Bandhan Low Duration Fund Direct-Growth

Q: What are the returns of Bandhan Low Duration Fund?

The Bandhan Low Duration Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 7.53% since inception. Bandhan Low Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.08% 6.96% 6.12% 7.08% 7.53%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹39.0337+0.03% 1 day change	7.53% p.a.	#NA View Ranked Funds	2

Historical NAV & returns

NAV: ₹39.0337 as on Apr 23, 2025

This fund Category average

Bandhan Low Duration Fund overview

VRO rating	2
Expense ratio	0.34% as on Mar 31, 2025
Exit load	0%
AUM (Fund size)	₹5,531 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NIFTY Low Duration Debt Index A-I
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Low Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	1.1%	1.14%
3 months	2.4%	2.43%
6 months	4.15%	4.22%
1 year	8.08%	8.31%
3 years	6.96%	7.18%
5 years	6.12%	6.76%
7 years	6.66%	6.68%
10 years	7.08%	7.07%

Asset allocationas on Mar 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 46.89%

AAA 32.52%

SOV 13.87%

Cash & Call Money 3.28%

Top Debt Holdings

Axis Bank Ltd. 11.39%

Canara Bank 9.29%

Small Industries Devp. Bank of India Ltd. 4.51%

HDFC Bank Ltd. 4.4%

Allocation by Instruments

Certificate of Deposit 38.21999999999999%

Debenture 22.45%

State Development Loan 13.74%

Non Convertible Debenture 10.940000000000001%

Other Holdings

Others 5.43%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Bandhan Low Duration Fund	N.A.	₹5,531 Crs	12 yrs 3 m	0.34%
Sundaram Low Duration Fund	N.A.	₹342 Crs	12 yrs 3 m	0.39%
HDFC Low Duration Fund	N.A.	₹18,185 Crs	12 yrs 3 m	0.45%
Mahindra Manulife Low Duration Fund	N.A.	₹557 Crs	8 yrs 2 m	0.3%
Mirae Asset Low Duration Fund	N.A.	₹1,415 Crs	12 yrs 3 m	0.19%
SBI Magnum Low Duration Fund	N.A.	₹14,392 Crs	12 yrs 3 m	0.43%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Low Duration Fund	1.1%	4.15%	8.08%	6.96%	6.12%	7.08%
Sundaram Low Duration Fund	1.14%	4.27%	8.52%	7.29%	7.77%	6.66%
HDFC Low Duration Fund	1.21%	4.27%	8.42%	7.42%	6.91%	7.45%
Mahindra Manulife Low Duration Fund	1.13%	4.29%	8.43%	7.29%	6.38%	5.63%
Mirae Asset Low Duration Fund	1.14%	4.29%	8.47%	7.22%	6.36%	6.73%
SBI Magnum Low Duration Fund	1.17%	4.17%	8.27%	7.17%	6.3%	7.1%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Low Duration Fund	0.64	1.43	0.56	0.5
Sundaram Low Duration Fund	0.51	1.07	1.42	1.69
HDFC Low Duration Fund	0.63	1.24	1.24	1.15
Mahindra Manulife Low Duration Fund	0.58	1.26	1.17	1.06
Mirae Asset Low Duration Fund	0.56	1.24	1.12	1.05
SBI Magnum Low Duration Fund	0.57	1.28	1.01	0.92

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.33 vs. 3.26 Higher outperformance against benchmark
Sharpe	0.56 vs. 3.12 Poor risk-adjusted returns
Beta	1.43 vs. 1.01 More sensitive to market's ups & downs
Standard deviation	0.64 vs. 0.54 More volatile performance

Compare Bandhan Low Duration Fund in detail with

About this fund

About Bandhan Low Duration Fund

Bandhan Low Duration Fund Direct-Growth is a Low Duration mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. Bandhan Low Duration Fund Direct-Growth has ₹5,531 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Low Duration Fund Direct-Growth as of 23/04/2025 is ₹39.03. The fund has an expense ratio of 0.34%, which is close to what most other Low Duration funds charge.

Bandhan Low Duration Fund Direct-Growth returns of last 1-year are 8.07%. Since launch, it has delivered 7.53% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Bandhan Low Duration Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Axis Bank Ltd., Canara Bank, Small Industries Devp. Bank of India Ltd., HDFC Bank Ltd., LIC Housing Finance Ltd..

...

Fund AUM	₹5,531 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Harshal Joshi

Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.

Investment objective

The scheme aims to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.

Bandhan Mutual Fund details

No. of schemes	66 view all schemes
Total AUM	₹1,67,339 Crs as on Mar 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Bandhan GSF Investment Fund	N.A.	₹3,542 Crs	13.5%	8.62%
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	₹342 Crs	13.16%	8.57%
Bandhan Dynamic Bond Fund	N.A.	₹2,962 Crs	13.24%	8.4%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	₹574 Crs	12.03%	N.A.
Bandhan Floating Rate Fund	N.A.	₹257 Crs	10.2%	7.55%
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	₹4,697 Crs	9.75%	7.45%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Low Duration Fund?

The current Net Asset Value (NAV) of the Bandhan Low Duration Fund - Direct Growth plan is approximately ₹39.0337 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Low Duration Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 7.53% since inception.

Bandhan Low Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.08%	6.96%	6.12%	7.08%	7.53%

How much does this mutual fund charge as expense ratio?

The Bandhan Low Duration Fund - Direct Growth has an expense ratio of 0.34%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bandhan Low Duration Fund currently has assets under management (AUM) or fund size valued at approximately ₹5,531 Crs crore as of Mar 31, 2025.

To whom does Bandhan Low Duration Fund lend to?

The top 3 debt holdings of Bandhan Low Duration Fund are as follows

Holding Name	Percentage of Portfolio
Axis Bank Ltd.	11.39%
Canara Bank	9.29%
Small Industries Devp. Bank of India Ltd.	4.51%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Low Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	46.89%
AAA	32.52%
SOV	13.87%

What is risk level of Bandhan Low Duration Fund?

This is a Low Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Low Duration Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Low Duration Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bandhan Low Duration Fund is complete.

How can I redeem my investments in Bandhan Low Duration Fund?

Redeeming your investments in Bandhan Low Duration Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bandhan Low Duration Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Low Duration

#NA

AUM Growth: This fund has the highest AUM growth in the last 12 months in Low Duration category.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.