HDFC Focused Fund Regular-Growth

Q: What are the returns of HDFC Focused Fund?

The HDFC Focused Fund is a 21 yrs old fund and has delivered average annual returns of 16.12% since inception. HDFC Focused Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.93% 22.11% 27.91% 15.26% 16.12%

Previously called: HDFC Focused 30 Reg-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹231.97+0.72% 1 day change	16.12% p.a.	App exclusive #NA View Ranked Funds	₹19,578 Cr

Historical NAV & returns

NAV: ₹231.97 as on Sep 03, 2025

This fund Category average

HDFC Focused Fund overview

Expense ratio	1.62% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load of 1% if redeemed within 1 year!
AUM (Fund size)	₹19,578 Cr
Lock-in Period	Nil
Age	21 yrs since Aug 20, 2004
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

HDFC Focused Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	1.91%	0.31%
3 Months	3.54%	1.12%
6 Months	15.15%	14.5%
1 Year	5.93%	-4.18%
2 Years	22.84%	17.45%
3 Years	22.11%	17.56%
4 Years	21.89%	14.06%
5 Years	27.91%	21.9%
7 Years	16.74%	14.5%
10 Years	15.26%	14.75%

Asset allocationas on May 31, 2025

Large Cap 66.48%

Mid Cap 3.37%

Small Cap 13.66%

Other Cap 0%

Top holdings

ICICI Bank Ltd.9.67%

HDFC Bank Ltd.8.47%

Axis Bank Ltd.7.07%

State Bank of India4.64%

Top sectors

Financial 35.660000000000004%

Automobile 14.089999999999998%

Healthcare 8.01%

Services 7.989999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.24%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 12.16%

Nexus Select Trust 2.06%

Embassy Office Parks REIT 0.7%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HDFC Focused Fund	N.A.	19,578 Cr	21 yrs	1.62%
ICICI Prudential India Opportunities Fund	N.A.	27,197 Cr	6 yrs 8 m	1.58%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,231 Cr	11 yrs 4 m	1.82%
ICICI Prudential Value Fund	N.A.	51,112 Cr	21 yrs 1 m	1.51%
SBI Contra Fund	N.A.	44,069 Cr	20 yrs 3 m	1.5%
ICICI Prudential India Equity FOF	N.A.	179 Cr	5 yrs 7 m	1.23%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Focused Fund	1.91%	15.15%	5.93%	22.11%	27.91%	15.26%
ICICI Prudential India Opportunities Fund	0.48%	12.82%	-0.14%	22.29%	29.59%	13.34%
ICICI Prudential Dividend Yield Equity Fund	1.24%	14.36%	-0.87%	23.23%	28.46%	16.35%
ICICI Prudential Value Fund	0.83%	14.02%	0.26%	21.44%	25.98%	15.71%
SBI Contra Fund	0.32%	11.31%	-4.75%	19.84%	29.44%	16.39%
ICICI Prudential India Equity FOF	0.45%	13.82%	-0.33%	20.54%	25.44%	11.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Focused Fund	9.99	0.72	1.4	2.32
ICICI Prudential India Opportunities Fund	11.64	0.82	1.23	2.44
ICICI Prudential Dividend Yield Equity Fund	12.35	0.86	1.21	1.99
ICICI Prudential Value Fund	11.4	0.8	1.18	2.13
SBI Contra Fund	12.25	0.88	1.01	1.65
ICICI Prudential India Equity FOF	11.94	0.87	1.06	1.8

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	8.21 vs. 4.64 Higher outperformance against benchmark
Sharpe	1.4 vs. 4.24 Poor risk-adjusted returns
Beta	0.72 vs. 0.71 More sensitive to market's ups & downs
Standard deviation	9.99 vs. 9.04 More volatile performance

Compare HDFC Focused Fund in detail with

About this fund

About HDFC Focused Fund

HDFC Focused Fund Regular-Growth is a Strategy mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 21 yrs, having been launched on 20/08/2004. HDFC Focused Fund Regular-Growth has ₹19,578 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Focused Fund Regular-Growth as of 03/09/2025 is ₹231.97. The fund has an expense ratio of 1.62%, which is higher than what most other Strategy funds charge.

HDFC Focused Fund Regular-Growth returns of last 1-year are 6.03%. Since launch, it has delivered 16.17% average annual returns. The fund has doubled the money invested in it every 4 yrs.
HDFC Focused Fund Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Automobile, Healthcare, Services, Metals & Mining sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Axis Bank Ltd., State Bank of India, Kotak Mahindra Bank Ltd..

...

Fund AUM	19,578 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Amar Kalkundrikar

Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School. Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.

Roshi Jain

Ms. Jain is a CFA, ACA and PGDM. Prior to joining HDFC Asset Management Company Limited, she has worked with Franklin Templeton Investments, Goldman Sachs, London, Goldman Sachs, Singapore, Wipro Ltd. and S. R. Batliboi & Co.

Investment objective

The scheme seeks to generate long term capital appreciation/income by investing in equity & equity related instruments of up to 30 companies.

HDFC Mutual Fund details

No. of schemes	77 view all schemes
Total AUM	8,37,348 Cr as on Jun 30, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HDFC Infrastructure Fund	N.A.	2,540 Cr	-4.48%	32.64%
HDFC Small Cap Fund	N.A.	34,032 Cr	-0.12%	30.48%
HDFC Mid Cap Fund	N.A.	79,718 Cr	1.52%	28.91%
HDFC Flexi Cap Fund	N.A.	75,784 Cr	4.97%	27.98%
HDFC Large and Mid Cap Fund	N.A.	25,412 Cr	-3.27%	25.36%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Focused Fund?

The current Net Asset Value (NAV) of the HDFC Focused Fund - Direct Growth plan is approximately ₹231.97 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The HDFC Focused Fund is a 21 yrs old fund and has delivered average annual returns of 16.12% since inception.

HDFC Focused Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.93%	22.11%	27.91%	15.26%	16.12%

How much does this mutual fund charge as expense ratio?

The HDFC Focused Fund - Direct Growth has an expense ratio of 1.62%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HDFC Focused Fund currently has assets under management (AUM) or fund size valued at approximately 19,578 Cr as on May 31, 2025.

What are the top stock holdings of HDFC Focused Fund?

The HDFC Focused Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	9.67%
HDFC Bank Ltd.	8.47%
Axis Bank Ltd.	7.07%
State Bank of India	4.64%
Kotak Mahindra Bank Ltd.	4.24%
Cipla Ltd.	4.13%
HCL Technologies Ltd.	4.1%
SBI Life Insurance Company Ltd.	3.86%
Maruti Suzuki India Ltd.	3.82%
Tata Steel Ltd.	2.8%

What are the top sectors HDFC Focused Fund has invested in?

The HDFC Focused Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	35.660000000000004%
Automobile	14.089999999999998%
Healthcare	8.01%
Services	7.989999999999999%
Metals & Mining	4.13%
Technology	4.1%
Insurance	3.86%
Capital Goods	2.8%
Communication	2.68%
Consumer Discretionary	1.42%

What is risk level of HDFC Focused Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HDFC Focused Fund?

HDFC Focused Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.62% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.57%. That's 1.0500000000000003% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.0500000000000003% if you opt for direct plan of HDFC Focused Fund

How can I redeem my investments in HDFC Focused Fund?

Redeeming your investments in HDFC Focused Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC Focused Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Chance: This fund has generated a 8.82% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 1 year