Kotak Pioneer Fund

Q: What are the returns of this mutual fund scheme?

The Kotak Pioneer Fund is a 6 yrs 2 m old fund and has delivered average annual returns of 21.11% since inception. Kotak Pioneer Fund Returns 1-Year 3-Year 5-Year Since Inception 6.65% 21.95% 19.92% 21.11%

Q: How much does this mutual fund charge as expense ratio?

The Kotak Pioneer Fund has an expense ratio of 1.84% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹32.218-0.33% 1 day change	21.11% p.a.	App exclusive #NA View Ranked Funds	₹3,285 Cr

Historical NAV & returns

NAV: ₹32.218 as on Dec 03, 2025

This fund Category average

Kotak Pioneer Fund overview

AUM (Fund size)	₹3,285 Cr
Exit load	0.5% 0.5% for redemption within 90 Days!
Lock-in Period	Nil
Age	6 yrs 2 m since Oct 09, 2019
Benchmark	NA
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.84% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Kotak Pioneer Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 05, 2025

Period	This fund	Category average
1 Month	-1.4%	1.01%
3 Months	0.35%	3.78%
6 Months	7.36%	3.39%
1 Year	6.65%	-1.05%
2 Years	20.03%	12.65%
3 Years	21.95%	14.94%
4 Years	14.39%	13.42%
5 Years	19.92%	16.89%

View returns in detail

Asset allocationas on Oct 31, 2025

Large Cap 43.7%

Mid Cap 31.45%

Small Cap 22.08%

Other Cap 0%

Top holdings

Eternal Ltd.4.52%

Aster DM Healthcare Ltd.3.74%

Bharti Hexacom Ltd.3.51%

Interglobe Aviation Ltd.3.13%

Top sectors

Services 19.29%

Healthcare 14.28%

Automobile 9.379999999999999%

Capital Goods 8.11%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Foreign Mutual Funds 17.61%

Repo 2.96%

Other Holdings

iShares NASDAQ 100 UCITS ETF USD 17.33%

Others 2.96%

Geninnov Global Master Fund 0.28%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Pioneer Fund	-1.4%	7.36%	6.65%	21.95%	19.92%	N.A.
ICICI Prudential India Opportunities Fund	1.24%	7.58%	9.42%	21.94%	28.14%	14.07%
ICICI Prudential Dividend Yield Equity Fund	0.38%	7.77%	8.28%	22.18%	26.28%	16.24%
ICICI Prudential Value Fund	2.09%	7.94%	9.87%	20.43%	24.26%	15.82%
SBI Contra Fund	0.6%	5.21%	2.42%	18.94%	25.74%	16.58%
ICICI Prudential Diversified Equity All Cap Omni FoF	0.76%	6.37%	6.12%	20.24%	23.23%	12.39%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Pioneer Fund	13.04	0.86	1.14	1.38
ICICI Prudential India Opportunities Fund	11.43	0.82	1.29	2.27
ICICI Prudential Dividend Yield Equity Fund	11.98	0.85	1.25	1.93
ICICI Prudential Value Fund	10.97	0.78	1.22	2.09
SBI Contra Fund	12.15	0.9	1.01	1.6
ICICI Prudential Diversified Equity All Cap Omni FoF	11.69	0.87	1.13	1.78

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Pioneer Fund	N.A.	3,285 Cr	6 yrs 2 m	1.84%
ICICI Prudential India Opportunities Fund	N.A.	32,669 Cr	6 yrs 11 m	1.56%
ICICI Prudential Dividend Yield Equity Fund	N.A.	6,232 Cr	11 yrs 7 m	1.8%
ICICI Prudential Value Fund	N.A.	57,935 Cr	21 yrs 5 m	1.48%
SBI Contra Fund	N.A.	49,218 Cr	20 yrs 7 m	1.48%
ICICI Prudential Diversified Equity All Cap Omni FoF	N.A.	238 Cr	5 yrs 10 m	0.99%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	7.16 vs. 4.3 Higher outperformance against benchmark
Sharpe	1.14 vs. 4.56 Poor risk-adjusted returns
Beta	0.86 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	13.04 vs. 8.93 More volatile performance

Compare Kotak Pioneer Fund in detail with

About this fund

About Kotak Pioneer Fund

Kotak Pioneer Fund is a Strategy mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 6 yrs 2 m, having been launched on 09/10/2019. Kotak Pioneer Fund has ₹3,285 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Pioneer Fund as of 03/12/2025 is ₹32.22. The fund has an expense ratio of 1.84%, which is higher than what most other Strategy funds charge.

