Sundaram Consumption Fund Direct-Growth

Q: What are the returns of Sundaram Consumption Fund?

The Sundaram Consumption Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 15.69% since inception. Sundaram Consumption Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 1.02% 17.49% 21.36% 15.93% 15.69%

NAV as of Sep 08, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹111.0462+0.22% 1 day change	15.69% p.a.	App exclusive #NA View Ranked Funds	₹1,548 Cr

Historical NAV & returns

NAV: ₹111.0462 as on Sep 08, 2025

This fund Category average

Sundaram Consumption Fund overview

Expense ratio	1.32% as on Aug 31, 2025
Exit load	0.5% Exit load of 0.5% if redeemed within 30 days!
AUM (Fund size)	₹1,548 Cr
Lock-in Period	Nil
Age	12 yrs 8 m since Jan 01, 2013
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP: ₹100 & Lumpsum: ₹100
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Sundaram Consumption Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 09, 2025

Period	This fund	Category average
1 Month	5.33%	5.2%
3 Months	3.87%	4.72%
6 Months	17.78%	18.23%
1 Year	1.02%	-1.18%
2 Years	17.29%	18.85%
3 Years	17.49%	17.71%
4 Years	15.87%	16.37%
5 Years	21.36%	22.84%
7 Years	14.08%	16.78%
10 Years	15.93%	16.59%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 72.75%

Mid Cap 9.26%

Small Cap 12.96%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.9.59%

ITC Ltd.8.06%

Mahindra & Mahindra Ltd.7.94%

Hindustan Unilever Ltd.7.04%

Top sectors

Consumer Staples 28.569999999999997%

Services 17.560000000000002%

Automobile 16.99%

Consumer Discretionary 11.459999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 4.820765%

Cash/Net Current Assets 0.672276%

Other Holdings

Others 0.67%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Consumption Fund	N.A.	1,548 Cr	12 yrs 8 m	1.32%
Nippon India Consumption Fund	N.A.	2,419 Cr	12 yrs 8 m	0.54%
SBI Consumption Opportunities Fund	N.A.	3,028 Cr	12 yrs 8 m	0.94%
ICICI Prudential Bharat Consumption Fund	N.A.	3,103 Cr	6 yrs 5 m	1.07%
Mirae Asset Great Consumer Fund	N.A.	4,224 Cr	12 yrs 8 m	0.43%
Tata India Consumer Fund	N.A.	2,379 Cr	9 yrs 9 m	0.72%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Consumption Fund	5.33%	17.78%	1.02%	17.49%	21.36%	15.93%
Nippon India Consumption Fund	5.69%	18.95%	-0.91%	18.38%	25.1%	16.44%
SBI Consumption Opportunities Fund	5.95%	14.32%	-5.0%	17.35%	26.82%	17.55%
ICICI Prudential Bharat Consumption Fund	5.27%	17.95%	-0.67%	18.55%	21.88%	10.91%
Mirae Asset Great Consumer Fund	6.34%	22.34%	0.27%	19.69%	24.34%	18.48%
Tata India Consumer Fund	4.21%	18.46%	0.25%	19.43%	22.52%	18.12%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Consumption Fund	13.4	0.77	0.76	0.97
Nippon India Consumption Fund	13.42	0.76	0.83	1.01
SBI Consumption Opportunities Fund	13.83	0.78	0.76	0.98
ICICI Prudential Bharat Consumption Fund	12.36	0.71	0.88	1.09
Mirae Asset Great Consumer Fund	14.46	0.85	0.84	1.08
Tata India Consumer Fund	14.01	0.8	0.84	1.04

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.25 vs. 4.69 Underperformed at beating benchmark
Sharpe	0.76 vs. 2.9 Poor risk-adjusted returns
Beta	0.77 vs. 0.49 More sensitive to market's ups & downs
Standard deviation	13.4 vs. 7.42 More volatile performance

Compare Sundaram Consumption Fund in detail with

About this fund

About Sundaram Consumption Fund

Sundaram Consumption Fund Direct-Growth is a Thematic-Consumption mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 12 yrs 8 m, having been launched on 01/01/2013. Sundaram Consumption Fund Direct-Growth has ₹1,548 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Consumption Fund Direct-Growth as of 08/09/2025 is ₹111.05. The fund has an expense ratio of 1.32%, which is higher than what most other Thematic-consumption funds charge.

Sundaram Consumption Fund Direct-Growth returns of last 1-year are 1.35%. Since launch, it has delivered 15.70% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Sundaram Consumption Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Consumer Staples, Services, Automobile, Consumer Discretionary, Communication sectors. It has taken less exposure in Consumer Staples, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Airtel Ltd., ITC Ltd., Mahindra & Mahindra Ltd., Hindustan Unilever Ltd., Eternal Ltd..

...

Fund AUM	1,548 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Ratish Varier

Mr. Varier is a B.Com. & MBA (Finance) Prior to joining Sundaram Asset Management Company, he has worked with Mahindra Asset Management, Reliance Life Insurance Company Limited.

Investment objective

The scheme seeks to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit directly from consumption led demand in India.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	69,421 Cr as on Jun 30, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

More funds from Sundaram Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Sundaram Small Cap Fund	N.A.	3,311 Cr	-1.94%	30.08%
Sundaram Mid Cap Fund	N.A.	12,344 Cr	1.05%	27.99%
Sundaram Infrastructure Advantage Fund	N.A.	952 Cr	-1.62%	27.88%
Sundaram Services Fund	N.A.	4,161 Cr	6.52%	26.17%
Sundaram Financial Services Opportunities Fund	N.A.	1,548 Cr	0.32%	23.67%
Sundaram Multi Cap Fund	N.A.	2,773 Cr	1.0%	23.56%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Sundaram Consumption Fund?

The current Net Asset Value (NAV) of the Sundaram Consumption Fund - Direct Growth plan is approximately ₹111.0462 as of Sep 08, 2025.

What are the returns of this mutual fund scheme?

The Sundaram Consumption Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 15.69% since inception.

Sundaram Consumption Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
1.02%	17.49%	21.36%	15.93%	15.69%

How much does this mutual fund charge as expense ratio?

The Sundaram Consumption Fund - Direct Growth has an expense ratio of 1.32%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Sundaram Consumption Fund currently has assets under management (AUM) or fund size valued at approximately 1,548 Cr as on May 31, 2025.

What are the top stock holdings of Sundaram Consumption Fund?

The Sundaram Consumption Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	9.59%
ITC Ltd.	8.06%
Mahindra & Mahindra Ltd.	7.94%
Hindustan Unilever Ltd.	7.04%
Eternal Ltd.	5.65%
Titan Company Ltd.	4.52%
Maruti Suzuki India Ltd.	4.04%
Apollo Hospitals Enterprise Ltd.	3.76%
Kalyan Jewellers India Ltd.	3.16%
Bajaj Holdings & Investment Ltd.	3.07%

What are the top sectors Sundaram Consumption Fund has invested in?

The Sundaram Consumption Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	28.569999999999997%
Services	17.560000000000002%
Automobile	16.99%
Consumer Discretionary	11.459999999999999%
Communication	9.59%
Healthcare	3.76%
Financial	3.07%
Construction	2.05%
Materials	1.46%

What is risk level of Sundaram Consumption Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Sundaram Consumption Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Sundaram Consumption Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Sundaram Consumption Fund is complete.

How can I redeem my investments in Sundaram Consumption Fund?

Redeeming your investments in Sundaram Consumption Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Sundaram Consumption Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 10 Years.
Age: This is the 2nd oldest Thematic-Consumption fund.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 11.46% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.5% if redeemed within 30 days