Motilal Oswal ELSS Tax Saver Fund Regular-Growth

Q: What are the returns of Motilal Oswal ELSS Tax Saver Fund?

The Motilal Oswal ELSS Tax Saver Fund is a 10 yrs 8 m old fund and has delivered average annual returns of 16.5% since inception. Motilal Oswal ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -1.89% 24.64% 25.22% 17.06% 16.5%

Previously called: Motilal Oswal Long Term Equity Reg-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹51.2326+0.99% 1 day change	16.5% p.a.	App exclusive #NA View Ranked Funds	₹4,360 Cr

Historical NAV & returns

NAV: ₹51.2326 as on Sep 03, 2025

This fund Category average

Motilal Oswal ELSS Tax Saver Fund overview

Expense ratio	1.83% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹4,360 Cr
Lock-in Period	3 Years
Age	10 yrs 8 m since Dec 26, 2014
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Motilal Oswal ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-1.36%	0.22%
3 Months	-0.93%	0.85%
6 Months	22.99%	14.68%
1 Year	-1.89%	-2.75%
2 Years	26.07%	16.44%
3 Years	24.64%	16.39%
4 Years	16.95%	12.83%
5 Years	25.22%	20.92%
7 Years	16.21%	14.15%
10 Years	17.06%	14.2%

Asset allocationas on May 31, 2025

Large Cap 28.57%

Mid Cap 38.81%

Small Cap 31.45%

Other Cap 0%

Top holdings

Trent Ltd.5.5%

Eternal Ltd.5.42%

Bharat Dynamics Ltd.4.88%

Kaynes Technology India Ltd.4.08%

Top sectors

Capital Goods 30.119999999999997%

Services 14.48%

Financial 10.91%

Consumer Discretionary 9.31%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 1.18%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Motilal Oswal ELSS Tax Saver Fund	N.A.	4,360 Cr	10 yrs 8 m	1.83%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,294 Cr	6 yrs 2 m	1.72%
HDFC ELSS Tax Saver Fund	N.A.	16,454 Cr	29 yrs 8 m	1.7%
SBI Long Term Equity Fund	N.A.	28,506 Cr	18 yrs 4 m	1.58%
DSP ELSS Tax Saver Fund	N.A.	16,974 Cr	18 yrs 9 m	1.63%
Kotak ELSS Tax Saver Fund	N.A.	6,266 Cr	19 yrs 11 m	1.76%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Motilal Oswal ELSS Tax Saver Fund	-1.36%	22.99%	-1.89%	24.64%	25.22%	17.06%
Parag Parikh ELSS Tax Saver Fund	0.63%	11.75%	2.97%	18.24%	21.92%	12.22%
HDFC ELSS Tax Saver Fund	1.33%	15.56%	2.37%	21.4%	24.87%	14.61%
SBI Long Term Equity Fund	0.15%	11.75%	-3.13%	23.35%	25.04%	14.88%
DSP ELSS Tax Saver Fund	-0.62%	11.99%	-3.86%	18.57%	22.99%	16.04%
Kotak ELSS Tax Saver Fund	-0.16%	15.37%	-3.87%	15.5%	21.13%	14.48%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Motilal Oswal ELSS Tax Saver Fund	18.99	1.18	0.87	0.96
Parag Parikh ELSS Tax Saver Fund	9.79	0.67	1.08	1.74
HDFC ELSS Tax Saver Fund	11.49	0.84	1.18	2.04
SBI Long Term Equity Fund	13.47	0.96	1.12	1.91
DSP ELSS Tax Saver Fund	13.34	0.96	0.84	1.73
Kotak ELSS Tax Saver Fund	12.9	0.92	0.65	0.9

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	7.0 vs. 5.39 Higher outperformance against benchmark
Sharpe	0.87 vs. 6.08 Poor risk-adjusted returns
Beta	1.18 vs. 0.91 More sensitive to market's ups & downs
Standard deviation	18.99 vs. 12.2 More volatile performance

Compare Motilal Oswal ELSS Tax Saver Fund in detail with

About this fund

About Motilal Oswal ELSS Tax Saver Fund

Motilal Oswal ELSS Tax Saver Fund Regular-Growth is a ELSS mutual fund scheme from Motilal Oswal Mutual Fund. This fund has been in existence for 10 yrs 8 m, having been launched on 26/12/2014. Motilal Oswal ELSS Tax Saver Fund Regular-Growth has ₹4,360 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Motilal Oswal ELSS Tax Saver Fund Regular-Growth as of 03/09/2025 is ₹51.23. The fund has an expense ratio of 1.83%, which is higher than what most other Elss funds charge.

