Kotak Focused Fund

Q: What are the returns of this mutual fund scheme?

The Kotak Focused Fund is a 6 yrs 7 m old fund and has delivered average annual returns of 15.99% since inception. Kotak Focused Fund Returns 1-Year 3-Year 5-Year Since Inception 14.88% 16.84% 14.75% 15.99%

Q: How much does this mutual fund charge as expense ratio?

The Kotak Focused Fund has an expense ratio of 1.87% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹26.417-1.0% 1 day change	15.99% p.a.	App exclusive #NA View Ranked Funds	₹3,972 Cr

Historical NAV & returns

NAV: ₹26.417 as on Feb 02, 2026

This fund Category average

Kotak Focused Fund overview

AUM (Fund size)	₹3,972 Cr
Exit load	1.0% Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.!
Lock-in Period	Nil
Age	6 yrs 7 m since Jun 25, 2019
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.87% as on Feb 01, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Kotak Focused Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-3.55%	-8.79%
3 Months	-0.89%	-8.32%
6 Months	5.31%	-5.01%
1 Year	14.88%	0.77%
2 Years	12.97%	3.92%
3 Years	16.84%	13.52%
4 Years	12.04%	9.99%
5 Years	14.75%	12.72%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 77.46%

Mid Cap 19.83%

Small Cap 1.36%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.81%

ICICI Bank Ltd.6.04%

Bharti Airtel Ltd.5.72%

Shriram Finance Ltd5.46%

Top sectors

Financial 28.47%

Services 10.6%

Capital Goods 10.33%

Technology 9.55%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 2.16%

Other Holdings

Others 2.16%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Focused Fund	-3.55%	5.31%	14.88%	16.84%	14.75%	N.A.
ICICI Prudential India Opportunities Fund	-3.02%	5.18%	11.87%	22.83%	24.41%	13.86%
ICICI Prudential Value Fund	-3.55%	3.69%	11.27%	19.95%	20.57%	16.67%
ICICI Prudential Dividend Yield Equity Fund	-3.71%	3.15%	10.38%	22.01%	23.15%	17.4%
ICICI Prudential Diversified Equity All Cap Omni FoF	-4.85%	1.14%	8.2%	20.31%	19.81%	11.98%
SBI Contra Fund	-3.77%	1.88%	6.55%	19.59%	21.15%	17.19%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Focused Fund	11.71	0.89	0.94	1.29
ICICI Prudential India Opportunities Fund	11.3	0.83	1.35	2.2
ICICI Prudential Value Fund	11.09	0.81	1.18	2.0
ICICI Prudential Dividend Yield Equity Fund	11.93	0.87	1.26	1.98
ICICI Prudential Diversified Equity All Cap Omni FoF	11.66	0.89	1.16	1.79
SBI Contra Fund	12.07	0.91	1.07	1.65

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Focused Fund	N.A.	3,972 Cr	6 yrs 7 m	1.87%
ICICI Prudential India Opportunities Fund	N.A.	34,779 Cr	7 yrs 1 m	1.57%
ICICI Prudential Value Fund	N.A.	61,272 Cr	21 yrs 6 m	1.48%
ICICI Prudential Dividend Yield Equity Fund	N.A.	6,400 Cr	11 yrs 9 m	1.8%
ICICI Prudential Diversified Equity All Cap Omni FoF	N.A.	258 Cr	5 yrs 11 m	1.02%
SBI Contra Fund	N.A.	49,967 Cr	20 yrs 8 m	1.5%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.2 vs. 4.3 Underperformed at beating benchmark
Sharpe	0.94 vs. 4.6 Poor risk-adjusted returns
Beta	0.89 vs. 0.75 More sensitive to market's ups & downs
Standard deviation	11.71 vs. 8.85 More volatile performance

Compare Kotak Focused Fund in detail with

About this fund

About Kotak Focused Fund

Kotak Focused Fund is a Strategy mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 6 yrs 7 m, having been launched on 25/06/2019. Kotak Focused Fund has ₹3,972 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Focused Fund as of 02/02/2026 is ₹26.42. The fund has an expense ratio of 1.87%, which is higher than what most other Strategy funds charge.

Kotak Focused Fund returns of last 1-year are 14.63%. Since launch, it has delivered 15.97% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Kotak Focused Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Services, Capital Goods, Technology, Automobile sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Bharti Airtel Ltd., Shriram Finance Ltd, State Bank of India.

...

Fund AUM	3,972 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Arjun Khanna

Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics) Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.

Shibani Sircar Kurian

Ms. Kurian has done PGDM (Specialization in Finance), BSc (Hons)-Economics Prior to joining Kotak AMC, she was working with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC.

Investment objective

The scheme seeks to generate long term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies.

Kotak Mahindra Mutual Fund details

No. of schemes	84 view all schemes
Total AUM	5,88,199 Cr as on Dec 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Kotak Infrastructure and Economic Reform Fund	N.A.	2,353 Cr	4.21%	22.47%
Kotak Midcap Fund	N.A.	60,637 Cr	8.35%	19.75%
Kotak US Specific Equity Passive FoF	N.A.	3,770 Cr	26.62%	18.64%
Kotak Contra Fund	N.A.	5,136 Cr	9.74%	17.26%
Kotak Large & Midcap Fund	N.A.	30,039 Cr	11.95%	17.22%
Kotak Small Cap Fund	N.A.	17,258 Cr	-6.28%	17.1%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Focused Fund?

The current Net Asset Value (NAV) of the Kotak Focused Fund plan is approximately ₹26.417 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Kotak Focused Fund is a 6 yrs 7 m old fund and has delivered average annual returns of 15.99% since inception.

Kotak Focused Fund Returns

1-Year	3-Year	5-Year	Since Inception
14.88%	16.84%	14.75%	15.99%

How much does this mutual fund charge as expense ratio?

The Kotak Focused Fund has an expense ratio of 1.87%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak Focused Fund currently has assets under management (AUM) or fund size valued at approximately 3,972 Cr as on Dec 31, 2025.

What are the top stock holdings of Kotak Focused Fund?

The Kotak Focused Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.81%
ICICI Bank Ltd.	6.04%
Bharti Airtel Ltd.	5.72%
Shriram Finance Ltd	5.46%
State Bank of India	4.9%
Eternal Ltd.	4.83%
Maruti Suzuki India Ltd.	4.25%
Tech Mahindra Ltd.	4.02%
Bharat Electronics Ltd.	3.82%
Reliance Industries Ltd.	3.79%

What are the top sectors Kotak Focused Fund has invested in?

The Kotak Focused Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	28.47%
Services	10.6%
Capital Goods	10.33%
Technology	9.55%
Automobile	8.04%
Energy	6.75%
Communication	5.72%
Healthcare	5.1899999999999995%
Materials	3.01%
Chemicals	2.58%

What is risk level of Kotak Focused Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak Focused Fund?

Redeeming your investments in the Kotak Focused Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.