Edelweiss Banking and PSU Debt Fund

Q: What are the returns of this mutual fund scheme?

The Edelweiss Banking and PSU Debt Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 7.75% since inception. Edelweiss Banking and PSU Debt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.3% 7.05% 6.05% 7.36% 7.75%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹25.242+0.0% 1 day change	7.75% p.a.	App exclusive #NA View Ranked Funds	₹485 Cr

Historical NAV & returns

NAV: ₹25.242 as on Feb 02, 2026

This fund Category average

Edelweiss Banking and PSU Debt Fund overview

AUM (Fund size)	₹485 Cr
Exit load	0%
Lock-in Period	Nil
Age	12 yrs 5 m since Aug 26, 2013
Benchmark	CRISIL Banking and PSU Debt A-II
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.69% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Edelweiss Banking and PSU Debt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.11%	0.0%
3 Months	0.31%	0.53%
6 Months	1.3%	1.68%
1 Year	6.3%	6.56%
2 Years	7.19%	7.17%
3 Years	7.05%	7.14%
4 Years	6.41%	6.33%
5 Years	6.05%	5.84%
7 Years	7.67%	6.83%
10 Years	7.36%	6.98%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 77.93%

SOV 9.17%

Cash & Call Money 7.59%

A1+ 5.1%

Top Debt Holdings

Housing & Urban Development Corporation Ltd. 7.28%

National Bank For Agriculture & Rural Development 5.22%

National Housing Bank 5.21%

HDB Financial Services Ltd. 5.16%

Allocation by Instruments

Debenture 54.39%

Non Convertible Debenture 19.990000000000002%

State Development Loan 5.1%

Certificate of Deposit 5.1%

Other Holdings

Others 0.21%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Edelweiss Banking and PSU Debt Fund	-0.11%	1.3%	6.3%	7.05%	6.05%	7.36%
ICICI Prudential Banking & PSU Debt Fund	-0.02%	2.01%	6.86%	7.41%	6.27%	7.39%
ITI Banking & PSU Debt Fund	0.14%	1.8%	6.24%	6.75%	5.88%	2.95%
Axis Banking & PSU Debt Fund	-0.03%	1.74%	6.66%	6.96%	5.8%	7.11%
Bandhan Banking and PSU Fund	0.06%	1.71%	6.37%	6.94%	5.8%	7.05%
Sundaram Banking & PSU Fund	-0.05%	1.73%	6.68%	7.22%	5.6%	6.52%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Edelweiss Banking and PSU Debt Fund	1.63	1.78	0.46	0.79
ICICI Prudential Banking & PSU Debt Fund	0.93	1.08	1.17	1.58
ITI Banking & PSU Debt Fund	0.87	0.96	0.5	0.86
Axis Banking & PSU Debt Fund	1.08	1.31	0.62	0.93
Bandhan Banking and PSU Fund	1.0	1.23	0.62	0.99
Sundaram Banking & PSU Fund	1.17	1.43	0.78	1.29

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Edelweiss Banking and PSU Debt Fund	N.A.	485 Cr	12 yrs 5 m	0.69%
ICICI Prudential Banking & PSU Debt Fund	N.A.	9,728 Cr	16 yrs 1 m	0.73%
ITI Banking & PSU Debt Fund	N.A.	37 Cr	5 yrs 3 m	0.7%
Axis Banking & PSU Debt Fund	N.A.	13,574 Cr	13 yrs 8 m	0.62%
Bandhan Banking and PSU Fund	N.A.	12,651 Cr	12 yrs 11 m	0.66%
Sundaram Banking & PSU Fund	N.A.	377 Cr	21 yrs 1 m	0.44%

View all Banking And Psu funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.06 vs. 3.19 Higher outperformance against benchmark
Sharpe	0.46 vs. 3.7 Poor risk-adjusted returns
Beta	1.78 vs. 1.12 More sensitive to market's ups & downs
Standard deviation	1.63 vs. 1.13 More volatile performance

Compare Edelweiss Banking and PSU Debt Fund in detail with

About this fund

About Edelweiss Banking and PSU Debt Fund

Edelweiss Banking and PSU Debt Fund is a Banking and PSU mutual fund scheme from Edelweiss Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 26/08/2013. Edelweiss Banking and PSU Debt Fund has ₹485 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Edelweiss Banking and PSU Debt Fund as of 02/02/2026 is ₹25.24. The fund has an expense ratio of 0.69%, which is higher than what most other Banking And Psu funds charge.