Kotak Pioneer Fund returns of last 1-year are 6.30%. Since launch, it has delivered 21.16% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Kotak Pioneer Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Services, Unclassified, Healthcare, Automobile, Capital Goods sectors. It has taken less exposure in Services, Unclassified sectors compared to other funds in the category.
The fund's top 5 holdings are in iShares NASDAQ 100 UCITS ETF USD, Eternal Ltd., Aster DM Healthcare Ltd., Bharti Hexacom Ltd., Interglobe Aviation Ltd..

...

Fund AUM	3,285 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Harish Bihani

Mr. Bihani has done MBA in Finance Prior to joining Kotak Mutual Fund, he has worked with ICICI Prudential Mutual Fund, SBI Mutual Fund, Kotak Instituitional Equities, CIMB Securities, RBS Equities India Pvt. Ltd., Indiabulls Securities Ltd. and Reliance Equities International Pvt. Ltd.

Investment objective

The scheme seeks to generate capital appreciation from a diversified portfolio of equity, equity related instruments and units of global mutual funds which invests into such companies that utilize new forms of production, technology, distribution or processes which are likely to challenge existing markets or value networks, or displace established market leaders, or bring in novel products and/or business models.

Kotak Mahindra Mutual Fund details

No. of schemes	84 view all schemes
Total AUM	5,66,982 Cr as on Sep 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Kotak Infrastructure and Economic Reform Fund	N.A.	2,425 Cr	-4.69%	26.97%
Kotak Midcap Fund	N.A.	60,385 Cr	1.22%	23.37%
Kotak Small Cap Fund	N.A.	18,024 Cr	-9.93%	21.71%
Kotak Contra Fund	N.A.	4,921 Cr	3.3%	20.89%
Kotak Large & Midcap Fund	N.A.	29,516 Cr	3.38%	19.65%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Pioneer Fund?

The current Net Asset Value (NAV) of the Kotak Pioneer Fund plan is approximately ₹32.218 as of Dec 03, 2025.

What are the returns of this mutual fund scheme?

The Kotak Pioneer Fund is a 6 yrs 2 m old fund and has delivered average annual returns of 21.11% since inception.

Kotak Pioneer Fund Returns

1-Year	3-Year	5-Year	Since Inception
6.65%	21.95%	19.92%	21.11%

How much does this mutual fund charge as expense ratio?

The Kotak Pioneer Fund has an expense ratio of 1.84%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak Pioneer Fund currently has assets under management (AUM) or fund size valued at approximately 3,285 Cr as on Oct 31, 2025.

What are the top stock holdings of Kotak Pioneer Fund?

The Kotak Pioneer Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Eternal Ltd.	4.52%
Aster DM Healthcare Ltd.	3.74%
Bharti Hexacom Ltd.	3.51%
Interglobe Aviation Ltd.	3.13%
Maruti Suzuki India Ltd.	3.01%
UNO Minda Ltd.	2.9%
Reliance Industries Ltd.	2.9%
GE Vernova T&D India Ltd	2.77%
Vishal Mega Mart Ltd.	2.76%
Mahindra & Mahindra Ltd.	2.44%

What are the top sectors Kotak Pioneer Fund has invested in?

The Kotak Pioneer Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Services	19.29%
Healthcare	14.28%
Automobile	9.379999999999999%
Capital Goods	8.11%
Financial	4.71%
Insurance	3.94%
Communication	3.51%
Consumer Discretionary	3.28%
Metals & Mining	3.12%
Energy	2.9%

What is risk level of Kotak Pioneer Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak Pioneer Fund?

Redeeming your investments in the Kotak Pioneer Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 5 Years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: 0.5% for redemption within 90 Days