Kotak Bond Short Term Fund Direct-Growth

Q: What are the returns of Kotak Bond Short-term Fund?

The Kotak Bond Short-term Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 8.15% since inception. Kotak Bond Short-term Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.03% 7.62% 7.08% 7.91% 8.15%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹56.8456+0.03% 1 day change	8.15% p.a.	#NA View Ranked Funds	3

Historical NAV & returns

NAV: ₹56.8456 as on Apr 23, 2025

This fund Category average

Kotak Bond Short-term Fund overview

VRO rating	3
Expense ratio	0.38% as on Mar 31, 2025
Exit load	0% Exit load of 0.50% shall be charged if units are redeemed within 90 days from the date of allotment.!
AUM (Fund size)	₹16,681 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NIFTY SD Debt Index A-II
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak Bond Short-term Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	1.87%	1.75%
3 months	3.3%	3.18%
6 months	5.1%	5.1%
1 year	10.03%	9.88%
3 years	7.62%	7.63%
5 years	7.08%	7.33%
7 years	7.76%	7.27%
10 years	7.91%	7.54%

Asset allocationas on Mar 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 62.92361%

SOV 34.94661094%

Cash & Call Money 1.71%

Others 0.27%

Top Debt Holdings

GOI 20.8%

Small Industries Devp. Bank of India Ltd. 5.16%

Bajaj Finance Ltd. 5.14%

National Bank For Agriculture & Rural Development 5.04%

Allocation by Instruments

Debenture 37.19361000000003%

GOI Securities 20.799999999999997%

Bonds 10.549999999999999%

Non Convertible Debenture 8.979999999999999%

Other Holdings

Others 1.65%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Kotak Bond Short-term Fund	N.A.	₹16,681 Crs	12 yrs 3 m	0.38%
ICICI Prudential Short Term Fund	N.A.	₹20,428 Crs	12 yrs 3 m	0.45%
UTI Short Duration Fund	N.A.	₹2,566 Crs	12 yrs 3 m	0.42%
Sundaram Short Duration Fund	N.A.	₹202 Crs	12 yrs 3 m	0.31%
Aditya Birla Sun Life Short Term Fund	N.A.	₹8,068 Crs	12 yrs 3 m	0.37%
Baroda BNP Paribas Short Duration Fund	N.A.	₹204 Crs	12 yrs 3 m	0.38%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Bond Short-term Fund	1.87%	5.1%	10.03%	7.62%	7.08%	7.91%
ICICI Prudential Short Term Fund	1.72%	5.06%	9.76%	8.27%	7.8%	8.34%
UTI Short Duration Fund	1.71%	4.82%	9.42%	7.65%	8.15%	6.95%
Sundaram Short Duration Fund	1.74%	4.95%	9.95%	7.56%	8.42%	7.09%
Aditya Birla Sun Life Short Term Fund	1.79%	5.14%	10.04%	7.92%	7.93%	8.15%
Baroda BNP Paribas Short Duration Fund	1.84%	5.06%	9.9%	7.6%	6.77%	7.84%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Bond Short-term Fund	1.16	2.39	0.58	0.68
ICICI Prudential Short Term Fund	0.86	1.47	1.69	2.08
UTI Short Duration Fund	0.95	1.9	0.89	1.18
Sundaram Short Duration Fund	1.03	2.1	0.74	1.01
Aditya Birla Sun Life Short Term Fund	1.01	1.9	1.04	1.41
Baroda BNP Paribas Short Duration Fund	1.25	2.67	0.5	0.52

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.66 vs. 3.75 Higher outperformance against benchmark
Sharpe	0.58 vs. 3.95 Poor risk-adjusted returns
Beta	2.39 vs. 1.29 More sensitive to market's ups & downs
Standard deviation	1.16 vs. 1.08 More volatile performance

Compare Kotak Bond Short-term Fund in detail with

About this fund

About Kotak Bond Short-term Fund

Kotak Bond Short Term Fund Direct-Growth is a Short Duration mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. Kotak Bond Short Term Fund Direct-Growth has ₹16,681 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Bond Short Term Fund Direct-Growth as of 23/04/2025 is ₹56.85. The fund has an expense ratio of 0.38%, which is close to what most other Short Duration funds charge.

Kotak Bond Short Term Fund Direct-Growth returns of last 1-year are 10.04%. Since launch, it has delivered 8.15% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Kotak Bond Short Term Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Small Industries Devp. Bank of India Ltd., Bajaj Finance Ltd., National Bank For Agriculture & Rural Development, REC Ltd..

...

Fund AUM	₹16,681 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Deepak Agrawal

Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA. He has been associated with Kotak AMC since 2002.

Investment objective

The scheme seeks to provide reasonable returns and reasonably high levels of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets.

Kotak Mahindra Mutual Fund details

No. of schemes	77 view all schemes
Total AUM	₹4,87,121 Crs as on Mar 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Kotak Gilt Investment Fund	N.A.	₹3,934 Crs	13.15%	9.05%
Kotak Dynamic Bond Fund	N.A.	₹2,826 Crs	12.23%	8.46%
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	N.A.	₹2,943 Crs	11.89%	8.43%
Kotak Bond Fund	N.A.	₹2,031 Crs	11.46%	8.36%
Kotak Medium Term Fund	N.A.	₹1,766 Crs	10.71%	8.07%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Bond Short-term Fund?

The current Net Asset Value (NAV) of the Kotak Bond Short-term Fund - Direct Growth plan is approximately ₹56.8456 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The Kotak Bond Short-term Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 8.15% since inception.

Kotak Bond Short-term Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.03%	7.62%	7.08%	7.91%	8.15%

How much does this mutual fund charge as expense ratio?

The Kotak Bond Short-term Fund - Direct Growth has an expense ratio of 0.38%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Kotak Bond Short-term Fund currently has assets under management (AUM) or fund size valued at approximately ₹16,681 Crs crore as of Mar 31, 2025.

To whom does Kotak Bond Short-term Fund lend to?

The top 3 debt holdings of Kotak Bond Short-term Fund are as follows

Holding Name	Percentage of Portfolio
GOI	20.8%
Small Industries Devp. Bank of India Ltd.	5.16%
Bajaj Finance Ltd.	5.14%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Bond Short-term Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	62.92361%
SOV	34.94661094%
Cash & Call Money	1.71%

What is risk level of Kotak Bond Short-term Fund?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Kotak Bond Short-term Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Kotak Bond Short-term Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Kotak Bond Short-term Fund is complete.

How can I redeem my investments in Kotak Bond Short-term Fund?

Redeeming your investments in Kotak Bond Short-term Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Kotak Bond Short-term Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Short Duration

#NA

Return Outperformance: This fund has generated highest return amongst Short Duration funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.