Samco ELSS Tax Saver Fund Direct - Growth

Q: What are the returns of this mutual fund scheme?

The Samco ELSS Tax Saver Fund Direct - Growth is a 3 yrs 2 m old fund and has delivered average annual returns of 7.58% since inception. Samco ELSS Tax Saver Fund Direct - Growth Returns 1-Year 3-Year Since Inception 0.08% 7.77% 7.58%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.58-1.26% 1 day change	7.58% p.a.	App exclusive #NA View Ranked Funds	₹118 Cr

Historical NAV & returns

NAV: ₹12.58 as on Feb 02, 2026

This fund Category average

Samco ELSS Tax Saver Fund overview

Expense ratio	0.97% as on Feb 02, 2026
Exit load	0%
AUM (Fund size)	₹118 Cr
Lock-in Period	3 Years
Age	3 yrs 2 m since Nov 15, 2022
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Samco ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-6.26%	-5.01%
3 Months	-7.77%	-5.02%
6 Months	-8.97%	-1.59%
1 Year	0.08%	4.97%
2 Years	-4.45%	8.0%
3 Years	7.77%	15.73%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 20.25%

Mid Cap 33.26%

Small Cap 46.31%

Other Cap 0%

Top holdings

Coromandel International Ltd.6.91%

Muthoot Finance Ltd.6.73%

Nippon Life India Asset Management Ltd.5.5%

eClerx Services Ltd.4.24%

Top sectors

Financial 33.07%

Capital Goods 19.86%

Healthcare 9.3%

Chemicals 8.92%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.68%

Allocation by Instruments

CBLO 0.68%

Other Holdings

Bifurcation by Holding is not available for this fund

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Samco ELSS Tax Saver Fund	-6.26%	-8.97%	0.08%	7.77%	N.A.	N.A.
HDFC ELSS Tax Saver Fund	-3.87%	1.45%	10.18%	21.13%	19.95%	16.39%
SBI ELSS Tax Saver Fund	-3.98%	1.53%	7.71%	23.79%	19.85%	16.65%
Parag Parikh ELSS Tax Saver Fund	-4.0%	-2.07%	3.43%	16.26%	17.76%	12.73%
DSP ELSS Tax Saver Fund	-3.82%	2.95%	10.75%	20.53%	18.24%	18.0%
Motilal Oswal ELSS Tax Saver Fund	-6.86%	-8.32%	1.07%	22.02%	18.3%	18.0%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Samco ELSS Tax Saver Fund	17.55	1.12	0.18	0.22
HDFC ELSS Tax Saver Fund	10.97	0.83	1.29	2.13
SBI ELSS Tax Saver Fund	12.91	0.96	1.29	2.03
Parag Parikh ELSS Tax Saver Fund	9.46	0.69	1.06	1.67
DSP ELSS Tax Saver Fund	12.92	0.97	1.08	1.94
Motilal Oswal ELSS Tax Saver Fund	19.11	1.23	0.89	0.99

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Samco ELSS Tax Saver Fund	N.A.	118 Cr	3 yrs 2 m	0.97%
HDFC ELSS Tax Saver Fund	N.A.	17,163 Cr	13 yrs 1 m	1.08%
SBI ELSS Tax Saver Fund	N.A.	32,609 Cr	13 yrs 1 m	0.89%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,915 Cr	6 yrs 6 m	0.62%
DSP ELSS Tax Saver Fund	N.A.	17,609 Cr	13 yrs 1 m	0.74%
Motilal Oswal ELSS Tax Saver Fund	N.A.	4,341 Cr	11 yrs 1 m	0.65%

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	-7.98 vs. 5.78 Underperformed at beating benchmark
Sharpe	0.18 vs. 6.89 Poor risk-adjusted returns
Beta	1.12 vs. 1.04 More sensitive to market's ups & downs
Standard deviation	17.55 vs. 12.48 More volatile performance

About this fund

About Samco ELSS Tax Saver Fund

Samco ELSS Tax Saver Fund Direct - Growth is a ELSS mutual fund scheme from Samco Mutual Fund. This fund has been in existence for 3 yrs 2 m, having been launched on 15/11/2022. Samco ELSS Tax Saver Fund Direct - Growth has ₹118 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Samco ELSS Tax Saver Fund Direct - Growth as of 02/02/2026 is ₹12.58. The fund has an expense ratio of 0.97%, which is close to what most other Elss funds charge.

