Nippon India Strategic Debt Fund Direct-Growth

Q: What are the returns of Nippon India Strategic Debt Fund?

The Nippon India Strategic Debt Fund is a 10 yrs 10 m old fund and has delivered average annual returns of 4.78% since inception. Nippon India Strategic Debt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.53% 7.5% 8.43% 4.16% 4.78%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹16.6174+0.05% 1 day change	4.78% p.a.	#NA View Ranked Funds	3

Historical NAV & returns

NAV: ₹16.6174 as on Apr 23, 2025

This fund Category average

Nippon India Strategic Debt Fund overview

VRO rating	3
Expense ratio	0.49% as on Mar 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 12 months!
AUM (Fund size)	₹99 Crs
Lock-in	No Lockin
Age	10 yrs 10 m since Jun 06, 2014
Benchmark	CRISIL Medium Duration Debt A-III Index
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Strategic Debt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	1.88%	1.9%
3 months	3.35%	3.56%
6 months	5.37%	5.46%
1 year	10.53%	10.64%
3 years	7.5%	8.09%
5 years	8.43%	7.79%
7 years	2.01%	7.09%
10 years	4.16%	7.6%

Asset allocationas on Mar 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AA 32.47%

SOV 29.75%

Cash & Call Money 14.64%

AA- 11.18%

Top Debt Holdings

GOI 29.75%

Truhome Finance Ltd. 5.1%

Godrej Industries Ltd. 5.07%

Aditya Birla Real Estate Ltd. 5.07%

Allocation by Instruments

Non Convertible Debenture 37.55%

GOI Securities 29.75%

Debenture 16.72%

Repo 12.71%

Other Holdings

Others 1.93%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Nippon India Strategic Debt Fund	N.A.	₹99 Crs	10 yrs 10 m	0.49%
ICICI Prudential Medium Term Bond Fund	N.A.	₹5,684 Crs	12 yrs 3 m	0.74%
Axis Strategic Bond Fund	N.A.	₹1,899 Crs	12 yrs 3 m	0.53%
SBI Magnum Medium Duration Fund	N.A.	₹6,481 Crs	12 yrs 3 m	0.71%
Aditya Birla Sun Life Medium Term Fund	N.A.	₹2,206 Crs	12 yrs 3 m	0.86%
Kotak Medium Term Fund	N.A.	₹1,766 Crs	11 yrs 1 m	0.67%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Strategic Debt Fund	1.88%	5.37%	10.53%	7.5%	8.43%	4.16%
ICICI Prudential Medium Term Bond Fund	1.74%	5.39%	10.42%	8.16%	8.04%	8.28%
Axis Strategic Bond Fund	1.91%	5.49%	10.81%	8.37%	7.96%	8.38%
SBI Magnum Medium Duration Fund	1.87%	5.34%	10.27%	7.91%	7.57%	8.74%
Aditya Birla Sun Life Medium Term Fund	1.88%	7.43%	15.37%	15.04%	14.28%	9.41%
Kotak Medium Term Fund	1.85%	4.95%	10.71%	8.07%	8.13%	8.18%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Strategic Debt Fund	1.58	0.86	0.36	0.49
ICICI Prudential Medium Term Bond Fund	1.21	0.71	1.04	1.29
Axis Strategic Bond Fund	1.38	0.84	0.98	1.29
SBI Magnum Medium Duration Fund	1.4	0.84	0.66	0.8
Aditya Birla Sun Life Medium Term Fund	9.21	1.04	0.85	6.44
Kotak Medium Term Fund	1.61	0.9	0.68	0.99

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.13 vs. 3.01 Underperformed at beating benchmark
Sharpe	0.36 vs. 2.58 Poor risk-adjusted returns
Beta	0.86 vs. 0.64 More sensitive to market's ups & downs
Standard deviation	1.58 vs. 2.01 More stable returns

Compare Nippon India Strategic Debt Fund in detail with

About this fund

About Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Direct-Growth is a Medium Duration mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 10 yrs 10 m, having been launched on 06/06/2014. Nippon India Strategic Debt Fund Direct-Growth has ₹99 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India Strategic Debt Fund Direct-Growth as of 23/04/2025 is ₹16.62. The fund has an expense ratio of 0.49%, which is close to what most other Medium Duration funds charge.

Nippon India Strategic Debt Fund Direct-Growth returns of last 1-year are 10.52%. Since launch, it has delivered 4.80% average annual returns.
Nippon India Strategic Debt Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is low indicating it has lent to borrowers whose quality is not too great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Truhome Finance Ltd., Godrej Industries Ltd., Aditya Birla Real Estate Ltd., Aadhar Housing Finance Ltd.

...

Fund AUM	₹99 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Sushil Budhia

Mr. Budhia has done CA Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Investment objective

The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Nippon India Mutual Fund details

No. of schemes	65 view all schemes
Total AUM	₹5,61,387 Crs as on Mar 31, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Nippon India Nivesh Lakshya Fund	N.A.	₹9,659 Crs	13.37%	9.48%
Nippon India Gilt Securities Fund	N.A.	₹2,060 Crs	12.66%	8.69%
Nippon India Income Fund	N.A.	₹420 Crs	11.59%	8.63%
Nippon India Credit Risk Fund	N.A.	₹1,001 Crs	10.21%	8.3%
Nippon India Nifty G-Sec Jun 2036 Maturity Index Fund	N.A.	₹759 Crs	13.53%	N.A.
Nippon India Dynamic Bond Fund	N.A.	₹4,358 Crs	11.61%	8.04%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Strategic Debt Fund?

The current Net Asset Value (NAV) of the Nippon India Strategic Debt Fund - Direct Growth plan is approximately ₹16.6174 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Strategic Debt Fund is a 10 yrs 10 m old fund and has delivered average annual returns of 4.78% since inception.

Nippon India Strategic Debt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.53%	7.5%	8.43%	4.16%	4.78%

How much does this mutual fund charge as expense ratio?

The Nippon India Strategic Debt Fund - Direct Growth has an expense ratio of 0.49%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Nippon India Strategic Debt Fund currently has assets under management (AUM) or fund size valued at approximately ₹99 Crs crore as of Mar 31, 2025.

To whom does Nippon India Strategic Debt Fund lend to?

The top 3 debt holdings of Nippon India Strategic Debt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	29.75%
Truhome Finance Ltd.	5.1%
Godrej Industries Ltd.	5.07%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Nippon India Strategic Debt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AA	32.47%
SOV	29.75%
Cash & Call Money	14.64%

What is risk level of Nippon India Strategic Debt Fund?

This is a Medium Duration fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Nippon India Strategic Debt Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Nippon India Strategic Debt Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Nippon India Strategic Debt Fund is complete.

How can I redeem my investments in Nippon India Strategic Debt Fund?

Redeeming your investments in Nippon India Strategic Debt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Nippon India Strategic Debt Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Medium Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium Duration funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 12 months