Canara Robeco Banking and PSU Debt Fund

Q: What are the returns of this mutual fund scheme?

The Canara Robeco Banking and PSU Debt Fund is a 3 yrs 6 m old fund and has delivered average annual returns of 6.29% since inception. Canara Robeco Banking and PSU Debt Fund Returns 1-Year 3-Year Since Inception 5.81% 6.61% 6.29%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.3587-0.01% 1 day change	6.29% p.a.	App exclusive #NA View Ranked Funds	₹197 Cr

Historical NAV & returns

NAV: ₹12.3587 as on Feb 02, 2026

This fund Category average

Canara Robeco Banking and PSU Debt Fund overview

AUM (Fund size)	₹197 Cr
Exit load	0%
Lock-in Period	Nil
Age	3 yrs 6 m since Jul 29, 2022
Benchmark	CRISIL Banking and PSU Debt A-II
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.73% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Canara Robeco Banking and PSU Debt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.14%	0.0%
3 Months	0.31%	0.53%
6 Months	1.58%	1.68%
1 Year	5.81%	6.56%
2 Years	6.63%	7.17%
3 Years	6.61%	7.14%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 79.73%

SOV 8.68%

Cash & Call Money 5.94%

A1+ 5.03%

Top Debt Holdings

Indian Railway Finance Corporation Ltd. 7.86%

Indian Oil Corporation Ltd. 7.76%

LIC Housing Finance Ltd. 7.75%

GOI 7.68%

Allocation by Instruments

Debenture 56.5%

Non Convertible Debenture 18.08%

GOI Securities 7.68%

Bonds 5.15%

Other Holdings

Others 3.3%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Canara Robeco Banking and PSU Debt Fund	-0.14%	1.58%	5.81%	6.61%	N.A.	N.A.
ICICI Prudential Banking & PSU Debt Fund	-0.02%	2.01%	6.86%	7.41%	6.27%	7.39%
ITI Banking & PSU Debt Fund	0.14%	1.8%	6.24%	6.75%	5.88%	2.95%
Axis Banking & PSU Debt Fund	-0.03%	1.74%	6.66%	6.96%	5.8%	7.11%
Bandhan Banking and PSU Fund	0.06%	1.71%	6.37%	6.94%	5.8%	7.05%
Sundaram Banking & PSU Fund	-0.05%	1.73%	6.68%	7.22%	5.6%	6.52%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Canara Robeco Banking and PSU Debt Fund	1.06	1.34	0.31	0.45
ICICI Prudential Banking & PSU Debt Fund	0.93	1.08	1.17	1.58
ITI Banking & PSU Debt Fund	0.87	0.96	0.5	0.86
Axis Banking & PSU Debt Fund	1.08	1.31	0.62	0.93
Bandhan Banking and PSU Fund	1.0	1.23	0.62	0.99
Sundaram Banking & PSU Fund	1.17	1.43	0.78	1.29

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Canara Robeco Banking and PSU Debt Fund	N.A.	197 Cr	3 yrs 6 m	0.73%
ICICI Prudential Banking & PSU Debt Fund	N.A.	9,728 Cr	16 yrs 1 m	0.73%
ITI Banking & PSU Debt Fund	N.A.	37 Cr	5 yrs 3 m	0.7%
Axis Banking & PSU Debt Fund	N.A.	13,574 Cr	13 yrs 8 m	0.62%
Bandhan Banking and PSU Fund	N.A.	12,651 Cr	12 yrs 11 m	0.66%
Sundaram Banking & PSU Fund	N.A.	377 Cr	21 yrs 1 m	0.44%

View all Banking And Psu funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.84 vs. 3.19 Underperformed at beating benchmark
Sharpe	0.31 vs. 3.7 Poor risk-adjusted returns
Beta	1.34 vs. 1.12 More sensitive to market's ups & downs
Standard deviation	1.06 vs. 1.13 More stable returns

