Nippon India Strategic Debt Fund Direct-Growth

Q: What are the returns of Nippon India Strategic Debt Fund?

The Nippon India Strategic Debt Fund is a 11 yrs old fund and has delivered average annual returns of 4.83% since inception. Nippon India Strategic Debt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.47% 8.23% 8.65% 4.19% 4.83%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.7889+0.05% 1 day change	4.83% p.a.	#NA View Ranked Funds	₹114 Crs

Historical NAV & returns

NAV: ₹16.7889 as on Jun 05, 2025

This fund Category average

Nippon India Strategic Debt Fund overview

Expense ratio	0.52% as on May 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 12 months!
AUM (Fund size)	₹114 Crs
Lock-in	No Lockin
Age	11 yrs since Jun 06, 2014
Benchmark	CRISIL Medium Duration Debt A-III Index
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Strategic Debt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	0.79%	0.91%
3 Months	3.6%	3.85%
6 Months	5.48%	5.72%
1 Year	10.47%	10.72%
2 Years	8.52%	8.82%
3 Years	8.23%	8.9%
4 Years	10.01%	7.63%
5 Years	8.65%	7.78%
7 Years	2.21%	7.29%
10 Years	4.19%	7.7%

Asset allocationas on Dec 31, 2024

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 29.71%

AA 28.04%

AA+ 14.37%

AA- 11.36%

Top Debt Holdings

GOI 20.93%

Maharashtra State 8.78%

Summit Digitel Infrastructure Pvt. Ltd. 6.88%

Truhome Finance Ltd. 4.4%

Allocation by Instruments

Non Convertible Debenture 34.14%

Debenture 23.53000000000001%

GOI Securities 20.93%

State Development Loan 8.78%

Other Holdings

Others 2.03%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Nippon India Strategic Debt Fund	N.A.	₹114 Crs	11 yrs	0.52%
ICICI Prudential Medium Term Bond Fund	N.A.	₹5,732 Crs	12 yrs 5 m	0.74%
Axis Strategic Bond Fund	N.A.	₹1,930 Crs	12 yrs 5 m	0.55%
SBI Magnum Medium Duration Fund	N.A.	₹6,567 Crs	12 yrs 5 m	0.71%
Bandhan Income Plus Arbitrage FoF	N.A.	₹200 Crs	12 yrs 5 m	0.04%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Strategic Debt Fund	0.79%	5.48%	10.47%	8.23%	8.65%	4.19%
ICICI Prudential Medium Term Bond Fund	1.15%	5.71%	10.63%	8.88%	8.17%	8.38%
Axis Strategic Bond Fund	1.03%	5.75%	10.84%	9.04%	8.04%	8.55%
SBI Magnum Medium Duration Fund	0.97%	5.51%	10.37%	8.7%	7.41%	8.84%
Bandhan Income Plus Arbitrage FoF	0.83%	4.7%	9.37%	7.74%	6.46%	7.6%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Strategic Debt Fund	1.38	0.82	1.14	2.25
ICICI Prudential Medium Term Bond Fund	1.01	0.65	2.11	3.95
Axis Strategic Bond Fund	1.2	0.81	1.93	3.51
SBI Magnum Medium Duration Fund	1.16	0.77	1.67	2.94
Bandhan Income Plus Arbitrage FoF	0.91	N.A.	1.25	2.19

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.47 vs. 3.8 Underperformed at beating benchmark
Sharpe	1.14 vs. 3.41 Poor risk-adjusted returns
Beta	0.82 vs. 1.38 Less sensitive to market ups & downs
Standard deviation	1.38 vs. 1.79 More stable returns

Compare Nippon India Strategic Debt Fund in detail with

About this fund

About Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Direct-Growth is a Medium Duration mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 11 yrs, having been launched on 06/06/2014. Nippon India Strategic Debt Fund Direct-Growth has ₹114 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India Strategic Debt Fund Direct-Growth as of 05/06/2025 is ₹16.79. The fund has an expense ratio of 0.52%, which is close to what most other Medium Duration funds charge.

Nippon India Strategic Debt Fund Direct-Growth returns of last 1-year are 10.54%. Since launch, it has delivered 4.85% average annual returns.
Nippon India Strategic Debt Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is low indicating it has lent to borrowers whose quality is not too great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Maharashtra State, Summit Digitel Infrastructure Pvt. Ltd., Truhome Finance Ltd., Aadhar Housing Finance Ltd.

...

Fund AUM	₹114 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Sushil Budhia

Mr. Budhia has done CA Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Investment objective

The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Nippon India Mutual Fund details

No. of schemes	65 view all schemes
Total AUM	₹5,61,387 Crs as on Mar 31, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Nippon India Nivesh Lakshya Fund	N.A.	₹9,411 Crs	11.92%	10.96%
Nippon India Dynamic Bond Fund	N.A.	₹4,234 Crs	11.83%	9.41%
Nippon India Gilt Securities Fund	N.A.	₹2,140 Crs	10.98%	9.26%
Nippon India Income Fund	N.A.	₹400 Crs	10.31%	9.12%
Nippon India Credit Risk Fund	N.A.	₹981 Crs	10.5%	8.99%
Nippon India Corporate Bond Fund	N.A.	₹6,566 Crs	10.86%	8.68%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Strategic Debt Fund?

The current Net Asset Value (NAV) of the Nippon India Strategic Debt Fund - Direct Growth plan is approximately ₹16.7889 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Strategic Debt Fund is a 11 yrs old fund and has delivered average annual returns of 4.83% since inception.

Nippon India Strategic Debt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.47%	8.23%	8.65%	4.19%	4.83%

How much does this mutual fund charge as expense ratio?

The Nippon India Strategic Debt Fund - Direct Growth has an expense ratio of 0.52%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Nippon India Strategic Debt Fund currently has assets under management (AUM) or fund size valued at approximately ₹114 Crs crore as of Mar 31, 2025.

To whom does Nippon India Strategic Debt Fund lend to?

The top 3 debt holdings of Nippon India Strategic Debt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	20.93%
Maharashtra State	8.78%
Summit Digitel Infrastructure Pvt. Ltd.	6.88%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Nippon India Strategic Debt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	29.71%
AA	28.04%
AA+	14.37%

What is risk level of Nippon India Strategic Debt Fund?

This is a Medium Duration fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Nippon India Strategic Debt Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Nippon India Strategic Debt Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Nippon India Strategic Debt Fund is complete.

How can I redeem my investments in Nippon India Strategic Debt Fund?

Redeeming your investments in Nippon India Strategic Debt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Nippon India Strategic Debt Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Medium Duration

#NA

Return Outperformance: This fund has generated highest return amongst Medium Duration funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 12 months