	0.74%
ICICI Prudential Commodities Fund	N.A.	2,919 Cr	6 yrs	0.99%
UTI Transportation and Logistics Fund	N.A.	3,741 Cr	12 yrs 8 m	0.83%

Tata Housing Opportunities Fund Direct - Growth

Historical NAV & returns

Tata Housing Opportunities Fund overview

Tata Housing Opportunities Fund Returns calculator

Trailing returns as on Sep 22, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Tata Housing Opportunities Fund in detail with

About this fund

About Tata Housing Opportunities Fund

Fund managers

Investment objective

Tata Mutual Fund details

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Frequently asked questions

Tata Housing Opportunities Fund Direct - Growth Returns

ET Money rank

Fund AUM	534 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	60 view all schemes
Total AUM	1,96,797 Cr as on Jun 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

Fund name	ETM Rank	AUM	1Y	5Y
Tata Small Cap Fund	N.A.	10,529 Cr	-8.09%	31.16%
Tata Infrastructure Fund	N.A.	2,227 Cr	-15.3%	29.81%
Tata Mid Cap Fund	N.A.	4,701 Cr	-6.02%	25.06%
Tata Resources & Energy Fund	N.A.	1,118 Cr	-2.61%	24.59%
Tata Banking and Financial Services Fund	N.A.	2,797 Cr	5.13%	22.45%
Tata Focused Fund	N.A.	1,796 Cr	-6.73%	22.09%

Sector	Percentage of Portfolio
Financial	30.97%
Materials	26.160000000000004%
Construction	15.919999999999998%
Consumer Discretionary	11.17%
Capital Goods	6.55%
Chemicals	3.03%
Services	0.81%