Edelweiss Banking and PSU Debt Fund returns of last 1-year are 6.39%. Since launch, it has delivered 7.75% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Edelweiss Banking and PSU Debt Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Housing & Urban Development Corporation Ltd., National Bank For Agriculture & Rural Development, National Housing Bank, HDB Financial Services Ltd., Bharti Telecom Ltd..

...

Fund AUM	485 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Dhawal Dalal

Mr. Dalal is a B.E and MBA. Prior to joining Edelweiss AMC he has worked with DSP Mutual Fund, Merrill Lynch Asset Management, Private Client Group and MLAM.

Rahul Dedhia

Mr. Dedhia is a B.E. (Electronics) and also holds a PGeMBA - Finance. Prior to joining Edelweiss Mutual Fund, he has worked with PGIM India Mutual Fund as Assistant Fund Manager.

Hetul Raval

Mr. Hetul Raval has completed his MMS in Finance. Prior to joining Edelweiss Mutual Fund, he has worked with A. K. Capital Finance Ltd., A.K. Stockmart Pvt. Ltd. and Kotak Mahindra Bank Ltd.

Investment objective

The Scheme seeks to generate income by investing predominantly in a portfolio of Debt Securities and Money Market Instruments issued by banks, PSUs, Public Financial Institutions, entities major owned by Central and State Governments and Municipal Bonds.

Edelweiss Mutual Fund details

No. of schemes	54 view all schemes
Total AUM	1,87,034 Cr as on Dec 31, 2025
Address	Edelweiss House Off C.S.T. Road, Kalina Mumbai, 400098
Phone	+91 22 4093 3400

More funds from Edelweiss Mutual Fund

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BHARAT Bond ETF - April 2031	N.A.	13,387 Cr	6.96%	7.91%
BHARAT Bond ETF FOF - April 2033	N.A.	2,233 Cr	5.94%	7.78%
BHARAT Bond ETF FOF - April 2032	N.A.	4,478 Cr	6.37%	7.76%
BHARAT Bond FOF - April 2030	N.A.	9,469 Cr	6.91%	7.69%
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Sep 2028 Index Fund	N.A.	141 Cr	7.48%	7.69%
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund	N.A.	968 Cr	4.61%	7.5%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Edelweiss Banking and PSU Debt Fund?

The current Net Asset Value (NAV) of the Edelweiss Banking and PSU Debt Fund plan is approximately ₹25.242 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Edelweiss Banking and PSU Debt Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 7.75% since inception.

Edelweiss Banking and PSU Debt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.3%	7.05%	6.05%	7.36%	7.75%

How much does this mutual fund charge as expense ratio?

The Edelweiss Banking and PSU Debt Fund has an expense ratio of 0.69%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Edelweiss Banking and PSU Debt Fund currently has assets under management (AUM) or fund size valued at approximately 485 Cr as on Dec 31, 2025.

To whom does Edelweiss Banking and PSU Debt Fund lend to?

The top 3 debt holdings of Edelweiss Banking and PSU Debt Fund are as follows

Holding Name	Percentage of Portfolio
Housing & Urban Development Corporation Ltd.	7.28%
National Bank For Agriculture & Rural Development	5.22%
National Housing Bank	5.21%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Edelweiss Banking and PSU Debt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	77.93%
SOV	9.17%
Cash & Call Money	7.59%

What is risk level of Edelweiss Banking and PSU Debt Fund?

This is a Banking And Psu fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Edelweiss Banking and PSU Debt Fund?

Redeeming your investments in the Edelweiss Banking and PSU Debt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Banking and PSU

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Banking and PSU funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 7.56% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.