Nippon India Low Duration Fund Direct-Growth

Q: What are the returns of Nippon India Low Duration Fund?

The Nippon India Low Duration Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 7.7% since inception. Nippon India Low Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.4% 7.27% 6.71% 7.28% 7.7%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹3918.1593+0.05% 1 day change	7.7% p.a.	#NA View Ranked Funds	3

Historical NAV & returns

NAV: ₹3918.1593 as on Apr 23, 2025

This fund Category average

Nippon India Low Duration Fund overview

VRO rating	3
Expense ratio	0.37% as on Mar 31, 2025
Exit load	0%
AUM (Fund size)	₹6,876 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	CRISIL Low Duration Debt A-I Index
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Low Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	1.14%	1.14%
3 months	2.43%	2.43%
6 months	4.29%	4.22%
1 year	8.4%	8.31%
3 years	7.27%	7.18%
5 years	6.71%	6.76%
7 years	6.97%	6.68%
10 years	7.28%	7.07%

Asset allocationas on Mar 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 46.6%

A1+ 25.45%

SOV 12.81%

AA 7.19%

Top Debt Holdings

Axis Bank Ltd. 6.63%

REC Ltd. 4.81%

Reserve Bank of India 4.74%

India Universal Trust AL1 4.23%

Allocation by Instruments

Debenture 27.800000000000004%

Certificate of Deposit 25.450000000000003%

Non Convertible Debenture 12.55%

Securitised Debt 8.21%

Other Holdings

Others 0.87%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Nippon India Low Duration Fund	N.A.	₹6,876 Crs	12 yrs 3 m	0.37%
Sundaram Low Duration Fund	N.A.	₹342 Crs	12 yrs 3 m	0.39%
HDFC Low Duration Fund	N.A.	₹18,185 Crs	12 yrs 3 m	0.45%
Mahindra Manulife Low Duration Fund	N.A.	₹557 Crs	8 yrs 2 m	0.3%
Mirae Asset Low Duration Fund	N.A.	₹1,415 Crs	12 yrs 3 m	0.19%
SBI Magnum Low Duration Fund	N.A.	₹14,392 Crs	12 yrs 3 m	0.43%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Low Duration Fund	1.14%	4.29%	8.4%	7.27%	6.71%	7.28%
Sundaram Low Duration Fund	1.14%	4.27%	8.52%	7.29%	7.77%	6.66%
HDFC Low Duration Fund	1.21%	4.27%	8.42%	7.42%	6.91%	7.45%
Mahindra Manulife Low Duration Fund	1.13%	4.29%	8.43%	7.29%	6.38%	5.63%
Mirae Asset Low Duration Fund	1.14%	4.29%	8.47%	7.22%	6.36%	6.73%
SBI Magnum Low Duration Fund	1.17%	4.17%	8.27%	7.17%	6.3%	7.1%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Low Duration Fund	0.58	1.26	1.15	1.1
Sundaram Low Duration Fund	0.51	1.07	1.42	1.69
HDFC Low Duration Fund	0.63	1.24	1.24	1.15
Mahindra Manulife Low Duration Fund	0.58	1.26	1.17	1.06
Mirae Asset Low Duration Fund	0.56	1.24	1.12	1.05
SBI Magnum Low Duration Fund	0.57	1.28	1.01	0.92

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.29 vs. 3.26 Higher outperformance against benchmark
Sharpe	1.15 vs. 3.12 Poor risk-adjusted returns
Beta	1.26 vs. 1.01 More sensitive to market's ups & downs
Standard deviation	0.58 vs. 0.54 More volatile performance

Compare Nippon India Low Duration Fund in detail with

About this fund

About Nippon India Low Duration Fund

Nippon India Low Duration Fund Direct-Growth is a Low Duration mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. Nippon India Low Duration Fund Direct-Growth has ₹6,876 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India Low Duration Fund Direct-Growth as of 23/04/2025 is ₹3918.16. The fund has an expense ratio of 0.37%, which is close to what most other Low Duration funds charge.

Nippon India Low Duration Fund Direct-Growth returns of last 1-year are 8.41%. Since launch, it has delivered 7.71% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Nippon India Low Duration Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Axis Bank Ltd., REC Ltd., Reserve Bank of India, Punjab National Bank, India Universal Trust AL1.

...

Fund AUM	₹6,876 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Vivek Sharma

Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance). He has been associated with Nippon India Mutual Fund since 2006.

Investment objective

The scheme aims to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Nippon India Mutual Fund details

No. of schemes	65 view all schemes
Total AUM	₹5,61,387 Crs as on Mar 31, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Nippon India Nivesh Lakshya Fund	N.A.	₹9,659 Crs	13.37%	9.48%
Nippon India Gilt Securities Fund	N.A.	₹2,060 Crs	12.66%	8.69%
Nippon India Income Fund	N.A.	₹420 Crs	11.59%	8.63%
Nippon India Credit Risk Fund	N.A.	₹1,001 Crs	10.21%	8.3%
Nippon India Nifty G-Sec Jun 2036 Maturity Index Fund	N.A.	₹759 Crs	13.53%	N.A.
Nippon India Dynamic Bond Fund	N.A.	₹4,358 Crs	11.61%	8.04%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Low Duration Fund?

The current Net Asset Value (NAV) of the Nippon India Low Duration Fund - Direct Growth plan is approximately ₹3918.1593 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Low Duration Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 7.7% since inception.

Nippon India Low Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.4%	7.27%	6.71%	7.28%	7.7%

How much does this mutual fund charge as expense ratio?

The Nippon India Low Duration Fund - Direct Growth has an expense ratio of 0.37%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Nippon India Low Duration Fund currently has assets under management (AUM) or fund size valued at approximately ₹6,876 Crs crore as of Mar 31, 2025.

To whom does Nippon India Low Duration Fund lend to?

The top 3 debt holdings of Nippon India Low Duration Fund are as follows

Holding Name	Percentage of Portfolio
Axis Bank Ltd.	6.63%
REC Ltd.	4.81%
Reserve Bank of India	4.74%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Nippon India Low Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	46.6%
A1+	25.45%
SOV	12.81%

What is risk level of Nippon India Low Duration Fund?

This is a Low Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Nippon India Low Duration Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Nippon India Low Duration Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Nippon India Low Duration Fund is complete.

How can I redeem my investments in Nippon India Low Duration Fund?

Redeeming your investments in Nippon India Low Duration Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Nippon India Low Duration Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Low Duration

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Low Duration funds in the last 10 Years.
Age: This is the 3rd oldest Low Duration fund.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.