Nippon India ELSS Tax Saver Fund-Growth

Q: What are the returns of Nippon India ELSS Tax Saver Fund?

The Nippon India ELSS Tax Saver Fund is a 20 yrs 1 m old fund and has delivered average annual returns of 13.61% since inception. Nippon India ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -2.92% 16.98% 23.02% 11.75% 13.61%

Previously called: Nippon India Tax Saver (ELSS)-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹127.3627+0.4% 1 day change	13.61% p.a.	App exclusive #NA View Ranked Funds	₹14,782 Cr

Historical NAV & returns

NAV: ₹127.3627 as on Sep 03, 2025

This fund Category average

Nippon India ELSS Tax Saver Fund overview

Expense ratio	1.7% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹14,782 Cr
Lock-in Period	3 Years
Age	20 yrs 1 m since Jul 25, 2005
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Nippon India ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.46%	0.22%
3 Months	0.4%	0.85%
6 Months	16.71%	14.68%
1 Year	-2.92%	-2.75%
2 Years	17.28%	16.44%
3 Years	16.98%	16.39%
4 Years	13.8%	12.83%
5 Years	23.02%	20.92%
7 Years	11.94%	14.15%
10 Years	11.75%	14.2%

Asset allocationas on Apr 30, 2025

Large Cap 68.1%

Mid Cap 15.32%

Small Cap 16.08%

Other Cap 0%

Top holdings

ICICI Bank Ltd.8.5%

HDFC Bank Ltd.7.37%

Infosys Ltd.3.95%

Axis Bank Ltd.3.9%

Top sectors

Financial 34.46%

Energy 9.52%

Services 8.76%

Consumer Staples 7.83%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.13%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Nippon India ELSS Tax Saver Fund	N.A.	14,782 Cr	20 yrs 1 m	1.7%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,294 Cr	6 yrs 2 m	1.72%
HDFC ELSS Tax Saver Fund	N.A.	16,454 Cr	29 yrs 8 m	1.7%
SBI Long Term Equity Fund	N.A.	28,506 Cr	18 yrs 4 m	1.58%
DSP ELSS Tax Saver Fund	N.A.	16,974 Cr	18 yrs 9 m	1.63%
Kotak ELSS Tax Saver Fund	N.A.	6,266 Cr	19 yrs 11 m	1.76%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India ELSS Tax Saver Fund	-0.46%	16.71%	-2.92%	16.98%	23.02%	11.75%
Parag Parikh ELSS Tax Saver Fund	0.63%	11.75%	2.97%	18.24%	21.92%	12.22%
HDFC ELSS Tax Saver Fund	1.33%	15.56%	2.37%	21.4%	24.87%	14.61%
SBI Long Term Equity Fund	0.15%	11.75%	-3.13%	23.35%	25.04%	14.88%
DSP ELSS Tax Saver Fund	-0.62%	11.99%	-3.86%	18.57%	22.99%	16.04%
Kotak ELSS Tax Saver Fund	-0.16%	15.37%	-3.87%	15.5%	21.13%	14.48%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India ELSS Tax Saver Fund	13.55	0.99	0.73	1.29
Parag Parikh ELSS Tax Saver Fund	9.79	0.67	1.08	1.74
HDFC ELSS Tax Saver Fund	11.49	0.84	1.18	2.04
SBI Long Term Equity Fund	13.47	0.96	1.12	1.91
DSP ELSS Tax Saver Fund	13.34	0.96	0.84	1.73
Kotak ELSS Tax Saver Fund	12.9	0.92	0.65	0.9

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.85 vs. 5.39 Underperformed at beating benchmark
Sharpe	0.73 vs. 6.08 Poor risk-adjusted returns
Beta	0.99 vs. 0.91 More sensitive to market's ups & downs
Standard deviation	13.55 vs. 12.2 More volatile performance

Compare Nippon India ELSS Tax Saver Fund in detail with

About this fund

About Nippon India ELSS Tax Saver Fund

Nippon India ELSS Tax Saver Fund-Growth is a ELSS mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 20 yrs 1 m, having been launched on 25/07/2005. Nippon India ELSS Tax Saver Fund-Growth has ₹14,782 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Nippon India ELSS Tax Saver Fund-Growth as of 03/09/2025 is ₹127.36. The fund has an expense ratio of 1.7%, which is higher than what most other Elss funds charge.

Nippon India ELSS Tax Saver Fund-Growth returns of last 1-year are -3.20%. Since launch, it has delivered 13.59% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Nippon India ELSS Tax Saver Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Energy, Services, Consumer Staples, Automobile sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Infosys Ltd., Axis Bank Ltd., NTPC Ltd..

...

Fund AUM	14,782 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Rupesh Patel

Mr. Rupesh is a B.E.(Civil) and MBA (Finance) Prior to joining Nippon India Mutual Fund, he has worked with Tata Asset Management Limited, Indiareit Fund Advisors Pvt. Ltd. and Credit Analysis & Research Ltd.

Ritesh Rathod

Mr. Rathod has done CFA, FRM and MBA in Finance Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund

Investment objective

The scheme aims to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Nippon India Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	6,17,875 Cr as on Jun 30, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Nippon India Small Cap Fund	N.A.	58,029 Cr	-6.47%	32.6%
Nippon India Power & Infra Fund	N.A.	7,417 Cr	-7.51%	30.35%
Nippon India Multi Cap Fund	N.A.	40,261 Cr	0.61%	29.6%
Nippon India Growth Mid Cap Fund	N.A.	36,836 Cr	0.02%	28.92%
Nippon India Nifty Smallcap 250 Index Fund	N.A.	2,033 Cr	-8.36%	N.A.
Nippon India Value Fund	N.A.	8,664 Cr	-3.49%	25.42%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the Nippon India ELSS Tax Saver Fund - Direct Growth plan is approximately ₹127.3627 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Nippon India ELSS Tax Saver Fund is a 20 yrs 1 m old fund and has delivered average annual returns of 13.61% since inception.

Nippon India ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-2.92%	16.98%	23.02%	11.75%	13.61%

How much does this mutual fund charge as expense ratio?

The Nippon India ELSS Tax Saver Fund - Direct Growth has an expense ratio of 1.7%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Nippon India ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 14,782 Cr as on Apr 30, 2025.

What are the top stock holdings of Nippon India ELSS Tax Saver Fund?

The Nippon India ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	8.5%
HDFC Bank Ltd.	7.37%
Infosys Ltd.	3.95%
Axis Bank Ltd.	3.9%
NTPC Ltd.	3.16%
State Bank of India	2.91%
Reliance Industries Ltd.	2.74%
Larsen & Toubro Ltd.	2.72%
Power Finance Corporation Ltd.	2.44%
Samvardhana Motherson International Ltd.	2.43%

What are the top sectors Nippon India ELSS Tax Saver Fund has invested in?

The Nippon India ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	34.46%
Energy	9.52%
Services	8.76%
Consumer Staples	7.83%
Automobile	6.57%
Technology	5.28%
Capital Goods	4.81%
Materials	4.68%
Healthcare	4.4399999999999995%
Insurance	3.2%

What is risk level of Nippon India ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in Nippon India ELSS Tax Saver Fund?

Nippon India ELSS Tax Saver Fund-Growth is the regular plan of the fund. For this plan of you pay 1.7% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.02%. That's 0.6799999999999999% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.6799999999999999% if you opt for direct plan of Nippon India ELSS Tax Saver Fund

How can I redeem my investments in Nippon India ELSS Tax Saver Fund?

Redeeming your investments in Nippon India ELSS Tax Saver Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Nippon India ELSS Tax Saver Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 5 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.