Compare Canara Robeco Banking and PSU Debt Fund in detail with

About this fund

About Canara Robeco Banking and PSU Debt Fund

Canara Robeco Banking and PSU Debt Fund is a Banking and PSU mutual fund scheme from Canara Robeco Mutual Fund. This fund has been in existence for 3 yrs 6 m, having been launched on 29/07/2022. Canara Robeco Banking and PSU Debt Fund has ₹197 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Canara Robeco Banking and PSU Debt Fund as of 02/02/2026 is ₹12.36. The fund has an expense ratio of 0.73%, which is higher than what most other Banking And Psu funds charge.

Canara Robeco Banking and PSU Debt Fund returns of last 1-year are 5.87%. Since launch, it has delivered 6.33% average annual returns.
Canara Robeco Banking and PSU Debt Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Indian Railway Finance Corporation Ltd., Indian Oil Corporation Ltd., LIC Housing Finance Ltd., GOI, NHPC Ltd..

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Fund AUM	197 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Avnish Jain

Mr. Jain is a B.Tech from IIT Kharagpur and Post Graduate from IIM Kolkata. Prior to joining Canara Robeco AMC he has worked with ICICI Prudential AMC, PGIM India Mutual Fund, Deutsche Asset Management, Misys Software Solutions, Yes Bank and ICICI Bank.

Suman Prasad

Ms. Prasad is B.Sc and PGDMS. She has been associated with Canara Robeco since 1996.

Investment objective

The scheme seeks to generate income and/or capital appreciation through a portfolio of high quality debt and money market instruments issued by entities such as Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds.

Canara Robeco Mutual Fund details

No. of schemes	26 view all schemes
Total AUM	1,22,254 Cr as on Dec 31, 2025
Address	4th Floor - Construction House, 5 - Walchand Hirachand Marg, Mumbai, 400001
Phone	022-22621371/ 66585000 / 665850010

More funds from Canara Robeco Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Canara Robeco Savings Fund	N.A.	1,310 Cr	6.82%	7.06%
Canara Robeco Liquid Fund	N.A.	5,149 Cr	6.35%	6.94%
Canara Robeco Short Duration Fund	N.A.	435 Cr	6.17%	6.58%
Canara Robeco Ultra Short Term Fund	N.A.	457 Cr	6.14%	6.44%
Canara Robeco Overnight Fund	N.A.	371 Cr	5.59%	6.28%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Canara Robeco Banking and PSU Debt Fund?

The current Net Asset Value (NAV) of the Canara Robeco Banking and PSU Debt Fund plan is approximately ₹12.3587 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Canara Robeco Banking and PSU Debt Fund is a 3 yrs 6 m old fund and has delivered average annual returns of 6.29% since inception.

Canara Robeco Banking and PSU Debt Fund Returns

1-Year	3-Year	Since Inception
5.81%	6.61%	6.29%

How much does this mutual fund charge as expense ratio?

The Canara Robeco Banking and PSU Debt Fund has an expense ratio of 0.73%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Canara Robeco Banking and PSU Debt Fund currently has assets under management (AUM) or fund size valued at approximately 197 Cr as on Dec 31, 2025.

To whom does Canara Robeco Banking and PSU Debt Fund lend to?

The top 3 debt holdings of Canara Robeco Banking and PSU Debt Fund are as follows

Holding Name	Percentage of Portfolio
Indian Railway Finance Corporation Ltd.	7.86%
Indian Oil Corporation Ltd.	7.76%
LIC Housing Finance Ltd.	7.75%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Canara Robeco Banking and PSU Debt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	79.73%
SOV	8.68%
Cash & Call Money	5.94%

What is risk level of Canara Robeco Banking and PSU Debt Fund?

This is a Banking And Psu fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Canara Robeco Banking and PSU Debt Fund?

Redeeming your investments in the Canara Robeco Banking and PSU Debt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.