Q: What are the returns of DSP Dynamic Asset Allocation Fund?

The DSP Dynamic Asset Allocation Fund is a 11 yrs 5 m old fund and has delivered average annual returns of 9.24% since inception. DSP Dynamic Asset Allocation Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.65% 13.95% 11.7% 9.09% 9.24%

Question 1

What is the current NAV of DSP Dynamic Asset Allocation Fund?

Accepted Answer

The current Net Asset Value (NAV) of the DSP Dynamic Asset Allocation Fund - Direct Growth plan is approximately ₹27.363 as of Jun 17, 2025.

Question 2

What are the returns of DSP Dynamic Asset Allocation Fund?

Accepted Answer

The DSP Dynamic Asset Allocation Fund is a 11 yrs 5 m old fund and has delivered average annual returns of 9.24% since inception.

DSP Dynamic Asset Allocation Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.65%	13.95%	11.7%	9.09%	9.24%

Question 3

How much does DSP Dynamic Asset Allocation Fund charge as the expense ratio?

Accepted Answer

The DSP Dynamic Asset Allocation Fund - Direct Growth has an expense ratio of 1.9%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of DSP Dynamic Asset Allocation Fund?

Accepted Answer

The DSP Dynamic Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately ₹3,397 Crs crore as of Mar 31, 2025.

Question 5

What are the top stock holdings of DSP Dynamic Asset Allocation Fund?

Accepted Answer

The DSP Dynamic Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.63%
Adani Enterprises Ltd.	3.24%
State Bank of India	3.09%
Tata Power Company Ltd.	2.46%
Bandhan Bank Ltd.	1.95%
Larsen & Toubro Ltd.	1.83%
Reliance Industries Ltd.	1.82%
Hindustan Aeronautics Ltd.	1.82%
ICICI Bank Ltd.	1.78%
Kotak Mahindra Bank Ltd.	1.7%

Question 6

What are the top sectors DSP Dynamic Asset Allocation Fund has invested in?

Accepted Answer

The DSP Dynamic Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.63%
Adani Enterprises Ltd.	3.24%
State Bank of India	3.09%
Tata Power Company Ltd.	2.46%
Bandhan Bank Ltd.	1.95%
Larsen & Toubro Ltd.	1.83%
Reliance Industries Ltd.	1.82%
Hindustan Aeronautics Ltd.	1.82%
ICICI Bank Ltd.	1.78%
Kotak Mahindra Bank Ltd.	1.7%

Question 7

To whom does DSP Dynamic Asset Allocation Fund lend to?

Accepted Answer

The top 3 debt holdings of DSP Dynamic Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
Power Finance Corporation Ltd.	3.08%
Muthoot Finance Ltd.	1.58%
Reserve Bank of India	1.45%

Question 8

What is the quality of borrowers DSP Dynamic Asset Allocation Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The DSP Dynamic Asset Allocation Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Power Finance Corporation Ltd.	3.08%
Muthoot Finance Ltd.	1.58%
Reserve Bank of India	1.45%

Question 9

What is the risk level of DSP Dynamic Asset Allocation Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Moderate risk.

Question 10

Is there any lock-in period in DSP Dynamic Asset Allocation Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in DSP Dynamic Asset Allocation Fund Regular-Growth?

Accepted Answer

DSP Dynamic Asset Allocation Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.9% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.68%. That's 1.2199999999999998% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.2199999999999998% if you opt for direct plan of DSP Dynamic Asset Allocation Fund

Question 12

How can I redeem my investments in DSP Dynamic Asset Allocation Fund?

Accepted Answer

Redeeming your investments in DSP Dynamic Asset Allocation Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in DSP Dynamic Asset Allocation Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.9% as on May 31, 2025
Exit load	1.0% Exit load of 1% if units in excess of 10% are redeemed within 12 months!
AUM (Fund size)	₹3,397 Crs
Lock-in	No Lockin
Age	11 yrs 5 m since Jan 17, 2014
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Moderate

Period	This fund	Category average
1 Month	0.18%	0.44%
3 Months	5.25%	6.97%
6 Months	3.4%	1.51%
1 Year	7.65%	5.64%
2 Years	13.96%	14.89%
3 Years	13.95%	15.2%
4 Years	9.26%	11.09%
5 Years	11.7%	14.61%
7 Years	9.69%	10.32%
10 Years	9.09%	9.97%

