Invesco India Financial Services Fund-Growth

Q: What are the returns of Invesco India Financial Services Fund?

The Invesco India Financial Services Fund is a 17 yrs 3 m old fund and has delivered average annual returns of 16.64% since inception. Invesco India Financial Services Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.55% 19.15% 21.32% 15.7% 16.64%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹133.44+0.67% 1 day change	16.64% p.a.	App exclusive #NA View Ranked Funds	₹1,392 Cr

Historical NAV & returns

NAV: ₹133.44 as on Sep 03, 2025

This fund Category average

Invesco India Financial Services Fund overview

Expense ratio	2.13% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹1,392 Cr
Lock-in Period	Nil
Age	17 yrs 3 m since May 19, 2008
Benchmark	NIFTY Financial Services TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Invesco India Financial Services Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-2.39%	-1.66%
3 Months	-1.1%	-0.99%
6 Months	16.94%	14.61%
1 Year	4.55%	4.79%
2 Years	21.33%	16.07%
3 Years	19.15%	15.94%
4 Years	13.84%	12.49%
5 Years	21.32%	20.97%
7 Years	13.65%	12.0%
10 Years	15.7%	14.52%

Asset allocationas on Aug 31, 2025

Large Cap 62.8%

Mid Cap 18.03%

Small Cap 16.96%

Other Cap 0%

Top holdings

ICICI Bank Ltd.20.92%

HDFC Bank Ltd.19.99%

Axis Bank Ltd.4.82%

State Bank of India4.66%

Top sectors

Financial 83.23%

Services 12.36%

Insurance 3.47%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.72%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Invesco India Financial Services Fund	N.A.	1,392 Cr	17 yrs 3 m	2.13%
Sundaram Financial Services Opportunities Fund	N.A.	1,548 Cr	17 yrs 4 m	2.11%
Nippon India Banking & Financial Services Fund	N.A.	7,160 Cr	22 yrs 4 m	1.85%
SBI Banking & Financial Services Fund	N.A.	7,650 Cr	10 yrs 6 m	1.79%
Tata Banking and Financial Services Fund	N.A.	2,797 Cr	9 yrs 9 m	1.91%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Invesco India Financial Services Fund	-2.39%	16.94%	4.55%	19.15%	21.32%	15.7%
Sundaram Financial Services Opportunities Fund	-3.23%	9.53%	-2.1%	16.24%	21.17%	14.27%
Nippon India Banking & Financial Services Fund	-1.73%	12.96%	4.05%	16.48%	24.29%	14.23%
SBI Banking & Financial Services Fund	-0.89%	16.52%	9.84%	17.43%	20.89%	17.04%
Tata Banking and Financial Services Fund	-1.32%	14.27%	5.78%	16.37%	19.6%	15.29%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Invesco India Financial Services Fund	12.9	0.83	0.91	1.55
Sundaram Financial Services Opportunities Fund	13.28	0.91	0.71	1.46
Nippon India Banking & Financial Services Fund	12.1	0.84	0.8	1.66
SBI Banking & Financial Services Fund	11.89	0.81	0.87	1.84
Tata Banking and Financial Services Fund	13.16	0.91	0.73	2.02

View all Sectoral-banking funds

Key risk & return ratios Compared to other funds in the category

Alpha	7.79 vs. 4.6 Higher outperformance against benchmark
Sharpe	0.91 vs. 3.54 Poor risk-adjusted returns
Beta	0.83 vs. 0.69 More sensitive to market's ups & downs
Standard deviation	12.9 vs. 7.75 More volatile performance

Compare Invesco India Financial Services Fund in detail with

About this fund

About Invesco India Financial Services Fund

Invesco India Financial Services Fund-Growth is a Sectoral-Banking mutual fund scheme from Invesco Mutual Fund. This fund has been in existence for 17 yrs 3 m, having been launched on 19/05/2008. Invesco India Financial Services Fund-Growth has ₹1,392 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Invesco India Financial Services Fund-Growth as of 03/09/2025 is ₹133.44. The fund has an expense ratio of 2.13%, which is higher than what most other Sectoral-banking funds charge.

