Nippon India Gold Savings Fund-Growth

Q: What are the returns of Nippon India Gold Savings Fund?

The Nippon India Gold Savings Fund is a 14 yrs 6 m old fund and has delivered average annual returns of 10.11% since inception. Nippon India Gold Savings Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 46.35% 25.94% 14.05% 13.29% 10.11%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹40.5586+1.46% 1 day change	10.11% p.a.	App exclusive #NA View Ranked Funds	₹3,045 Cr

Historical NAV & returns

NAV: ₹40.5586 as on Sep 03, 2025

This fund Category average

Nippon India Gold Savings Fund overview

Expense ratio	0.35% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load of 1%, if redeemed within 15 days!
AUM (Fund size)	₹3,045 Cr
Lock-in Period	Nil
Age	14 yrs 6 m since Feb 14, 2011
Benchmark	Domestic Price of Gold Index
Min. investment	SIP: ₹100 & Lumpsum: ₹5000
Risk	High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Gold Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	5.55%	7.24%
3 Months	7.99%	13.15%
6 Months	21.14%	23.69%
1 Year	46.35%	47.18%
2 Years	31.53%	29.89%
3 Years	25.94%	26.86%
4 Years	20.4%	20.56%
5 Years	14.05%	14.31%
7 Years	17.96%	18.08%
10 Years	13.29%	13.37%

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Nippon India Gold Savings Fund	N.A.	3,045 Cr	14 yrs 6 m	0.35%
LIC MF Gold ETF FoF	N.A.	149 Cr	12 yrs 8 m	0.32%
Aditya Birla Sun Life Gold Fund	N.A.	601 Cr	12 yrs 8 m	0.2%
Axis Gold Fund	N.A.	944 Cr	12 yrs 8 m	0.17%
SBI Gold Fund	N.A.	3,931 Cr	12 yrs 8 m	0.1%
HDFC Gold ETF Fund of Fund	N.A.	4,088 Cr	12 yrs 8 m	0.18%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Gold Savings Fund	5.55%	21.14%	46.35%	25.94%	14.05%	13.29%
LIC MF Gold ETF FoF	5.84%	22.07%	47.75%	26.57%	15.18%	13.32%
Aditya Birla Sun Life Gold Fund	5.62%	22.06%	47.42%	26.37%	14.92%	13.93%
Axis Gold Fund	5.79%	21.67%	46.74%	26.38%	14.76%	13.86%
SBI Gold Fund	5.56%	21.49%	46.89%	26.49%	14.65%	13.93%
HDFC Gold ETF Fund of Fund	5.58%	21.58%	46.95%	26.34%	14.61%	13.73%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Gold Savings Fund	11.75	0.97	1.39	3.06
LIC MF Gold ETF FoF	11.86	0.97	1.41	3.14
Aditya Birla Sun Life Gold Fund	11.34	0.93	1.49	3.26
Axis Gold Fund	11.49	0.94	1.44	3.0
SBI Gold Fund	11.8	0.97	1.43	3.14
HDFC Gold ETF Fund of Fund	11.74	0.97	1.42	3.05

View all Gold/ Precious Metals funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.83 vs. 3.44 Underperformed at beating benchmark
Sharpe	1.39 vs. 3.4 Poor risk-adjusted returns
Beta	0.97 vs. 0.83 More sensitive to market's ups & downs
Standard deviation	11.75 vs. 6.19 More volatile performance

Compare Nippon India Gold Savings Fund in detail with

About this fund

About Nippon India Gold Savings Fund

Nippon India Gold Savings Fund-Growth is a Gold/ Precious Metals mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 14 yrs 6 m, having been launched on 14/02/2011. Nippon India Gold Savings Fund-Growth has ₹3,045 Crores worth of assets under management (AUM) as of 31/05/2025. The fund has an expense ratio of 0.35%. The latest Net Asset Value (NAV) of Nippon India Gold Savings Fund-Growth as of 03/09/2025 is ₹40.56.

Nippon India Gold Savings Fund-Growth returns of last 1-year are 45.07%. Since launch, it has delivered 10.13% average annual returns. The fund has doubled the money invested in it every 3 yrs.
Nippon India Gold Savings Fund-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is above average.

...

Fund AUM	3,045 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Himanshu Mange

Mr. Mange has done B.Com and CA Prior to joining Nippon India MF, he has worked with Tata AIA Life Insurance, Pipalia Singhal & Associates, Felix Solutions, Lodha Group and N.B.Gandhi & Co.

Investment objective

The scheme seeks to provide returns that closely correspond to returns provided by R*Shares Gold BeES.

Nippon India Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	6,17,875 Cr as on Jun 30, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

Frequently asked questions

What is the current NAV of Nippon India Gold Savings Fund?

The current Net Asset Value (NAV) of the Nippon India Gold Savings Fund - Direct Growth plan is approximately ₹40.5586 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Gold Savings Fund is a 14 yrs 6 m old fund and has delivered average annual returns of 10.11% since inception.

Nippon India Gold Savings Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
46.35%	25.94%	14.05%	13.29%	10.11%

How much does this mutual fund charge as expense ratio?

The Nippon India Gold Savings Fund - Direct Growth has an expense ratio of 0.35%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Nippon India Gold Savings Fund currently has assets under management (AUM) or fund size valued at approximately 3,045 Cr as on May 31, 2025.

What is risk level of Nippon India Gold Savings Fund?

This is a Gold/ Precious Metals fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Nippon India Gold Savings Fund?

Nippon India Gold Savings Fund-Growth is the regular plan of the fund. For this plan of you pay 0.35% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.13%. That's 0.21999999999999997% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.21999999999999997% if you opt for direct plan of Nippon India Gold Savings Fund

How can I redeem my investments in Nippon India Gold Savings Fund?

Redeeming your investments in Nippon India Gold Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Nippon India Gold Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Gold/ Precious Metals

#NA

Return Outperformance: This fund has generated highest return amongst Gold/ Precious Metals funds in the last 5 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 15 days