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
DSP Dynamic Asset Allocation Fund	N.A.	₹3,397 Crs	11 yrs 5 m	1.9%
Tata Balanced Advantage Fund	N.A.	₹10,227 Crs	6 yrs 5 m	0.42%
ICICI Prudential Balanced Advantage Fund	N.A.	₹62,528 Crs	12 yrs 5 m	0.85%
Franklin India Dynamic Asset Allocation FoF	N.A.	₹1,314 Crs	12 yrs 5 m	1.09%
Nippon India Balanced Advantage Fund	N.A.	₹9,190 Crs	12 yrs 5 m	0.55%
Axis Balanced Advantage Fund	N.A.	₹2,935 Crs	7 yrs 11 m	0.75%

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Dynamic Asset Allocation Fund	0.18%	3.4%	7.65%	13.95%	11.7%	9.09%
Tata Balanced Advantage Fund	0.59%	2.14%	5.18%	15.38%	15.82%	8.44%
ICICI Prudential Balanced Advantage Fund	0.83%	5.35%	9.71%	15.97%	16.81%	12.14%
Franklin India Dynamic Asset Allocation FoF	0.5%	2.7%	8.45%	18.08%	20.96%	11.5%
Nippon India Balanced Advantage Fund	-0.06%	2.53%	7.32%	16.31%	16.59%	11.28%
Axis Balanced Advantage Fund	-0.17%	2.03%	9.45%	17.78%	15.61%	8.69%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Dynamic Asset Allocation Fund	6.77	0.6	0.86	1.73
Tata Balanced Advantage Fund	7.08	0.68	0.95	1.51
ICICI Prudential Balanced Advantage Fund	5.77	0.54	1.29	2.02
Franklin India Dynamic Asset Allocation FoF	7.14	0.66	1.25	1.83
Nippon India Balanced Advantage Fund	7.42	0.71	1.08	1.64
Axis Balanced Advantage Fund	8.04	0.75	1.17	1.86

DSP Dynamic Asset Allocation Fund Regular-Growth

Historical NAV & returns

DSP Dynamic Asset Allocation Fund overview

DSP Dynamic Asset Allocation Fund Returns calculator

Trailing returns as on Jun 18, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare DSP Dynamic Asset Allocation Fund in detail with

About this fund

About DSP Dynamic Asset Allocation Fund

Fund managers

Investment objective

DSP Mutual Fund details

More funds from DSP Mutual Fund

Frequently asked questions

DSP Dynamic Asset Allocation Fund Returns

ET Money rank

Alpha	1.15 vs. 3.8 Underperformed at beating benchmark
Sharpe	0.86 vs. 3.6 Poor risk-adjusted returns
Beta	0.6 vs. 0.79 Less sensitive to market ups & downs
Standard deviation	6.77 vs. 5.77 More volatile performance

Fund AUM	₹3,397 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	50 view all schemes
Total AUM	₹1,87,436 Crs as on Mar 31, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
DSP Aggressive Hybrid Fund	N.A.	₹11,104 Crs	11.76%	20.17%
DSP Equity Savings Fund	N.A.	₹2,995 Crs	10.16%	13.54%
DSP Dynamic Asset Allocation Fund	N.A.	₹3,397 Crs	8.96%	13.14%
DSP Regular Savings Fund	N.A.	₹173 Crs	10.66%	10.96%
DSP Multi Asset Allocation Fund	N.A.	₹3,158 Crs	14.73%	N.A.
DSP Arbitrage Fund	N.A.	₹6,474 Crs	7.59%	6.02%

Sector	Percentage of Portfolio
Financial	19.11%
Energy	8.63%
Services	4.540000000000001%
Consumer Staples	4.47%
Construction	4.3%
Materials	3.89%
Automobile	3.6999999999999997%
Capital Goods	3.26%
Technology	3.12%
Metals & Mining	3.04%

Credit Quality	Percentage of Portfolio
Cash	34.68746095%
AAA	15.24248425%
SOV	10.49160889%