Q: What are the returns of Tata Banking and Financial Services Fund?

The Tata Banking and Financial Services Fund is a 9 yrs 9 m old fund and has delivered average annual returns of 15.8% since inception. Tata Banking and Financial Services Fund Returns 1-Year 3-Year 5-Year Since Inception 5.78% 16.37% 19.6% 15.8%

Question 1

What is the current NAV of Tata Banking and Financial Services Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Tata Banking and Financial Services Fund - Direct Growth plan is approximately ₹41.6767 as of Sep 03, 2025.

Question 2

What are the returns of Tata Banking and Financial Services Fund?

Accepted Answer

The Tata Banking and Financial Services Fund is a 9 yrs 9 m old fund and has delivered average annual returns of 15.8% since inception.

Tata Banking and Financial Services Fund Returns

1-Year	3-Year	5-Year	Since Inception
5.78%	16.37%	19.6%	15.8%

Question 3

How much does Tata Banking and Financial Services Fund charge as the expense ratio?

Accepted Answer

The Tata Banking and Financial Services Fund - Direct Growth has an expense ratio of 1.91%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Tata Banking and Financial Services Fund?

Accepted Answer

The Tata Banking and Financial Services Fund currently has assets under management (AUM) or fund size valued at approximately ₹2,797 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Tata Banking and Financial Services Fund?

Accepted Answer

The Tata Banking and Financial Services Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	20.22%
ICICI Bank Ltd.	8.52%
Kotak Mahindra Bank Ltd.	8.2%
Axis Bank Ltd.	8.01%
Bajaj Finserv Ltd.	3.16%
State Bank of India	2.72%
ICICI Lombard General Insurance Company Ltd.	2.66%
Bajaj Finance Ltd.	2.59%
PNB Housing Finance Ltd.	2.56%
HDFC Life Insurance Co Ltd.	2.35%

Question 6

What are the top sectors Tata Banking and Financial Services Fund has invested in?

Accepted Answer

The Tata Banking and Financial Services Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
HDFC Bank Ltd.	20.22%
ICICI Bank Ltd.	8.52%
Kotak Mahindra Bank Ltd.	8.2%
Axis Bank Ltd.	8.01%
Bajaj Finserv Ltd.	3.16%
State Bank of India	2.72%
ICICI Lombard General Insurance Company Ltd.	2.66%
Bajaj Finance Ltd.	2.59%
PNB Housing Finance Ltd.	2.56%
HDFC Life Insurance Co Ltd.	2.35%

Question 7

What is the risk level of Tata Banking and Financial Services Fund?

Accepted Answer

This is a Sectoral-banking fund comes with Very High risk.

Question 8

Is there any lock-in period in Tata Banking and Financial Services Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Tata Banking and Financial Services Fund Regular-Growth?

Accepted Answer

Tata Banking and Financial Services Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.91% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.47%. That's 1.44% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.44% if you opt for direct plan of Tata Banking and Financial Services Fund

Question 10

How can I redeem my investments in Tata Banking and Financial Services Fund?

Accepted Answer

Redeeming your investments in Tata Banking and Financial Services Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Tata Banking and Financial Services Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.91% as on Aug 31, 2025
Plan type	Regular
Exit load	0.25% Exit load of 0.25% if redeemed within 30 days.!
AUM (Fund size)	₹2,797 Cr
Lock-in Period	Nil
Age	9 yrs 9 m since Dec 04, 2015
Benchmark	NIFTY Financial Services TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	-1.32%	-1.66%
3 Months	-1.3%	-0.99%
6 Months	14.27%	14.61%
1 Year	5.78%	4.79%
2 Years	13.53%	16.07%
3 Years	16.37%	15.94%
4 Years	12.1%	12.49%
5 Years	19.6%	20.97%
7 Years	12.91%	12.0%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Banking and Financial Services Fund	N.A.	2,797 Cr	9 yrs 9 m	1.91%
Sundaram Financial Services Opportunities Fund	N.A.	1,548 Cr	17 yrs 4 m	2.11%
Invesco India Financial Services Fund	N.A.	1,392 Cr	17 yrs 3 m	2.13%
Nippon India Banking & Financial Services Fund	N.A.	7,160 Cr	22 yrs 4 m	1.85%
SBI Banking & Financial Services Fund	N.A.	7,650 Cr	10 yrs 6 m	1.79%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Banking and Financial Services Fund	-1.32%	14.27%	5.78%	16.37%	19.6%	N.A.
Sundaram Financial Services Opportunities Fund	-3.23%	9.53%	-2.1%	16.24%	21.17%	14.27%
Invesco India Financial Services Fund	-2.39%	16.94%	4.55%	19.15%	21.32%	15.7%
Nippon India Banking & Financial Services Fund	-1.73%	12.96%	4.05%	16.48%	24.29%	14.23%
SBI Banking & Financial Services Fund	-0.89%	16.52%	9.84%	17.43%	20.89%	17.04%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Banking and Financial Services Fund	13.16	0.91	0.73	2.02
Sundaram Financial Services Opportunities Fund	13.28	0.91	0.71	1.46
Invesco India Financial Services Fund	12.9	0.83	0.91	1.55
Nippon India Banking & Financial Services Fund	12.1	0.84	0.8	1.66
SBI Banking & Financial Services Fund	11.89	0.81	0.87	1.84

Tata Banking and Financial Services Fund Regular-Growth

Historical NAV & returns

Tata Banking and Financial Services Fund overview

Tata Banking and Financial Services Fund Returns calculator

Trailing returns as on Sep 04, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Tata Banking and Financial Services Fund in detail with

About this fund

About Tata Banking and Financial Services Fund

Fund managers

Investment objective

Tata Mutual Fund details

More funds from Tata Mutual Fund

Frequently asked questions

Tata Banking and Financial Services Fund Returns

ET Money rank

Alpha	5.31 vs. 4.6 Higher outperformance against benchmark
Sharpe	0.73 vs. 3.54 Poor risk-adjusted returns
Beta	0.91 vs. 0.69 More sensitive to market's ups & downs
Standard deviation	13.16 vs. 7.75 More volatile performance

Fund AUM	2,797 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	60 view all schemes
Total AUM	1,96,797 Cr as on Jun 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

Fund name	ETM Rank	AUM	1Y	5Y
Tata Small Cap Fund	N.A.	10,529 Cr	-6.14%	29.88%
Tata Infrastructure Fund	N.A.	2,227 Cr	-13.84%	28.21%
Tata Mid Cap Fund	N.A.	4,701 Cr	-5.38%	24.41%
Tata Resources & Energy Fund	N.A.	1,118 Cr	-1.2%	22.49%
Tata Digital India Fund	N.A.	11,688 Cr	-10.32%	22.02%
Tata Value Fund	N.A.	8,506 Cr	-8.97%	21.32%

Sector	Percentage of Portfolio
Financial	84.24999999999999%
Insurance	7.17%
Services	3.0599999999999996%