Bandhan Bond Fund Medium Term Plan

Q: What are the returns of this mutual fund scheme?

The Bandhan Bond Fund Medium Term Plan is a 22 yrs 4 m old fund and has delivered average annual returns of 7.12% since inception. Bandhan Bond Fund Medium Term Plan Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.31% 7.21% 4.95% 6.55% 7.12%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹46.487+0.09% 1 day change	7.12% p.a.	App exclusive #NA View Ranked Funds	₹1,434 Cr

Historical NAV & returns

NAV: ₹46.487 as on Oct 20, 2025

This fund Category average

Bandhan Bond Fund Medium Term Plan overview

AUM (Fund size)	₹1,434 Cr
Exit load	0%
Lock-in Period	Nil
Age	22 yrs 4 m since Jun 16, 2003
Benchmark	NIFTY Medium Duration Debt Index A-III
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.36% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Bond Fund Medium Term Plan Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.54%	0.69%
3 Months	0.79%	1.19%
6 Months	2.26%	3.04%
1 Year	7.31%	8.3%
2 Years	7.9%	8.46%
3 Years	7.21%	7.81%
4 Years	5.42%	6.61%
5 Years	4.95%	6.69%
7 Years	6.55%	6.51%
10 Years	6.55%	6.7%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 68.79%

AAA 28.3%

Cash & Call Money 2.17%

Others 0.40000697%

Top Debt Holdings

GOI 68.28%

Bajaj Housing Finance Ltd. 10.59%

Tata Capital Housing Finance Ltd. 7.41%

HDFC Bank Ltd. 3.47%

Allocation by Instruments

GOI Securities 68.28%

Debenture 13.04%

Bonds 11.22%

Non Convertible Debenture 4.04%

Other Holdings

Others 0.24%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Bond Fund Medium Term Plan	0.54%	2.26%	7.31%	7.21%	4.95%	6.55%
ICICI Prudential Debt Management Fund (FOF)	0.73%	2.87%	8.16%	7.85%	6.42%	7.31%
ICICI Prudential Medium Term Bond Fund	0.87%	3.9%	9.13%	8.08%	6.75%	7.43%
Axis Strategic Bond Fund	0.69%	3.27%	8.61%	8.19%	6.73%	7.53%
SBI Magnum Medium Duration Fund	0.65%	2.66%	7.87%	7.83%	6.1%	7.94%
Aditya Birla Sun Life Medium Term Fund	0.88%	3.93%	11.25%	9.63%	12.52%	8.53%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Bond Fund Medium Term Plan	1.63	0.88	0.34	0.56
ICICI Prudential Debt Management Fund (FOF)	1.14	0.61	1.01	1.36
ICICI Prudential Medium Term Bond Fund	1.04	0.55	1.3	2.37
Axis Strategic Bond Fund	1.18	0.65	1.23	2.39
SBI Magnum Medium Duration Fund	1.21	0.68	0.92	1.51
Aditya Birla Sun Life Medium Term Fund	1.72	0.48	1.64	3.81

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Bond Fund Medium Term Plan	N.A.	1,434 Cr	22 yrs 4 m	1.36%
ICICI Prudential Debt Management Fund (FOF)	N.A.	108 Cr	21 yrs 11 m	0.61%
ICICI Prudential Medium Term Bond Fund	N.A.	5,734 Cr	21 yrs 2 m	1.38%
Axis Strategic Bond Fund	N.A.	1,908 Cr	13 yrs 7 m	1.33%
SBI Magnum Medium Duration Fund	N.A.	6,738 Cr	22 yrs	1.17%
Aditya Birla Sun Life Medium Term Fund	N.A.	2,734 Cr	16 yrs 7 m	1.57%

View all Medium Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.03 vs. 2.33 Underperformed at beating benchmark
Sharpe	0.34 vs. 2.72 Poor risk-adjusted returns
Beta	0.88 vs. 0.94 Less sensitive to market ups & downs
Standard deviation	1.63 vs. 1.43 More volatile performance

Compare Bandhan Bond Fund Medium Term Plan in detail with

About this fund

About Bandhan Bond Fund Medium Term Plan

Bandhan Bond Fund Medium Term Plan is a Medium Duration mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 22 yrs 4 m, having been launched on 16/06/2003. Bandhan Bond Fund Medium Term Plan has ₹1,434 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Bond Fund Medium Term Plan as of 20/10/2025 is ₹46.49. The fund has an expense ratio of 1.36%, which is higher than what most other Medium Duration funds charge.

Bandhan Bond Fund Medium Term Plan returns of last 1-year are 7.38%. Since launch, it has delivered 7.13% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Bandhan Bond Fund Medium Term Plan scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Bajaj Housing Finance Ltd., Tata Capital Housing Finance Ltd., HDFC Bank Ltd., Bajaj Finance Ltd..

...

Fund AUM	1,434 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Suyash Choudhary

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Investment objective

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium term such that the Macaulay duration of the portfolio is between 3 years and 4 years.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,87,716 Cr as on Sep 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	341 Cr	8.19%	8.66%
Bandhan Fixed Term Plan Series 179	N.A.	356 Cr	8.14%	8.56%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	492 Cr	7.47%	N.A.
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	4,294 Cr	8.15%	8.01%
Bandhan CRISIL IBX Gilt June 2027 Index Fund	N.A.	6,420 Cr	7.97%	7.8%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	441 Cr	8.52%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Bond Fund Medium Term Plan?

The current Net Asset Value (NAV) of the Bandhan Bond Fund Medium Term Plan plan is approximately ₹46.487 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Bond Fund Medium Term Plan is a 22 yrs 4 m old fund and has delivered average annual returns of 7.12% since inception.

Bandhan Bond Fund Medium Term Plan Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.31%	7.21%	4.95%	6.55%	7.12%

How much does this mutual fund charge as expense ratio?

The Bandhan Bond Fund Medium Term Plan has an expense ratio of 1.36%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Bond Fund Medium Term Plan currently has assets under management (AUM) or fund size valued at approximately 1,434 Cr as on Sep 30, 2025.

To whom does Bandhan Bond Fund Medium Term Plan lend to?

The top 3 debt holdings of Bandhan Bond Fund Medium Term Plan are as follows

Holding Name	Percentage of Portfolio
GOI	68.28%
Bajaj Housing Finance Ltd.	10.59%
Tata Capital Housing Finance Ltd.	7.41%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Bond Fund Medium Term Plan allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	68.79%
AAA	28.3%
Cash & Call Money	2.17%

What is risk level of Bandhan Bond Fund Medium Term Plan?

This is a Medium Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Bond Fund Medium Term Plan?

Redeeming your investments in the Bandhan Bond Fund Medium Term Plan is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium Duration

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 7.03% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.