DSP Nifty Private Bank Index Fund

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹11.7444-0.01% 1 day change	17.66%	App exclusive #NA View Ranked Funds	₹44 Cr

Historical NAV & returns

NAV: ₹11.7444 as on Dec 04, 2025

This fund Category average

DSP Nifty Private Bank Index Fund overview

AUM (Fund size)	₹44 Cr
Exit load	0%
Lock-in Period	Nil
Age	9 m since Feb 14, 2025
Benchmark	Nifty Private Bank TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.92% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

DSP Nifty Private Bank Index Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	1.36%	0.81%
3 Months	8.27%	3.22%
6 Months	4.34%	1.47%

Asset allocationas on Oct 31, 2025

Large Cap 80.07%

Mid Cap 17.04%

Small Cap 2.7%

Other Cap 0%

Top holdings

HDFC Bank Ltd.20.98%

Axis Bank Ltd.19.8%

ICICI Bank Ltd.19.73%

Kotak Mahindra Bank Ltd.19.56%

Top sectors

Financial 99.81000000000003%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Reverse Repo 0.21%

Other Holdings

Others 0.21%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Nifty Private Bank Index Fund	1.36%	4.34%	N.A.	N.A.	N.A.	N.A.
ICICI Prudential BHARAT 22 FOF	-0.41%	6.72%	1.55%	26.08%	30.52%	13.18%
Motilal Oswal Nifty Bank Index Fund	1.94%	6.76%	12.3%	10.85%	14.6%	7.56%
Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund	2.97%	11.6%	6.96%	18.36%	14.36%	7.68%
Motilal Oswal Nifty MidSmall Financial Services Index Fund	4.48%	14.94%	30.48%	10.02%	5.9%	2.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Nifty Private Bank Index Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential BHARAT 22 FOF	16.68	1.13	1.12	1.83
Motilal Oswal Nifty Bank Index Fund	12.7	0.99	0.41	0.84
Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund	12.46	0.69	0.94	1.74
Motilal Oswal Nifty MidSmall Financial Services Index Fund	N.A.	N.A.	N.A.	N.A.

Fund name	ETM Rank	AUM	Fund age	Expense ratio
DSP Nifty Private Bank Index Fund	N.A.	44 Cr	9 m	0.92%
ICICI Prudential BHARAT 22 FOF	N.A.	2,454 Cr	7 yrs 5 m	0.13%
Motilal Oswal Nifty Bank Index Fund	N.A.	647 Cr	6 yrs 3 m	0.99%
Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund	N.A.	168 Cr	5 yrs 2 m	1.06%
Motilal Oswal Nifty MidSmall Financial Services Index Fund	N.A.	55 Cr	1 yrs 1 m	1.13%

View all Other Equity Index funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare DSP Nifty Private Bank Index Fund in detail with

About this fund

About DSP Nifty Private Bank Index Fund

DSP Nifty Private Bank Index Fund is a Other Equity Index mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 9 m, having been launched on 14/02/2025. DSP Nifty Private Bank Index Fund has ₹44 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP Nifty Private Bank Index Fund as of 04/12/2025 is ₹11.74. The fund has an expense ratio of 0.92%, which is higher than what most other Other Equity Index funds charge.

The fund has the majority of its money invested in Financial sectors. It has taken less exposure in Financial sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Axis Bank Ltd., ICICI Bank Ltd., Kotak Mahindra Bank Ltd., The Federal Bank Ltd..

...

Fund AUM	44 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Anil Ghelani

Mr. Ghelani has done B. Com., CFA & CA Prior to joining DSP Mutual Fund he has worked with IL&FS, S. R. Batliboi, V. C. Shah & Co.

Diipesh Shah

Mr. Shah is a B Com, ACA, Candidate of the CFA Program, CFA Institute USA, Level I Cleared Prior to joining DSP Mutual Fund, he has worked with JM Financial, Centrum Broking, IDFC Securities, ICICI Securities and IIFL Capital Pte Ltd Singapore.

Investment objective

The scheme is to generate returns that are commensurate with the performance of the Nifty Private Bank Index, subject to tracking error.

DSP Mutual Fund details

No. of schemes	54 view all schemes
Total AUM	2,12,960 Cr as on Sep 30, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

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DSP Small Cap Fund	N.A.	16,868 Cr	-2.49%	23.41%
DSP Natural Resources and New Energy Fund	N.A.	1,474 Cr	5.35%	21.94%
DSP World Gold Mining Overseas Equity Omni FoF	N.A.	1,498 Cr	128.21%	21.26%
DSP ELSS Tax Saver Fund	N.A.	17,241 Cr	3.85%	20.62%
DSP Large & Mid Cap Fund	N.A.	16,530 Cr	3.45%	19.94%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of DSP Nifty Private Bank Index Fund?

The current Net Asset Value (NAV) of the DSP Nifty Private Bank Index Fund plan is approximately ₹11.7444 as of Dec 04, 2025.

How much does this mutual fund charge as expense ratio?

The DSP Nifty Private Bank Index Fund has an expense ratio of 0.92%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The DSP Nifty Private Bank Index Fund currently has assets under management (AUM) or fund size valued at approximately 44 Cr as on Oct 31, 2025.

What are the top stock holdings of DSP Nifty Private Bank Index Fund?

The DSP Nifty Private Bank Index Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	20.98%
Axis Bank Ltd.	19.8%
ICICI Bank Ltd.	19.73%
Kotak Mahindra Bank Ltd.	19.56%
The Federal Bank Ltd.	4.73%
IDFC First Bank Ltd.	4.4%
Indusind Bank Ltd.	4.26%
Yes Bank Ltd.	3.65%
RBL Bank Ltd.	1.59%
Bandhan Bank Ltd.	1.11%

What are the top sectors DSP Nifty Private Bank Index Fund has invested in?

The DSP Nifty Private Bank Index Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	99.81000000000003%

What is risk level of DSP Nifty Private Bank Index Fund?

This is a Other Equity Index fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in DSP Nifty Private Bank Index Fund?

Redeeming your investments in the DSP Nifty Private Bank Index Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.