Samco ELSS Tax Saver Fund Direct - Growth returns of last 1-year are -0.86%. Since launch, it has delivered 7.64% average annual returns.
Samco ELSS Tax Saver Fund Direct - Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Financial, Capital Goods, Healthcare, Chemicals, Consumer Staples sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in Coromandel International Ltd., Muthoot Finance Ltd., Nippon Life India Asset Management Ltd., eClerx Services Ltd., Anand Rathi Wealth Ltd..

...

Fund AUM	118 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Nirali Bhansali

Ms. Nirali Bhansali is a B.E., MBA She started as a senior analyst at Samco Securities Ltd. and has been the Head of Equity Research. She has over 7 years of work experience with more than 5 years capital markets and investment research.

Umeshkumar Mehta

Mr. Mehta is B.Com., C.A. Prior to Samco AMC, he headed Samco Group Research Team and managed Public Relations through regular interaction in Business Channels and Print Media.

Dhawal Ghanshyam Dhanani

Mr. Dhawal Dhanani is a B.Com., C.A. He started as an equity research analyst at Samco Securities Ltd. He has over 5 years of work experience with more than 2 years capital markets and investment research.

Komal Grover

Ms. Grover has done Company Secretary, LLB, M.Com Prior to joining Samco Asset Management Private Limited, she worked as a Compliance Officer Associate at TIAA Global Capabilities (June 2022 July 2025), Manager in the Equity Investment Team at IDFC Asset Management (April 2016 May 2022), and as an Accounting, Taxation, Audit, and Legal Associate at Banhem Securities Limited (March 2015 April 2016).

Investment objective

The scheme seeks to generate long-term capital appreciation through investments made predominantly in equity and equity related instruments.

Samco Mutual Fund details

No. of schemes	9 view all schemes
Total AUM	2,748 Cr as on Dec 31, 2025
Address	1003 ??? A Naman Midtown 10th Floor, Senapati Bapat Marg, Prabhadevi (west), Mumbai, 400013

More funds from Samco Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Samco Active Momentum Fund	N.A.	708 Cr	-14.08%	N.A.
Samco Flexi Cap Fund	N.A.	321 Cr	-3.41%	N.A.
Samco Large Cap Fund	N.A.	130 Cr	N.A.	N.A.
Samco Multi Cap Fund	N.A.	293 Cr	-5.06%	N.A.
Samco Special Opportunities Fund	N.A.	143 Cr	-1.19%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Samco ELSS Tax Saver Fund Direct - Growth?

The current Net Asset Value (NAV) of the Samco ELSS Tax Saver Fund - Direct Growth plan is approximately ₹12.58 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Samco ELSS Tax Saver Fund Direct - Growth is a 3 yrs 2 m old fund and has delivered average annual returns of 7.58% since inception.

Samco ELSS Tax Saver Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
0.08%	7.77%	7.58%

How much does this mutual fund charge as expense ratio?

The Samco ELSS Tax Saver Fund - Direct Growth has an expense ratio of 0.97%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Samco ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 118 Cr as on Dec 31, 2025.

What are the top stock holdings of Samco ELSS Tax Saver Fund?

The Samco ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Coromandel International Ltd.	6.91%
Muthoot Finance Ltd.	6.73%
Nippon Life India Asset Management Ltd.	5.5%
eClerx Services Ltd.	4.24%
Anand Rathi Wealth Ltd.	3.37%
Karur Vysya Bank Ltd.	3.3%
Mazagon Dock Shipbuilders Ltd.	3.18%
Affle (India) Ltd.	3.07%
Gillette India Ltd.	2.9%
HDFC Asset Management Company Ltd.	2.87%

What are the top sectors Samco ELSS Tax Saver Fund has invested in?

The Samco ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	33.07%
Capital Goods	19.86%
Healthcare	9.3%
Chemicals	8.92%
Consumer Staples	7.720000000000001%
Metals & Mining	5.15%
Technology	5.07%
Services	4.24%
Construction	2.33%
Materials	2.09%

What is risk level of Samco ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in Samco ELSS Tax Saver Fund Direct - Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Samco ELSS Tax Saver Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Samco ELSS Tax Saver Fund is complete.

How can I redeem my investments in Samco ELSS Tax Saver Fund?

Redeeming your investments in the Samco ELSS Tax Saver Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.