Motilal Oswal ELSS Tax Saver Fund Regular-Growth returns of last 1-year are -1.60%. Since launch, it has delivered 16.62% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Motilal Oswal ELSS Tax Saver Fund Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Capital Goods, Services, Financial, Consumer Discretionary, Energy sectors. It has taken less exposure in Capital Goods, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Trent Ltd., Eternal Ltd., Bharat Dynamics Ltd., Kaynes Technology India Ltd., Suzlon Energy Ltd..

...

Fund AUM	4,360 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Rakesh Shetty

Mr. Shetty has done B.Com Prior to joining Motilal Oswal Mutual Fund, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.

Ajay Khandelwal

Mr. Khandelwal is MBA & Bachelor of Engineering. Prior to joining Motilal Oswal Mutual Fund, he has worked with Canara Robeco Mutual Fund, BOI AXA Mutual Fund, B&K Securities and Infosys.

Atul Mehra

Mr. Mehra has done B.Com, Master's Degree in Accounting and CFA Prior to joining Motilal Oswal Mutual Fund, he has worked with Edelweiss Capital Ltd

Investment objective

The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.

Motilal Oswal Mutual Fund details

No. of schemes	47 view all schemes
Total AUM	1,09,736 Cr as on Jun 30, 2025
Address	Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai, 400025
Phone	022-39804238 / 1800-200-6626

More funds from Motilal Oswal Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Motilal Oswal Midcap Fund	N.A.	30,401 Cr	1.93%	33.79%
Motilal Oswal Flexi Cap Fund	N.A.	13,023 Cr	4.43%	19.93%
Motilal Oswal Focused Fund	N.A.	1,555 Cr	-16.67%	13.03%
Motilal Oswal Nifty Microcap 250 Index Fund	N.A.	2,359 Cr	-6.93%	N.A.
Motilal Oswal Multi Cap Fund	N.A.	3,844 Cr	15.19%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Motilal Oswal ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the Motilal Oswal ELSS Tax Saver Fund - Direct Growth plan is approximately ₹51.2326 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Motilal Oswal ELSS Tax Saver Fund is a 10 yrs 8 m old fund and has delivered average annual returns of 16.5% since inception.

Motilal Oswal ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-1.89%	24.64%	25.22%	17.06%	16.5%

How much does this mutual fund charge as expense ratio?

The Motilal Oswal ELSS Tax Saver Fund - Direct Growth has an expense ratio of 1.83%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Motilal Oswal ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 4,360 Cr as on May 31, 2025.

What are the top stock holdings of Motilal Oswal ELSS Tax Saver Fund?

The Motilal Oswal ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Trent Ltd.	5.5%
Eternal Ltd.	5.42%
Bharat Dynamics Ltd.	4.88%
Kaynes Technology India Ltd.	4.08%
Suzlon Energy Ltd.	4.05%
Inox Wind Ltd.	3.66%
Amber Enterprises India Ltd.	3.58%
Multi Commodity Exchange Of India Ltd.	3.56%
Prestige Estates Projects Ltd.	3.55%
Bharat Electronics Ltd.	3.48%

What are the top sectors Motilal Oswal ELSS Tax Saver Fund has invested in?

The Motilal Oswal ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Capital Goods	30.119999999999997%
Services	14.48%
Financial	10.91%
Consumer Discretionary	9.31%
Energy	6.3100000000000005%
Construction	6.27%
Healthcare	5.93%
Chemicals	3.41%
Others	3.31%
Metals & Mining	3.26%

What is risk level of Motilal Oswal ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in Motilal Oswal ELSS Tax Saver Fund?

Motilal Oswal ELSS Tax Saver Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.83% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.65%. That's 1.1800000000000002% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.1800000000000002% if you opt for direct plan of Motilal Oswal ELSS Tax Saver Fund

How can I redeem my investments in Motilal Oswal ELSS Tax Saver Fund?

Redeeming your investments in Motilal Oswal ELSS Tax Saver Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Motilal Oswal ELSS Tax Saver Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.