Q: What are the returns of this mutual fund scheme?

The Navi ELSS Tax Saver Fund Direct-Growth is a 10 yrs 2 m old fund and has delivered average annual returns of 12.8% since inception. Navi ELSS Tax Saver Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.65% 14.12% 13.0% 13.33% 12.8%

Question 1

What is the current NAV of Navi ELSS Tax Saver Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Navi ELSS Tax Saver Fund - Direct Growth plan is approximately ₹33.953 as of Feb 02, 2026.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Navi ELSS Tax Saver Fund Direct-Growth is a 10 yrs 2 m old fund and has delivered average annual returns of 12.8% since inception.

Navi ELSS Tax Saver Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.65%	14.12%	13.0%	13.33%	12.8%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Navi ELSS Tax Saver Fund - Direct Growth has an expense ratio of 0.39%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Navi ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 53 Cr as on Dec 31, 2025.

Question 5

What are the top stock holdings of Navi ELSS Tax Saver Fund?

Accepted Answer

The Navi ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Reliance Industries Ltd.	5.48%
Axis Bank Ltd.	4.66%
UPL Ltd.	4.54%
Bharti Airtel Ltd.	3.96%
Ashok Leyland Ltd.	3.89%
State Bank of India	3.88%
The Federal Bank Ltd.	3.87%
ICICI Bank Ltd.	3.44%
Persistent Systems Ltd.	3.42%
Sun Pharmaceutical Industries Ltd.	3.4%

Question 6

What are the top sectors Navi ELSS Tax Saver Fund has invested in?

Accepted Answer

The Navi ELSS Tax Saver Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
Reliance Industries Ltd.	5.48%
Axis Bank Ltd.	4.66%
UPL Ltd.	4.54%
Bharti Airtel Ltd.	3.96%
Ashok Leyland Ltd.	3.89%
State Bank of India	3.88%
The Federal Bank Ltd.	3.87%
ICICI Bank Ltd.	3.44%
Persistent Systems Ltd.	3.42%
Sun Pharmaceutical Industries Ltd.	3.4%

Question 7

What is risk level of Navi ELSS Tax Saver Fund?

Accepted Answer

This is a Elss fund comes with Very High risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

Yes, this fund comes with a mandatory lock-in period of 3 years.

Question 9

How do I invest in Navi ELSS Tax Saver Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Navi ELSS Tax Saver Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Navi ELSS Tax Saver Fund is complete.

Question 10

How can I redeem my investments in Navi ELSS Tax Saver Fund?

Accepted Answer

Redeeming your investments in the Navi ELSS Tax Saver Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.39% as on Feb 02, 2026
Exit load	0%
AUM (Fund size)	₹53 Cr
Lock-in Period	3 Years
Age	10 yrs 2 m since Nov 09, 2015
Benchmark	NIFTY 500 TRI
Min. investment	This scheme is currently not buyable
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Navi ELSS Tax Saver Fund	-5.39%	1.41%	5.65%	14.12%	13.0%	13.33%
HDFC ELSS Tax Saver Fund	-3.87%	1.45%	10.18%	21.13%	19.95%	16.39%
SBI ELSS Tax Saver Fund	-3.98%	1.53%	7.71%	23.79%	19.85%	16.65%
Parag Parikh ELSS Tax Saver Fund	-4.0%	-2.07%	3.43%	16.26%	17.76%	12.73%
DSP ELSS Tax Saver Fund	-3.82%	2.95%	10.75%	20.53%	18.24%	18.0%
Motilal Oswal ELSS Tax Saver Fund	-6.86%	-8.32%	1.07%	22.02%	18.3%	18.0%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Navi ELSS Tax Saver Fund	12.8	0.96	0.67	1.01
HDFC ELSS Tax Saver Fund	10.97	0.83	1.29	2.13
SBI ELSS Tax Saver Fund	12.91	0.96	1.29	2.03
Parag Parikh ELSS Tax Saver Fund	9.46	0.69	1.06	1.67
DSP ELSS Tax Saver Fund	12.92	0.97	1.08	1.94
Motilal Oswal ELSS Tax Saver Fund	19.11	1.23	0.89	0.99

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Navi ELSS Tax Saver Fund	N.A.	53 Cr	10 yrs 2 m	0.39%
HDFC ELSS Tax Saver Fund	N.A.	17,163 Cr	13 yrs 1 m	1.08%
SBI ELSS Tax Saver Fund	N.A.	32,609 Cr	13 yrs 1 m	0.89%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,915 Cr	6 yrs 6 m	0.62%
DSP ELSS Tax Saver Fund	N.A.	17,609 Cr	13 yrs 1 m	0.74%
Motilal Oswal ELSS Tax Saver Fund	N.A.	4,341 Cr	11 yrs 1 m	0.65%

Alpha	-0.96 vs. 5.78 Underperformed at beating benchmark
Sharpe	0.67 vs. 6.89 Poor risk-adjusted returns
Beta	0.96 vs. 1.04 Less sensitive to market ups & downs
Standard deviation	12.8 vs. 12.48 More volatile performance

Navi ELSS Tax Saver Fund Direct-Growth

Historical NAV & returns

Navi ELSS Tax Saver Fund overview

Navi ELSS Tax Saver Fund Returns calculator

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About Navi ELSS Tax Saver Fund

Fund managers

Investment objective

Navi Mutual Fund details

More funds from Navi Mutual Fund

Frequently asked questions

Navi ELSS Tax Saver Fund Direct-Growth Returns

ET Money rank

Fund AUM	53 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

No. of schemes	14 view all schemes
Total AUM	8,959 Cr as on Dec 31, 2025
Address	7th Floor, Wing B, Prestige RMZ Startech, No. 139, 2, Hosur Rd Koramangala Industrial Layout, S.G. Palya. Bangalore, 560095
Email	mf@navi.com
Phone	+91 80 4511 3444 / 1800-103-8999

Fund name	ETM Rank	AUM	1Y	5Y
Navi Large & Midcap Fund	N.A.	315 Cr	3.88%	15.77%
Navi Nifty Midcap 150 Index Fund	N.A.	359 Cr	8.53%	N.A.
Navi Flexi Cap Fund	N.A.	263 Cr	6.8%	14.07%
Navi Nifty India Manufacturing Index Fund	N.A.	52 Cr	13.79%	N.A.
Navi Nifty 50 Index Fund	N.A.	3,894 Cr	8.51%	N.A.
Navi Nifty Next 50 Index Fund	N.A.	1,096 Cr	7.56%	N.A.

Sector	Percentage of Portfolio
Financial	27.710000000000004%
Technology	10.15%
Healthcare	9.53%
Consumer Staples	8.96%
Capital Goods	7.120000000000001%
Energy	6.680000000000001%
Automobile	5.37%
Chemicals	5.27%
Services	5.23%
Metals & Mining	4.9%