Invesco India Financial Services Fund-Growth returns of last 1-year are 4.32%. Since launch, it has delivered 16.31% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Invesco India Financial Services Fund-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Services, Insurance sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Axis Bank Ltd., State Bank of India, Multi Commodity Exchange Of India Ltd..

...

Fund AUM	1,392 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Dhimant Kothari

Mr. Kothari is a Chartered Accountant and holds a Commerce degree. In his last assignment, he was working as Senior Manager – Research with Credit Analysis and Research Ltd., His other assignments include Lotus India Asset Management and CRISIL Ltd.

Hiten Jain

Mr. Jain has done BE, CFA and MBA (Finance) Prior to joining Invesco India Mutual Fund, he has worked with CRISIL Limited and Dunia Finance LLC Dubai.

Investment objective

The scheme seeks to generate capital appreciation from a portfolio of Equity and Equity Related Instruments of companies engaged in the business of banking and financial services.

Invesco Mutual Fund details

No. of schemes	40 view all schemes
Total AUM	1,16,619 Cr as on Jun 30, 2025
Address	2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai, 400013
Phone	022-67310000 / 1800-209-0007

More funds from Invesco Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Invesco India Infrastructure Fund	N.A.	1,524 Cr	-5.47%	29.44%
Invesco India Mid Cap Fund	N.A.	8,063 Cr	9.09%	28.09%
Invesco India PSU Equity Fund	N.A.	1,341 Cr	-9.68%	27.95%
Invesco India Large & Mid Cap Fund	N.A.	8,125 Cr	7.17%	24.22%
Invesco India Multicap Fund	N.A.	4,043 Cr	-4.22%	22.25%
Invesco India Contra Fund	N.A.	18,982 Cr	-1.71%	22.12%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Invesco India Financial Services Fund?

The current Net Asset Value (NAV) of the Invesco India Financial Services Fund - Direct Growth plan is approximately ₹133.44 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Invesco India Financial Services Fund is a 17 yrs 3 m old fund and has delivered average annual returns of 16.64% since inception.

Invesco India Financial Services Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.55%	19.15%	21.32%	15.7%	16.64%

How much does this mutual fund charge as expense ratio?

The Invesco India Financial Services Fund - Direct Growth has an expense ratio of 2.13%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Invesco India Financial Services Fund currently has assets under management (AUM) or fund size valued at approximately 1,392 Cr as on Aug 31, 2025.

What are the top stock holdings of Invesco India Financial Services Fund?

The Invesco India Financial Services Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	20.92%
HDFC Bank Ltd.	19.99%
Axis Bank Ltd.	4.82%
State Bank of India	4.66%
Multi Commodity Exchange Of India Ltd.	4.59%
Karur Vysya Bank Ltd.	3.58%
Cholamandalam Investment and Finance Company Ltd.	3.28%
HDFC Asset Management Company Ltd.	3.1%
PB Fintech Ltd.	2.56%
Shriram Finance Ltd	2.48%

What are the top sectors Invesco India Financial Services Fund has invested in?

The Invesco India Financial Services Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	83.23%
Services	12.36%
Insurance	3.47%

What is risk level of Invesco India Financial Services Fund?

This is a Sectoral-banking fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Invesco India Financial Services Fund?

Invesco India Financial Services Fund-Growth is the regular plan of the fund. For this plan of you pay 2.13% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.83%. That's 1.2999999999999998% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.2999999999999998% if you opt for direct plan of Invesco India Financial Services Fund

How can I redeem my investments in Invesco India Financial Services Fund?

Redeeming your investments in Invesco India Financial Services Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Invesco India Financial Services Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Sectoral-Banking

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 10 Years.
Chance: This fund has generated a 12.97% annual return in 70% of times for investors holding for at least 5 years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.