Sundaram ELSS Tax Saver Fund Direct

Q: What are the returns of Sundaram ELSS Tax Saver Fund?

The Sundaram ELSS Tax Saver Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 14.4% since inception. Sundaram ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 1.16% 14.44% 21.23% 13.95% 14.4%

Previously called: Sundaram Tax Savings Direct

NAV as of Sep 08, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹544.18+0.04% 1 day change	14.4% p.a.	App exclusive #NA View Ranked Funds	₹1,359 Cr

Historical NAV & returns

NAV: ₹544.18 as on Sep 08, 2025

This fund Category average

Sundaram ELSS Tax Saver Fund overview

Expense ratio	1.67% as on Aug 31, 2025
Exit load	0%
AUM (Fund size)	₹1,359 Cr
Lock-in Period	3 Years
Age	12 yrs 8 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Sundaram ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 09, 2025

Period	This fund	Category average
1 Month	0.19%	1.32%
3 Months	0.4%	-0.97%
6 Months	13.53%	13.53%
1 Year	1.16%	-0.85%
2 Years	14.08%	16.23%
3 Years	14.44%	17.05%
4 Years	13.0%	13.95%
5 Years	21.23%	22.5%
7 Years	13.56%	15.41%
10 Years	13.95%	15.15%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 69.33%

Mid Cap 13.97%

Small Cap 12.19%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.44%

ICICI Bank Ltd.7.93%

Reliance Industries Ltd.4.38%

Axis Bank Ltd.3.41%

Top sectors

Financial 30.44%

Consumer Staples 8.629999999999999%

Services 7.94%

Energy 7.839999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 6.098059%

Mutual Fund 2.542556%

Cash/Net Current Assets 0.072802%

Other Holdings

Sundaram Low Duration Fund Direct-Growth 2.54%

Others 0.07%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram ELSS Tax Saver Fund	N.A.	1,359 Cr	12 yrs 8 m	1.67%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,294 Cr	6 yrs 2 m	0.62%
HDFC ELSS Tax Saver Fund	N.A.	16,454 Cr	12 yrs 8 m	1.09%
SBI Long Term Equity Fund	N.A.	28,506 Cr	12 yrs 8 m	0.95%
DSP ELSS Tax Saver Fund	N.A.	16,974 Cr	12 yrs 8 m	0.69%
Kotak ELSS Tax Saver Fund	N.A.	6,266 Cr	12 yrs 8 m	0.62%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram ELSS Tax Saver Fund	0.19%	13.53%	1.16%	14.44%	21.23%	13.95%
Parag Parikh ELSS Tax Saver Fund	1.5%	10.98%	5.66%	18.76%	23.67%	13.09%
HDFC ELSS Tax Saver Fund	1.98%	14.28%	4.19%	21.69%	26.05%	15.11%
SBI Long Term Equity Fund	1.17%	10.33%	-1.01%	23.69%	26.2%	15.54%
DSP ELSS Tax Saver Fund	0.58%	10.25%	-2.26%	18.96%	24.55%	17.04%
Kotak ELSS Tax Saver Fund	1.09%	13.88%	-1.85%	16.35%	22.97%	15.85%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram ELSS Tax Saver Fund	11.63	0.84	0.7	1.19
Parag Parikh ELSS Tax Saver Fund	9.79	0.67	1.2	1.92
HDFC ELSS Tax Saver Fund	11.49	0.84	1.23	2.13
SBI Long Term Equity Fund	13.48	0.96	1.17	1.99
DSP ELSS Tax Saver Fund	13.35	0.97	0.91	1.87
Kotak ELSS Tax Saver Fund	12.91	0.92	0.75	1.03

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.39 vs. 5.36 Underperformed at beating benchmark
Sharpe	0.7 vs. 5.78 Poor risk-adjusted returns
Beta	0.84 vs. 0.91 Less sensitive to market ups & downs
Standard deviation	11.63 vs. 11.99 More stable returns

Compare Sundaram ELSS Tax Saver Fund in detail with

About this fund

About Sundaram ELSS Tax Saver Fund

Sundaram ELSS Tax Saver Fund Direct is a ELSS mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 12 yrs 8 m, having been launched on 01/01/2013. Sundaram ELSS Tax Saver Fund Direct has ₹1,359 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram ELSS Tax Saver Fund Direct as of 08/09/2025 is ₹544.18. The fund has an expense ratio of 1.67%, which is higher than what most other Elss funds charge.

Sundaram ELSS Tax Saver Fund Direct returns of last 1-year are 1.40%. Since launch, it has delivered 14.47% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Sundaram ELSS Tax Saver Fund Direct scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Consumer Staples, Services, Energy, Healthcare sectors. It has taken less exposure in Financial, Consumer Staples sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Axis Bank Ltd., Larsen & Toubro Ltd..

...

Fund AUM	1,359 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Rohit Seksaria

Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Bharath S.

Mr. Bharath is a B Com (H), MBA and ICWA. Prior to joining Sundaram Mutual Fund he has worked with Navia Markets Ltd.

Investment objective

The fund seeks to build a high quality growth oriented portfolio to provide long term capital appreciation through investment primarily in equities.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	69,421 Cr as on Jun 30, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

More funds from Sundaram Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Sundaram Small Cap Fund	N.A.	3,311 Cr	-1.94%	30.08%
Sundaram Mid Cap Fund	N.A.	12,344 Cr	1.05%	27.99%
Sundaram Infrastructure Advantage Fund	N.A.	952 Cr	-1.62%	27.88%
Sundaram Services Fund	N.A.	4,161 Cr	6.52%	26.17%
Sundaram Financial Services Opportunities Fund	N.A.	1,548 Cr	0.32%	23.67%
Sundaram Multi Cap Fund	N.A.	2,773 Cr	1.0%	23.56%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Sundaram ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the Sundaram ELSS Tax Saver Fund - Direct Growth plan is approximately ₹544.18 as of Sep 08, 2025.

What are the returns of this mutual fund scheme?

The Sundaram ELSS Tax Saver Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 14.4% since inception.

Sundaram ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
1.16%	14.44%	21.23%	13.95%	14.4%

How much does this mutual fund charge as expense ratio?

The Sundaram ELSS Tax Saver Fund - Direct Growth has an expense ratio of 1.67%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Sundaram ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 1,359 Cr as on May 31, 2025.

What are the top stock holdings of Sundaram ELSS Tax Saver Fund?

The Sundaram ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.44%
ICICI Bank Ltd.	7.93%
Reliance Industries Ltd.	4.38%
Axis Bank Ltd.	3.41%
Larsen & Toubro Ltd.	3.33%
Bharti Airtel Ltd.	3.2%
State Bank of India	3.08%
Infosys Ltd.	3.02%
ITC Ltd.	2.85%
Kotak Mahindra Bank Ltd.	2.73%

What are the top sectors Sundaram ELSS Tax Saver Fund has invested in?

The Sundaram ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	30.44%
Consumer Staples	8.629999999999999%
Services	7.94%
Energy	7.839999999999999%
Healthcare	6.909999999999999%
Automobile	5.62%
Capital Goods	5.43%
Materials	4.54%
Technology	4.41%
Construction	3.33%

What is risk level of Sundaram ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in Sundaram ELSS Tax Saver Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Sundaram ELSS Tax Saver Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Sundaram ELSS Tax Saver Fund is complete.

How can I redeem my investments in Sundaram ELSS Tax Saver Fund?

Redeeming your investments in Sundaram ELSS Tax Saver Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Sundaram ELSS Tax Saver Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Age: This is the 3rd oldest ELSS fund.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Chance: This fund has generated only 10.71% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.