Motilal Oswal 5 Year G-Sec FoF

Q: What are the returns of this mutual fund scheme?

The Motilal Oswal 5 Year G-Sec FoF is a 4 yrs 1 m old fund and has delivered average annual returns of 6.15% since inception. Motilal Oswal 5 Year G-Sec FoF Returns 1-Year 3-Year Since Inception 8.65% 8.02% 6.15%

Q: How much does this mutual fund charge as expense ratio?

The Motilal Oswal 5 Year G-Sec FoF has an expense ratio of 0.21% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.6944-0.4% 1 day change	6.15% p.a.	App exclusive #NA View Ranked Funds	₹49 Cr

Historical NAV & returns

NAV: ₹12.6944 as on Oct 20, 2025

This fund Category average

Motilal Oswal 5 Year G-Sec FoF overview

AUM (Fund size)	₹49 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
Lock-in Period	Nil
Age	4 yrs 1 m since Sep 24, 2021
Benchmark	Nifty 5yr Benchmark G-Sec Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.21% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Motilal Oswal 5 Year G-Sec FoF Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.87%	0.69%
3 Months	0.75%	1.19%
6 Months	2.83%	3.04%
1 Year	8.65%	8.3%
2 Years	8.71%	8.46%
3 Years	8.02%	7.81%
4 Years	6.2%	6.61%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 98.678946%

Cash & Call Money 1.32105443%

Top Debt Holdings

Others 0.45%

Allocation by Instruments

Mutual Fund 99.86174957%

CBLO 0.44895958%

Other Holdings

Motilal Oswal Nifty 5 year Benchmark G-Sec ETF - Growth 99.86%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Motilal Oswal 5 Year G-Sec FoF	0.87%	2.83%	8.65%	8.02%	N.A.	N.A.
ICICI Prudential Debt Management Fund (FOF)	0.73%	2.87%	8.16%	7.85%	6.42%	7.31%
ICICI Prudential Medium Term Bond Fund	0.87%	3.9%	9.13%	8.08%	6.75%	7.43%
Axis Strategic Bond Fund	0.69%	3.27%	8.61%	8.19%	6.73%	7.53%
SBI Magnum Medium Duration Fund	0.65%	2.66%	7.87%	7.83%	6.1%	7.94%
Aditya Birla Sun Life Medium Term Fund	0.88%	3.93%	11.25%	9.63%	12.52%	8.53%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Motilal Oswal 5 Year G-Sec FoF	3.54	0.16	0.36	0.55
ICICI Prudential Debt Management Fund (FOF)	1.14	0.61	1.01	1.36
ICICI Prudential Medium Term Bond Fund	1.04	0.55	1.3	2.37
Axis Strategic Bond Fund	1.18	0.65	1.23	2.39
SBI Magnum Medium Duration Fund	1.21	0.68	0.92	1.51
Aditya Birla Sun Life Medium Term Fund	1.72	0.48	1.64	3.81

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Motilal Oswal 5 Year G-Sec FoF	N.A.	49 Cr	4 yrs 1 m	0.21%
ICICI Prudential Debt Management Fund (FOF)	N.A.	108 Cr	21 yrs 11 m	0.61%
ICICI Prudential Medium Term Bond Fund	N.A.	5,734 Cr	21 yrs 2 m	1.38%
Axis Strategic Bond Fund	N.A.	1,908 Cr	13 yrs 7 m	1.33%
SBI Magnum Medium Duration Fund	N.A.	6,738 Cr	22 yrs	1.17%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,734 Cr	16 yrs 7 m	1.57%

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.94 vs. 2.33 Underperformed at beating benchmark
Sharpe	0.36 vs. 2.72 Poor risk-adjusted returns
Beta	0.16 vs. 0.94 Less sensitive to market ups & downs
Standard deviation	3.54 vs. 1.43 More volatile performance

Compare Motilal Oswal 5 Year G-Sec FoF in detail with

About this fund

About Motilal Oswal 5 Year G-Sec FoF

Motilal Oswal 5 Year G-Sec FoF is a Medium Duration mutual fund scheme from Motilal Oswal Mutual Fund. This fund has been in existence for 4 yrs 1 m, having been launched on 24/09/2021. Motilal Oswal 5 Year G-Sec FoF has ₹49 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Motilal Oswal 5 Year G-Sec FoF as of 20/10/2025 is ₹12.69. The fund has an expense ratio of 0.21%, which is less than what most other Medium Duration funds charge.

Motilal Oswal 5 Year G-Sec FoF returns of last 1-year are 8.30%. Since launch, it has delivered 6.08% average annual returns.
Motilal Oswal 5 Year G-Sec FoF scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Motilal Oswal Nifty 5 year Benchmark G-Sec ETF - Growth.

...

Fund AUM	49 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rakesh Shetty

Mr. Shetty has done B.Com Prior to joining Motilal Oswal Mutual Fund, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.

Investment objective

The scheme seeks to seek returns by investing in units of Motilal Oswal 5 Year G-Sec ETF.

Motilal Oswal Mutual Fund details

No. of schemes	47 view all schemes
Total AUM	1,27,837 Cr as on Sep 30, 2025
Address	Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai, 400025
Phone	022-39804238 / 1800-200-6626

More funds from Motilal Oswal Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Motilal Oswal Liquid Fund	N.A.	1,226 Cr	6.17%	6.51%
Motilal Oswal Ultra Short Term Fund	N.A.	604 Cr	5.56%	5.78%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Motilal Oswal 5 Year G-Sec FoF?

The current Net Asset Value (NAV) of the Motilal Oswal 5 Year G-Sec FoF plan is approximately ₹12.6944 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Motilal Oswal 5 Year G-Sec FoF is a 4 yrs 1 m old fund and has delivered average annual returns of 6.15% since inception.

Motilal Oswal 5 Year G-Sec FoF Returns

1-Year	3-Year	Since Inception
8.65%	8.02%	6.15%

How much does this mutual fund charge as expense ratio?

The Motilal Oswal 5 Year G-Sec FoF has an expense ratio of 0.21%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Motilal Oswal 5 Year G-Sec FoF currently has assets under management (AUM) or fund size valued at approximately 49 Cr as on Sep 30, 2025.

To whom does Motilal Oswal 5 Year G-Sec FoF lend to?

The top 3 debt holdings of Motilal Oswal 5 Year G-Sec FoF are as follows

Holding Name	Percentage of Portfolio
Others	0.45%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Motilal Oswal 5 Year G-Sec FoF allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	98.678946%
Cash & Call Money	1.32105443%

What is risk level of Motilal Oswal 5 Year G-Sec FoF?

This is a Medium Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Motilal Oswal 5 Year G-Sec FoF?

Redeeming your investments in the Motilal Oswal 5 Year G-Sec FoF is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.