Nippon India Strategic Debt Fund-Growth

Q: What are the returns of Nippon India Strategic Debt Fund?

The Nippon India Strategic Debt Fund is a 11 yrs 3 m old fund and has delivered average annual returns of 4.21% since inception. Nippon India Strategic Debt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.1% 8.09% 8.54% 3.47% 4.21%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹15.8945+0.1% 1 day change	4.21% p.a.	App exclusive #NA View Ranked Funds	₹103 Cr

Historical NAV & returns

NAV: ₹15.8945 as on Sep 03, 2025

This fund Category average

Nippon India Strategic Debt Fund overview

Expense ratio	1.01% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load of 1% if redeemed within 12 months!
AUM (Fund size)	₹103 Cr
Lock-in Period	Nil
Age	11 yrs 3 m since Jun 06, 2014
Benchmark	CRISIL Medium Duration Debt A-III Index
Min. investment	SIP: ₹100 & Lumpsum: ₹5000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Strategic Debt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.27%	-0.3%
3 Months	2.53%	0.48%
6 Months	6.2%	4.33%
1 Year	10.1%	8.16%
2 Years	8.8%	7.94%
3 Years	8.09%	7.33%
4 Years	6.31%	6.42%
5 Years	8.54%	6.66%
7 Years	1.66%	6.36%
10 Years	3.47%	6.76%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 34.4%

AA 30.35%

Cash & Call Money 16.83%

AA+ 7.95%

Top Debt Holdings

GOI 34.4%

Aditya Birla Real Estate Ltd. 5.04%

Truhome Finance Ltd. 4.99%

Godrej Industries Ltd. 4.95%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 1.85%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Nippon India Strategic Debt Fund	N.A.	103 Cr	11 yrs 3 m	1.01%
ICICI Prudential Medium Term Bond Fund	N.A.	5,733 Cr	21 yrs	1.38%
ICICI Prudential Debt Management Fund (FOF)	N.A.	114 Cr	21 yrs 9 m	0.61%
Axis Strategic Bond Fund	N.A.	1,930 Cr	13 yrs 5 m	1.33%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,338 Cr	16 yrs 5 m	1.57%
SBI Magnum Medium Duration Fund	N.A.	6,580 Cr	21 yrs 11 m	1.22%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Strategic Debt Fund	-0.27%	6.2%	10.1%	8.09%	8.54%	3.47%
ICICI Prudential Medium Term Bond Fund	-0.05%	4.58%	8.48%	7.55%	6.81%	7.43%
ICICI Prudential Debt Management Fund (FOF)	-0.36%	4.12%	7.75%	7.57%	6.34%	7.34%
Axis Strategic Bond Fund	-0.11%	4.61%	8.42%	7.73%	6.79%	7.6%
Aditya Birla Sun Life Medium Term Fund	-0.22%	4.85%	12.61%	9.2%	12.06%	8.57%
SBI Magnum Medium Duration Fund	-0.31%	3.97%	7.59%	7.38%	6.25%	8.03%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Strategic Debt Fund	1.96	0.74	0.75	1.63
ICICI Prudential Medium Term Bond Fund	1.06	0.56	0.92	1.67
ICICI Prudential Debt Management Fund (FOF)	1.13	0.59	0.87	1.19
Axis Strategic Bond Fund	1.26	0.68	0.91	1.62
Aditya Birla Sun Life Medium Term Fund	1.76	0.51	1.43	3.3
SBI Magnum Medium Duration Fund	1.29	0.71	0.62	1.01

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.19 vs. 2.12 Underperformed at beating benchmark
Sharpe	0.75 vs. 2.5 Poor risk-adjusted returns
Beta	0.74 vs. 0.74 More sensitive to market's ups & downs
Standard deviation	1.96 vs. 1.5 More volatile performance

Compare Nippon India Strategic Debt Fund in detail with

About this fund

About Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund-Growth is a Medium Duration mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 11 yrs 3 m, having been launched on 06/06/2014. Nippon India Strategic Debt Fund-Growth has ₹103 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India Strategic Debt Fund-Growth as of 03/09/2025 is ₹15.89. The fund has an expense ratio of 1.01%, which is higher than what most other Medium Duration funds charge.

Nippon India Strategic Debt Fund-Growth returns of last 1-year are 10.14%. Since launch, it has delivered 4.23% average annual returns.
Nippon India Strategic Debt Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is low indicating it has lent to borrowers whose quality is not too great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Aditya Birla Real Estate Ltd., Truhome Finance Ltd., Godrej Industries Ltd., Aadhar Housing Finance Ltd.

...

Fund AUM	103 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Sushil Budhia

Mr. Budhia has done CA Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Investment objective

The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Nippon India Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	6,17,875 Cr as on Jun 30, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Nippon India Credit Risk Fund	N.A.	1,017 Cr	9.26%	8.15%
Nippon India Corporate Bond Fund	N.A.	6,566 Cr	8.38%	7.75%
Nippon India Floater Fund	N.A.	7,811 Cr	8.39%	7.64%
Nippon India Money Market Fund	N.A.	19,655 Cr	7.87%	7.5%
Nippon India Short Duration Fund	N.A.	7,469 Cr	8.26%	7.33%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Strategic Debt Fund?

The current Net Asset Value (NAV) of the Nippon India Strategic Debt Fund - Direct Growth plan is approximately ₹15.8945 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Strategic Debt Fund is a 11 yrs 3 m old fund and has delivered average annual returns of 4.21% since inception.

Nippon India Strategic Debt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.1%	8.09%	8.54%	3.47%	4.21%

How much does this mutual fund charge as expense ratio?

The Nippon India Strategic Debt Fund - Direct Growth has an expense ratio of 1.01%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Nippon India Strategic Debt Fund currently has assets under management (AUM) or fund size valued at approximately 103 Cr as on May 31, 2025.

To whom does Nippon India Strategic Debt Fund lend to?

The top 3 debt holdings of Nippon India Strategic Debt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	34.4%
Aditya Birla Real Estate Ltd.	5.04%
Truhome Finance Ltd.	4.99%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Nippon India Strategic Debt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	34.4%
AA	30.35%
Cash & Call Money	16.83%

What is risk level of Nippon India Strategic Debt Fund?

This is a Medium Duration fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Nippon India Strategic Debt Fund?

Nippon India Strategic Debt Fund-Growth is the regular plan of the fund. For this plan of you pay 1.01% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.52%. That's 0.49% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.49% if you opt for direct plan of Nippon India Strategic Debt Fund

How can I redeem my investments in Nippon India Strategic Debt Fund?

Redeeming your investments in Nippon India Strategic Debt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Nippon India Strategic Debt Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium Duration funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 12 months