Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹17.3465-2.09% 1 day change	12.12% p.a.	App exclusive #NA View Ranked Funds	₹78 Cr

Historical NAV & returns

NAV: ₹17.3465 as on Feb 02, 2026

This fund Category average

Motilal Oswal Asset Allocation Passive FoF - Conservative overview

Expense ratio	0.03% as on Feb 02, 2026
Exit load	1.0% Exit load of 1% if redeemed within 15 Days.!
AUM (Fund size)	₹78 Cr
Lock-in Period	Nil
Age	4 yrs 11 m since Feb 19, 2021
Benchmark	NA
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	High

Motilal Oswal Asset Allocation Passive FoF - Conservative Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.7%	-1.22%
3 Months	1.46%	2.21%
6 Months	6.78%	8.07%
1 Year	14.3%	16.73%
2 Years	13.69%	14.77%
3 Years	14.81%	17.28%
4 Years	11.79%	14.12%

Asset allocationas on Dec 31, 2025

Large Cap 26.24%

Mid Cap 7.16%

Small Cap 3.79%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 45.7283%

Cash & Call Money 1.67103138%

Top Debt Holdings

Others 0.69%

Allocation by Instruments

Mutual Fund 99.5737556%

CBLO 0.69403828%

Other Holdings

Motilal Oswal Nifty 5 year Benchmark G-Sec ETF - Growth 46.97%

Motilal Oswal Nifty 500 Index Fund Direct - Growth 28.77%

Motilal Oswal Gold ETF-Growth 15.39%

Motilal Oswal S&P 500 Index Fund Direct - Growth 8.44%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Motilal Oswal Asset Allocation Passive FoF - Conservative	-0.7%	6.78%	14.3%	14.81%	N.A.	N.A.
ICICI Prudential Multi Asset Fund	-2.19%	7.57%	14.7%	19.7%	20.95%	17.82%
Nippon India Multi Asset Allocation Fund	-0.58%	11.43%	22.85%	21.84%	17.77%	10.04%
ICICI Prudential Dynamic Asset Allocation Active FoF	-2.04%	2.44%	9.92%	14.27%	13.42%	13.72%
Kotak Multi Asset Omni FoF	-2.27%	8.93%	16.46%	19.42%	18.74%	16.5%
SBI Multi Asset Allocation Fund	-0.48%	10.9%	19.94%	20.04%	15.69%	12.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Motilal Oswal Asset Allocation Passive FoF - Conservative	4.31	0.4	2.04	3.27
ICICI Prudential Multi Asset Fund	6.64	0.7	1.93	2.93
Nippon India Multi Asset Allocation Fund	7.42	0.81	2.08	2.94
ICICI Prudential Dynamic Asset Allocation Active FoF	5.33	0.54	1.44	2.05
Kotak Multi Asset Omni FoF	7.92	0.89	1.75	2.12
SBI Multi Asset Allocation Fund	6.48	0.69	2.04	3.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Motilal Oswal Asset Allocation Passive FoF - Conservative	N.A.	78 Cr	4 yrs 11 m	0.03%
ICICI Prudential Multi Asset Fund	N.A.	78,179 Cr	13 yrs 1 m	0.65%
Nippon India Multi Asset Allocation Fund	N.A.	10,661 Cr	5 yrs 5 m	0.26%
ICICI Prudential Dynamic Asset Allocation Active FoF	N.A.	29,170 Cr	13 yrs 1 m	0.25%
Kotak Multi Asset Omni FoF	N.A.	2,255 Cr	13 yrs 1 m	0.39%
SBI Multi Asset Allocation Fund	N.A.	13,033 Cr	13 yrs 1 m	0.58%

View all Multi Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.07 vs. 3.5 Higher outperformance against benchmark
Sharpe	2.04 vs. 4.09 Poor risk-adjusted returns
Beta	0.4 vs. 0.67 Less sensitive to market ups & downs
Standard deviation	4.31 vs. 3.29 More volatile performance

About this fund

About Motilal Oswal Asset Allocation Passive FoF - Conservative

Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth is a Multi Asset Allocation mutual fund scheme from Motilal Oswal Mutual Fund. This fund has been in existence for 4 yrs 11 m, having been launched on 19/02/2021. Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth has ₹78 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth as of 02/02/2026 is ₹17.35. The fund has an expense ratio of 0.03%, which is less than what most other Multi Asset Allocation funds charge. Currently, the fund has a 37.19% allocation to equity and 46.49% to Debt.

Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth returns of last 1-year are 14.88%. Since launch, it has delivered 11.90% average annual returns.
Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund's equity portion is primarily invested in Unclassified sectors. It has taken less exposure in Unclassified sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in Motilal Oswal Nifty 5 year Benchmark G-Sec ETF - Growth, Motilal Oswal Nifty 500 Index Fund Direct - Growth, Motilal Oswal Gold ETF-Growth, Motilal Oswal S&P 500 Index Fund Direct - Growth.

...

Fund AUM	78 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Swapnil P Mayekar

Mr. Mayekar is an M.Com from Mumbai University and also holds an Advanced Diploma in Business Administration from Welingkar, Mumbai. Prior to joining Motilal Oswal AMC he worked with Business Standard Limited from Aug 2005 to Feb 2010.

Rakesh Shetty

Mr. Shetty has done B.Com Prior to joining Motilal Oswal Mutual Fund, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.

Investment objective

The scheme seeks to generate long term growth/capital appreciation by offering asset allocation investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold The scheme seeks to generate long term growth/capital appreciation by offering asset allocation investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold

Motilal Oswal Mutual Fund details

No. of schemes	48 view all schemes
Total AUM	1,41,910 Cr as on Dec 31, 2025
Address	Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai, 400025
Phone	022-39804238 / 1800-200-6626

More funds from Motilal Oswal Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Motilal Oswal Asset Allocation Passive FoF - Aggressive	N.A.	125 Cr	15.95%	N.A.
Motilal Oswal Balanced Advantage Fund	N.A.	872 Cr	-3.6%	5.76%
Motilal Oswal Arbitrage Fund	N.A.	1,845 Cr	7.5%	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth?

The current Net Asset Value (NAV) of the Motilal Oswal Asset Allocation Passive FoF - Conservative - Direct Growth plan is approximately ₹17.3465 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth is a 4 yrs 11 m old fund and has delivered average annual returns of 12.12% since inception.

Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth Returns

1-Year	3-Year	Since Inception
14.3%	14.81%	12.12%

How much does this mutual fund charge as expense ratio?

The Motilal Oswal Asset Allocation Passive FoF - Conservative - Direct Growth has an expense ratio of 0.03%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Motilal Oswal Asset Allocation Passive FoF - Conservative currently has assets under management (AUM) or fund size valued at approximately 78 Cr as on Dec 31, 2025.

To whom does Motilal Oswal Asset Allocation Passive FoF - Conservative lend to?

The top 3 debt holdings of Motilal Oswal Asset Allocation Passive FoF - Conservative are as follows

Holding Name	Percentage of Portfolio
Others	0.69%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Motilal Oswal Asset Allocation Passive FoF - Conservative's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	45.7283%
Cash & Call Money	1.67103138%

What is risk level of Motilal Oswal Asset Allocation Passive FoF - Conservative?

This is a Multi Asset Allocation fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Motilal Oswal Asset Allocation Passive FoF - Conservative Direct - Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Motilal Oswal Asset Allocation Passive FoF - Conservative - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Motilal Oswal Asset Allocation Passive FoF - Conservative is complete.

How can I redeem my investments in Motilal Oswal Asset Allocation Passive FoF - Conservative?

Redeeming your investments in the Motilal Oswal Asset Allocation Passive FoF - Conservative is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Multi Asset Allocation

#NA

Return Outperformance: This fund has generated highest return amongst Multi Asset Allocation funds in the last 1 Month.
Expense Ratio: This fund has the lowest expense ratio amongst actively/passively managed Multi Asset Allocation funds.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 15 Days.