Sundaram Consumption Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The Sundaram Consumption Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 14.2% since inception. Sundaram Consumption Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception -6.01% 14.8% 14.05% 14.74% 14.2%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹99.2964-0.64% 1 day change	14.2% p.a.	App exclusive #NA View Ranked Funds	₹1,584 Cr

Historical NAV & returns

NAV: ₹99.2964 as on Feb 02, 2026

This fund Category average

Sundaram Consumption Fund overview

Expense ratio	1.21% as on Feb 02, 2026
Exit load	0.5% Exit load of 0.5% if redeemed within 30 days!
AUM (Fund size)	₹1,584 Cr
Lock-in Period	Nil
Age	13 yrs 1 m since Jan 01, 2013
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Sundaram Consumption Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-7.96%	-7.19%
3 Months	-10.67%	-9.03%
6 Months	-6.86%	-5.33%
1 Year	-6.01%	-3.17%
2 Years	7.59%	7.13%
3 Years	14.8%	14.91%
4 Years	12.65%	11.72%
5 Years	14.05%	13.84%
7 Years	13.58%	14.48%
10 Years	14.74%	14.89%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 73.46%

Mid Cap 9.42%

Small Cap 15.95%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.10.78%

Mahindra & Mahindra Ltd.9.91%

ITC Ltd.7.85%

Hindustan Unilever Ltd.6.53%

Top sectors

Consumer Staples 26.84%

Automobile 20.349999999999998%

Services 17.4%

Consumer Discretionary 12.89%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 1.445733%

Other Holdings

Others 1.45%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Sundaram Consumption Fund	-7.96%	-6.86%	-6.01%	14.8%	14.05%	14.74%
Nippon India Consumption Fund	-7.67%	-7.16%	-4.84%	15.25%	17.01%	14.3%
ICICI Prudential Bharat Consumption Fund	-6.98%	-4.63%	-2.61%	15.65%	15.07%	9.91%
Mirae Asset Great Consumer Fund	-7.54%	-5.39%	-1.61%	16.27%	16.33%	17.88%
Tata India Consumer Fund	-5.8%	-4.92%	-1.39%	18.66%	16.22%	17.66%
Baroda BNP Paribas India Consumption Fund	-7.56%	-4.39%	-4.6%	15.83%	14.76%	12.72%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Sundaram Consumption Fund	14.16	0.81	0.65	0.82
Nippon India Consumption Fund	14.03	0.8	0.66	0.8
ICICI Prudential Bharat Consumption Fund	12.95	0.74	0.74	0.92
Mirae Asset Great Consumer Fund	15.17	0.89	0.69	0.87
Tata India Consumer Fund	14.27	0.81	0.89	1.07
Baroda BNP Paribas India Consumption Fund	13.74	0.8	0.75	0.92

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Sundaram Consumption Fund	N.A.	1,584 Cr	13 yrs 1 m	1.21%
Nippon India Consumption Fund	N.A.	2,761 Cr	13 yrs 1 m	0.6%
ICICI Prudential Bharat Consumption Fund	N.A.	3,232 Cr	6 yrs 10 m	1.11%
Mirae Asset Great Consumer Fund	N.A.	4,754 Cr	13 yrs 1 m	0.43%
Tata India Consumer Fund	N.A.	2,671 Cr	10 yrs 1 m	0.76%
Baroda BNP Paribas India Consumption Fund	N.A.	1,546 Cr	7 yrs 5 m	0.64%

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.86 vs. 2.1 Underperformed at beating benchmark
Sharpe	0.65 vs. 3.38 Poor risk-adjusted returns
Beta	0.81 vs. 0.37 More sensitive to market's ups & downs
Standard deviation	14.16 vs. 6.39 More volatile performance

About this fund

About Sundaram Consumption Fund

Sundaram Consumption Fund Direct-Growth is a Thematic-Consumption mutual fund scheme from Sundaram Mutual Fund. This fund has been in existence for 13 yrs 1 m, having been launched on 01/01/2013. Sundaram Consumption Fund Direct-Growth has ₹1,584 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Sundaram Consumption Fund Direct-Growth as of 02/02/2026 is ₹99.30. The fund has an expense ratio of 1.21%, which is higher than what most other Thematic-consumption funds charge.

Sundaram Consumption Fund Direct-Growth returns of last 1-year are -3.37%. Since launch, it has delivered 14.20% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Sundaram Consumption Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Consumer Staples, Automobile, Services, Consumer Discretionary, Communication sectors. It has taken less exposure in Consumer Staples, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Airtel Ltd., Mahindra & Mahindra Ltd., ITC Ltd., Hindustan Unilever Ltd., Titan Company Ltd..

...

Fund AUM	1,584 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Ratish Varier

Mr. Varier is a B.Com. & MBA (Finance) Prior to joining Sundaram Asset Management Company, he has worked with Mahindra Asset Management, Reliance Life Insurance Company Limited.

Investment objective

The scheme seeks to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit directly from consumption led demand in India.

Sundaram Mutual Fund details

No. of schemes	31 view all schemes
Total AUM	76,570 Cr as on Dec 31, 2025
Address	Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road, Royapettah Chennai, 600014
Phone	1860-425-7237

More funds from Sundaram Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Sundaram Small Cap Fund	N.A.	3,401 Cr	4.52%	22.09%
Sundaram Mid Cap Fund	N.A.	13,293 Cr	10.72%	21.12%
Sundaram Infrastructure Advantage Fund	N.A.	947 Cr	12.36%	20.79%
Sundaram Services Fund	N.A.	4,809 Cr	9.19%	19.1%
Sundaram Multi Cap Fund	N.A.	2,908 Cr	7.71%	16.72%
Sundaram Financial Services Opportunities Fund	N.A.	1,661 Cr	18.67%	16.37%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Sundaram Consumption Fund Direct-Growth?

The current Net Asset Value (NAV) of the Sundaram Consumption Fund - Direct Growth plan is approximately ₹99.2964 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Sundaram Consumption Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 14.2% since inception.

Sundaram Consumption Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-6.01%	14.8%	14.05%	14.74%	14.2%

How much does this mutual fund charge as expense ratio?

The Sundaram Consumption Fund - Direct Growth has an expense ratio of 1.21%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Sundaram Consumption Fund currently has assets under management (AUM) or fund size valued at approximately 1,584 Cr as on Dec 31, 2025.

What are the top stock holdings of Sundaram Consumption Fund?

The Sundaram Consumption Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	10.78%
Mahindra & Mahindra Ltd.	9.91%
ITC Ltd.	7.85%
Hindustan Unilever Ltd.	6.53%
Titan Company Ltd.	5.44%
Eternal Ltd.	5.08%
Maruti Suzuki India Ltd.	4.49%
Apollo Hospitals Enterprise Ltd.	3.72%
Nestle India Ltd.	3.6%
Trent Ltd.	3.15%

What are the top sectors Sundaram Consumption Fund has invested in?

The Sundaram Consumption Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	26.84%
Automobile	20.349999999999998%
Services	17.4%
Consumer Discretionary	12.89%
Communication	10.78%
Healthcare	3.72%
Financial	3.1%
Construction	1.96%
Materials	1.68%

What is risk level of Sundaram Consumption Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Sundaram Consumption Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Sundaram Consumption Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Sundaram Consumption Fund is complete.

How can I redeem my investments in Sundaram Consumption Fund?

Redeeming your investments in the Sundaram Consumption Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 5 Years.
Age: This is the 2nd oldest Thematic-Consumption fund.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.5% if redeemed within 30 days