DSP Low Duration Fund Regular-Growth

Q: What are the returns of DSP Low Duration Fund?

The DSP Low Duration Fund is a 10 yrs 6 m old fund and has delivered average annual returns of 6.85% since inception. DSP Low Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.52% 7.06% 5.72% 6.73% 6.85%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹20.0519+0.01% 1 day change	6.85% p.a.	App exclusive #NA View Ranked Funds	₹5,230 Cr

Historical NAV & returns

NAV: ₹20.0519 as on Sep 03, 2025

This fund Category average

DSP Low Duration Fund overview

Expense ratio	0.62% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹5,230 Cr
Lock-in Period	Nil
Age	10 yrs 6 m since Feb 27, 2015
Benchmark	NIFTY Low Duration Debt Index A-I
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

DSP Low Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.25%	0.31%
3 Months	1.34%	1.42%
6 Months	3.91%	4.05%
1 Year	7.52%	7.6%
2 Years	7.32%	7.36%
3 Years	7.06%	7.06%
4 Years	6.12%	6.25%
5 Years	5.72%	5.85%
7 Years	6.44%	6.17%
10 Years	6.73%	6.55%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 53.32%

A1+ 30.1%

SOV 12.16%

Cash & Call Money 4.13%

Top Debt Holdings

Axis Bank Ltd. 7.03%

Bank Of Baroda 5.12%

GOI 4.94%

REC Ltd. 4.17%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 5.08%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
DSP Low Duration Fund	N.A.	5,230 Cr	10 yrs 6 m	0.62%
Sundaram Low Duration Fund	N.A.	398 Cr	21 yrs	1.15%
Mirae Asset Low Duration Fund	N.A.	1,838 Cr	17 yrs 6 m	0.85%
Mahindra Manulife Low Duration Fund	N.A.	624 Cr	8 yrs 6 m	1.09%
LIC MF Low Duration Fund	N.A.	1,450 Cr	22 yrs 3 m	0.94%
HDFC Low Duration Fund	N.A.	21,198 Cr	25 yrs 9 m	1.04%

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Low Duration Fund	0.25%	3.91%	7.52%	7.06%	5.72%	6.73%
Sundaram Low Duration Fund	0.33%	3.84%	7.48%	6.84%	6.99%	5.95%
Mirae Asset Low Duration Fund	0.31%	3.93%	7.47%	6.91%	5.52%	5.99%
Mahindra Manulife Low Duration Fund	0.32%	3.87%	7.34%	6.83%	5.43%	5.15%
LIC MF Low Duration Fund	0.3%	3.81%	7.27%	6.74%	5.51%	6.1%
HDFC Low Duration Fund	0.27%	4.02%	7.5%	7.11%	5.93%	6.72%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Low Duration Fund	0.45	1.2	1.2	1.71
Sundaram Low Duration Fund	0.42	1.04	0.78	1.36
Mirae Asset Low Duration Fund	0.42	1.1	0.95	1.42
Mahindra Manulife Low Duration Fund	0.41	0.99	0.77	1.09
LIC MF Low Duration Fund	0.44	1.16	0.54	0.91
HDFC Low Duration Fund	0.45	1.05	1.32	2.21

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.76 vs. 2.85 Underperformed at beating benchmark
Sharpe	1.2 vs. 3.2 Poor risk-adjusted returns
Beta	1.2 vs. 1.4 Less sensitive to market ups & downs
Standard deviation	0.45 vs. 0.39 More volatile performance

Compare DSP Low Duration Fund in detail with

About this fund

About DSP Low Duration Fund

DSP Low Duration Fund Regular-Growth is a Low Duration mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 10 yrs 6 m, having been launched on 27/02/2015. DSP Low Duration Fund Regular-Growth has ₹5,230 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP Low Duration Fund Regular-Growth as of 03/09/2025 is ₹20.05. The fund has an expense ratio of 0.62%, which is higher than what most other Low Duration funds charge.

DSP Low Duration Fund Regular-Growth returns of last 1-year are 7.54%. Since launch, it has delivered 6.86% average annual returns. The fund has doubled the money invested in it every 11 yrs.
DSP Low Duration Fund Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Axis Bank Ltd., Bank Of Baroda, GOI, REC Ltd., HDFC Bank Ltd..

...

Fund AUM	5,230 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Karan Mundhra

Mr. Mundra is a B. COM. and Charted Accountant (CA) He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Shalini Vasanta

Mr. Vasanta has done BA and MBA (Finance) Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

Investment objective

The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

DSP Mutual Fund details

No. of schemes	54 view all schemes
Total AUM	1,98,256 Cr as on Jun 30, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

More funds from DSP Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
DSP Credit Risk Fund	N.A.	210 Cr	21.85%	14.55%
DSP Income Plus Arbitrage Omni FoF	N.A.	684 Cr	7.28%	10.72%
DSP 10Y G-Sec Fund	N.A.	60 Cr	7.38%	7.59%
DSP Bond Fund	N.A.	312 Cr	8.23%	7.37%
DSP Banking & PSU Debt Fund	N.A.	4,104 Cr	7.3%	7.22%
DSP Savings Fund	N.A.	4,517 Cr	7.36%	7.15%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of DSP Low Duration Fund?

The current Net Asset Value (NAV) of the DSP Low Duration Fund - Direct Growth plan is approximately ₹20.0519 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The DSP Low Duration Fund is a 10 yrs 6 m old fund and has delivered average annual returns of 6.85% since inception.

DSP Low Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.52%	7.06%	5.72%	6.73%	6.85%

How much does this mutual fund charge as expense ratio?

The DSP Low Duration Fund - Direct Growth has an expense ratio of 0.62%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The DSP Low Duration Fund currently has assets under management (AUM) or fund size valued at approximately 5,230 Cr as on May 31, 2025.

To whom does DSP Low Duration Fund lend to?

The top 3 debt holdings of DSP Low Duration Fund are as follows

Holding Name	Percentage of Portfolio
Axis Bank Ltd.	7.03%
Bank Of Baroda	5.12%
GOI	4.94%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The DSP Low Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	53.32%
A1+	30.1%
SOV	12.16%

What is risk level of DSP Low Duration Fund?

This is a Low Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in DSP Low Duration Fund?

DSP Low Duration Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 0.62% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.3%. That's 0.32% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.32% if you opt for direct plan of DSP Low Duration Fund

How can I redeem my investments in DSP Low Duration Fund?

Redeeming your investments in DSP Low Duration Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in DSP Low Duration Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Low Duration

#NA

Return Outperformance: This fund has generated highest return amongst Low Duration funds in the last 10 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.