Bandhan Value Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The Bandhan Value Fund Direct-Growth is a 12 yrs 8 m old fund and has delivered average annual returns of 17.09% since inception. Bandhan Value Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception -7.12% 18.43% 27.96% 16.68% 17.09%

Previously called: Bandhan Sterling Value Direct-G

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹164.753+0.02% 1 day change	17.09% p.a.	App exclusive #NA View Ranked Funds	₹9,961 Cr

Historical NAV & returns

NAV: ₹164.753 as on Sep 29, 2025

This fund Category average

Bandhan Value Fund overview

Expense ratio	0.69% as on Aug 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹9,961 Cr
Lock-in Period	Nil
Age	12 yrs 8 m since Jan 01, 2013
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹100 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bandhan Value Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	1.11%	0.21%
3 Months	-2.56%	-2.59%
6 Months	5.58%	7.66%
1 Year	-7.12%	-5.47%
2 Years	14.98%	18.14%
3 Years	18.43%	19.59%
4 Years	15.89%	14.75%
5 Years	27.96%	23.25%
7 Years	17.89%	16.63%
10 Years	16.68%	15.32%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 61.29%

Mid Cap 15.08%

Small Cap 16.88%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.3%

Reliance Industries Ltd.6.98%

Kotak Mahindra Bank Ltd.4.07%

ICICI Bank Ltd.3.57%

Top sectors

Financial 29.700000000000003%

Energy 11.43%

Technology 7.43%

Automobile 7.32%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.05%

Allocation by Instruments

Repo 8.03%

Index Derivatives 1.87%

Cash Margin 0.48%

Margin Money 0.05%

Other Holdings

Others 0.03%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Value Fund	1.11%	5.58%	-7.12%	18.43%	27.96%	16.68%
ICICI Prudential India Opportunities Fund	0.89%	7.76%	-0.39%	24.29%	33.28%	14.4%
ICICI Prudential Dividend Yield Equity Fund	0.89%	7.8%	-1.88%	25.82%	30.58%	17.12%
ICICI Prudential Value Fund	0.11%	7.27%	-0.84%	22.68%	26.93%	16.16%
SBI Contra Fund	0.48%	4.93%	-6.29%	21.1%	30.12%	16.78%
ICICI Prudential India Equity FOF	-0.15%	6.67%	-2.49%	21.8%	26.69%	12.29%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Value Fund	11.98	0.86	0.89	1.42
ICICI Prudential India Opportunities Fund	11.66	0.82	1.32	2.62
ICICI Prudential Dividend Yield Equity Fund	12.34	0.86	1.32	2.17
ICICI Prudential Value Fund	11.41	0.8	1.22	2.21
SBI Contra Fund	12.26	0.88	1.09	1.78
ICICI Prudential India Equity FOF	11.94	0.87	1.11	1.89

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Value Fund	N.A.	9,961 Cr	12 yrs 8 m	0.69%
ICICI Prudential India Opportunities Fund	N.A.	29,871 Cr	6 yrs 9 m	0.63%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,779 Cr	11 yrs 5 m	0.57%
ICICI Prudential Value Fund	N.A.	53,750 Cr	12 yrs 8 m	0.99%
SBI Contra Fund	N.A.	46,654 Cr	12 yrs 8 m	0.66%
ICICI Prudential India Equity FOF	N.A.	219 Cr	5 yrs 7 m	0.63%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.79 vs. 5.1 Underperformed at beating benchmark
Sharpe	0.89 vs. 5.1 Poor risk-adjusted returns
Beta	0.86 vs. 0.8 More sensitive to market's ups & downs
Standard deviation	11.98 vs. 8.97 More volatile performance

Compare Bandhan Value Fund in detail with

About this fund

About Bandhan Value Fund

Bandhan Value Fund Direct-Growth is a Strategy mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 12 yrs 8 m, having been launched on 01/01/2013. Bandhan Value Fund Direct-Growth has ₹9,961 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Value Fund Direct-Growth as of 29/09/2025 is ₹164.75. The fund has an expense ratio of 0.69%, which is close to what most other Strategy funds charge.

Bandhan Value Fund Direct-Growth returns of last 1-year are -8.08%. Since launch, it has delivered 17.10% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Bandhan Value Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Energy, Technology, Automobile, Consumer Staples sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., Kotak Mahindra Bank Ltd., ICICI Bank Ltd., Tata Consultancy Services Ltd..

...

Fund AUM	9,961 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Daylynn Gerard Paul Pinto

Mr. Pinto is a B.Com (H) and PGDM. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

Investment objective

The Scheme seeks to generate capital appreciation from a diversified portfolio of equity and equity related instruments by following a value investment strategy.

Bandhan Mutual Fund details

No. of schemes	67 view all schemes
Total AUM	1,77,378 Cr as on Jun 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bandhan Infrastructure Fund	N.A.	1,701 Cr	-11.62%	34.71%
Bandhan Small Cap Fund	N.A.	11,744 Cr	-3.88%	31.9%
Bandhan Large & Mid Cap Fund	N.A.	9,107 Cr	-2.76%	26.72%
Bandhan ELSS Tax Saver Fund	N.A.	6,955 Cr	-5.53%	24.19%
Bandhan Flexi Cap Fund	N.A.	7,357 Cr	-4.14%	19.53%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Value Fund Direct-Growth?

The current Net Asset Value (NAV) of the Bandhan Value Fund - Direct Growth plan is approximately ₹164.753 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Value Fund Direct-Growth is a 12 yrs 8 m old fund and has delivered average annual returns of 17.09% since inception.

Bandhan Value Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-7.12%	18.43%	27.96%	16.68%	17.09%

How much does this mutual fund charge as expense ratio?

The Bandhan Value Fund - Direct Growth has an expense ratio of 0.69%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Value Fund currently has assets under management (AUM) or fund size valued at approximately 9,961 Cr as on May 31, 2025.

What are the top stock holdings of Bandhan Value Fund?

The Bandhan Value Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.3%
Reliance Industries Ltd.	6.98%
Kotak Mahindra Bank Ltd.	4.07%
ICICI Bank Ltd.	3.57%
Tata Consultancy Services Ltd.	3.35%
Axis Bank Ltd.	3.22%
Infosys Ltd.	2.42%
Hero Motocorp Ltd.	2.14%
Bosch Ltd.	2.11%
NTPC Ltd.	2.1%

What are the top sectors Bandhan Value Fund has invested in?

The Bandhan Value Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	29.700000000000003%
Energy	11.43%
Technology	7.43%
Automobile	7.32%
Consumer Staples	6.79%
Healthcare	5.71%
Insurance	4.8%
Metals & Mining	3.99%
Services	3.96%
Materials	3.93%

What is risk level of Bandhan Value Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Value Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Value Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bandhan Value Fund is complete.

How can I redeem my investments in Bandhan Value Fund?

Redeeming your investments in the Bandhan Value Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.