Kotak Contra Fund Regular-Growth

Q: What are the returns of Kotak Contra Fund?

The Kotak Contra Fund is a 20 yrs 3 m old fund and has delivered average annual returns of 14.39% since inception. Kotak Contra Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -3.34% 20.61% 23.69% 16.37% 14.39%

Previously called: Kotak India EQ Contra Reg-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹149.762+0.72% 1 day change	14.39% p.a.	App exclusive #NA View Ranked Funds	₹4,283 Cr

Historical NAV & returns

NAV: ₹149.762 as on Sep 03, 2025

This fund Category average

Kotak Contra Fund overview

Expense ratio	1.86% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load of 1% if redeemed within 90 days.!
AUM (Fund size)	₹4,283 Cr
Lock-in Period	Nil
Age	20 yrs 3 m since Jun 02, 2005
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Kotak Contra Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.93%	0.31%
3 Months	2.11%	1.12%
6 Months	16.77%	14.5%
1 Year	-3.34%	-4.18%
2 Years	21.33%	17.45%
3 Years	20.61%	17.56%
4 Years	16.09%	14.06%
5 Years	23.69%	21.9%
7 Years	16.04%	14.5%
10 Years	16.37%	14.75%

Asset allocationas on May 31, 2025

Large Cap 60.8%

Mid Cap 17.78%

Small Cap 20.19%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.07%

ICICI Bank Ltd.5.79%

State Bank of India3.38%

Reliance Industries Ltd.3.28%

Top sectors

Financial 31.5%

Healthcare 10.4%

Energy 9.79%

Technology 9.45%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.03%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Contra Fund	N.A.	4,283 Cr	20 yrs 3 m	1.86%
ICICI Prudential India Opportunities Fund	N.A.	27,197 Cr	6 yrs 8 m	1.58%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,231 Cr	11 yrs 4 m	1.82%
ICICI Prudential Value Fund	N.A.	51,112 Cr	21 yrs 1 m	1.51%
SBI Contra Fund	N.A.	44,069 Cr	20 yrs 3 m	1.5%
ICICI Prudential India Equity FOF	N.A.	179 Cr	5 yrs 7 m	1.23%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Contra Fund	0.93%	16.77%	-3.34%	20.61%	23.69%	16.37%
ICICI Prudential India Opportunities Fund	0.48%	12.82%	-0.14%	22.29%	29.59%	13.34%
ICICI Prudential Dividend Yield Equity Fund	1.24%	14.36%	-0.87%	23.23%	28.46%	16.35%
ICICI Prudential Value Fund	0.83%	14.02%	0.26%	21.44%	25.98%	15.71%
SBI Contra Fund	0.32%	11.31%	-4.75%	19.84%	29.44%	16.39%
ICICI Prudential India Equity FOF	0.45%	13.82%	-0.33%	20.54%	25.44%	11.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Contra Fund	13.59	0.99	0.95	1.5
ICICI Prudential India Opportunities Fund	11.64	0.82	1.23	2.44
ICICI Prudential Dividend Yield Equity Fund	12.35	0.86	1.21	1.99
ICICI Prudential Value Fund	11.4	0.8	1.18	2.13
SBI Contra Fund	12.25	0.88	1.01	1.65
ICICI Prudential India Equity FOF	11.94	0.87	1.06	1.8

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.89 vs. 4.64 Higher outperformance against benchmark
Sharpe	0.95 vs. 4.24 Poor risk-adjusted returns
Beta	0.99 vs. 0.71 More sensitive to market's ups & downs
Standard deviation	13.59 vs. 9.04 More volatile performance

Compare Kotak Contra Fund in detail with

About this fund

About Kotak Contra Fund

Kotak Contra Fund Regular-Growth is a Strategy mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 20 yrs 3 m, having been launched on 02/06/2005. Kotak Contra Fund Regular-Growth has ₹4,283 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Contra Fund Regular-Growth as of 03/09/2025 is ₹149.76. The fund has an expense ratio of 1.86%, which is higher than what most other Strategy funds charge.

Kotak Contra Fund Regular-Growth returns of last 1-year are -3.46%. Since launch, it has delivered 14.40% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Kotak Contra Fund Regular-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Healthcare, Energy, Technology, Services sectors. It has taken less exposure in Financial, Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., State Bank of India, Reliance Industries Ltd., Infosys Ltd..

...

Fund AUM	4,283 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Shibani Sircar Kurian

Ms. Kurian has done PGDM (Specialization in Finance), BSc (Hons)-Economics Prior to joining Kotak AMC, she was working with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC.

Investment objective

The scheme aims to generate capital appreciation from a diversified portfolio of equity and equity related instruments. It will invest in stocks of companies, which are fundamentally sound but are undervalued.

Kotak Mahindra Mutual Fund details

No. of schemes	82 view all schemes
Total AUM	5,26,213 Cr as on Jun 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Kotak Infrastructure and Economic Reform Fund	N.A.	2,402 Cr	-8.76%	29.8%
Kotak Small Cap Fund	N.A.	17,329 Cr	-6.95%	27.66%
Kotak Midcap Fund	N.A.	53,464 Cr	1.65%	27.65%
Kotak Large & Midcap Fund	N.A.	27,046 Cr	-1.69%	22.36%
Kotak ELSS Tax Saver Fund	N.A.	6,266 Cr	-3.87%	21.13%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Contra Fund?

The current Net Asset Value (NAV) of the Kotak Contra Fund - Direct Growth plan is approximately ₹149.762 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Kotak Contra Fund is a 20 yrs 3 m old fund and has delivered average annual returns of 14.39% since inception.

Kotak Contra Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-3.34%	20.61%	23.69%	16.37%	14.39%

How much does this mutual fund charge as expense ratio?

The Kotak Contra Fund - Direct Growth has an expense ratio of 1.86%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Kotak Contra Fund currently has assets under management (AUM) or fund size valued at approximately 4,283 Cr as on May 31, 2025.

What are the top stock holdings of Kotak Contra Fund?

The Kotak Contra Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.07%
ICICI Bank Ltd.	5.79%
State Bank of India	3.38%
Reliance Industries Ltd.	3.28%
Infosys Ltd.	3.18%
Bharti Airtel Ltd.	3.07%
Mphasis Ltd.	2.86%
Swiggy Ltd.	2.6%
Tech Mahindra Ltd.	2.56%
Poonawalla Fincorp Ltd.	2.4%

What are the top sectors Kotak Contra Fund has invested in?

The Kotak Contra Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	31.5%
Healthcare	10.4%
Energy	9.79%
Technology	9.45%
Services	7.05%
Consumer Staples	5.869999999999999%
Capital Goods	5.66%
Materials	4.42%
Automobile	3.86%
Communication	3.07%

What is risk level of Kotak Contra Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Kotak Contra Fund?

Kotak Contra Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.86% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.57%. That's 1.29% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.29% if you opt for direct plan of Kotak Contra Fund

How can I redeem my investments in Kotak Contra Fund?

Redeeming your investments in Kotak Contra Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Kotak Contra Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Chance: This fund has generated a 10.75% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 90 days.