Bandhan Bond Fund Income Plan Direct-Growth

Q: What are the returns of Bandhan Bond Fund Income Plan?

The Bandhan Bond Fund Income Plan is a 12 yrs 5 m old fund and has delivered average annual returns of 7.92% since inception. Bandhan Bond Fund Income Plan Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.82% 7.83% 5.43% 7.57% 7.92%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹71.2574+0.06% 1 day change	7.92% p.a.	#NA View Ranked Funds	₹484 Crs

Historical NAV & returns

NAV: ₹71.2574 as on Jun 05, 2025

This fund Category average

Bandhan Bond Fund Income Plan overview

Expense ratio	1.32% as on May 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.!
AUM (Fund size)	₹484 Crs
Lock-in	No Lockin
Age	12 yrs 5 m since Jan 01, 2013
Benchmark	NIFTY Medium to Long Duration Debt Index A-III
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Bond Fund Income Plan Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	0.3%	0.78%
3 Months	3.45%	4.1%
6 Months	4.41%	5.6%
1 Year	8.82%	10.55%
2 Years	7.51%	8.66%
3 Years	7.83%	8.71%
4 Years	5.66%	6.94%
5 Years	5.43%	6.78%
7 Years	7.58%	7.6%
10 Years	7.57%	7.49%

Asset allocationas on Dec 31, 2024

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 59.08%

AAA 24.62%

A1+ 13.74%

Cash & Call Money 2.28%

Top Debt Holdings

GOI 59.08%

National Bank For Agriculture & Rural Development 10.3%

Tata Capital Financial Services Ltd. 8.72%

HDFC Bank Ltd. 6.94%

Allocation by Instruments

GOI Securities 59.08%

Debenture 15.490000000000002%

Certificate of Deposit 11.030000000000001%

Non Convertible Debenture 9.13%

Other Holdings

Others 1.24%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Bandhan Bond Fund Income Plan	N.A.	₹484 Crs	12 yrs 5 m	1.32%
Axis Income Plus Arbitrage Active FoF	N.A.	₹151 Crs	5 yrs 4 m	0.05%
Nippon India Income Fund	N.A.	₹400 Crs	12 yrs 5 m	0.67%
SBI Magnum Income Fund	N.A.	₹1,855 Crs	12 yrs 5 m	0.77%
ICICI Prudential Bond Fund	N.A.	₹2,858 Crs	12 yrs 5 m	0.62%
LIC MF Medium to Long Duration Fund	N.A.	₹191 Crs	12 yrs 5 m	0.21%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Bond Fund Income Plan	0.3%	4.41%	8.82%	7.83%	5.43%	7.57%
Axis Income Plus Arbitrage Active FoF	0.79%	5.23%	10.14%	8.39%	7.2%	3.9%
Nippon India Income Fund	0.47%	5.46%	10.31%	9.12%	6.69%	8.22%
SBI Magnum Income Fund	0.9%	5.8%	10.8%	9.1%	7.33%	8.58%
ICICI Prudential Bond Fund	0.92%	5.99%	11.21%	9.38%	7.25%	8.16%
LIC MF Medium to Long Duration Fund	1.14%	6.45%	12.12%	9.54%	6.37%	7.27%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Bond Fund Income Plan	2.22	1.55	0.51	0.88
Axis Income Plus Arbitrage Active FoF	1.86	N.A.	0.94	1.62
Nippon India Income Fund	2.06	1.42	1.17	2.15
SBI Magnum Income Fund	1.65	1.16	1.4	2.87
ICICI Prudential Bond Fund	1.63	1.12	1.57	3.26
LIC MF Medium to Long Duration Fund	2.14	1.49	1.3	2.2

View all Medium To Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.97 vs. 2.42 Underperformed at beating benchmark
Sharpe	0.51 vs. 2.49 Poor risk-adjusted returns
Beta	1.55 vs. 1.51 More sensitive to market's ups & downs
Standard deviation	2.22 vs. 1.68 More volatile performance

Compare Bandhan Bond Fund Income Plan in detail with

About this fund

About Bandhan Bond Fund Income Plan

Bandhan Bond Fund Income Plan Direct-Growth is a Medium to Long Duration mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 01/01/2013. Bandhan Bond Fund Income Plan Direct-Growth has ₹484 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Bond Fund Income Plan Direct-Growth as of 05/06/2025 is ₹71.26. The fund has an expense ratio of 1.32%, which is higher than what most other Medium To Long Duration funds charge.

Bandhan Bond Fund Income Plan Direct-Growth returns of last 1-year are 9.00%. Since launch, it has delivered 7.93% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Bandhan Bond Fund Income Plan Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, National Bank For Agriculture & Rural Development, Tata Capital Financial Services Ltd., HDFC Bank Ltd., Bajaj Housing Finance Ltd..

...

Fund AUM	₹484 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Suyash Choudhary

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Investment objective

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over long term such that the Macaulay duration of the portfolio is greater than 7 years.

Bandhan Mutual Fund details

No. of schemes	66 view all schemes
Total AUM	₹1,67,339 Crs as on Mar 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	₹360 Crs	12.54%	9.85%
Bandhan GSF Investment Fund	N.A.	₹3,841 Crs	10.63%	9.37%
Bandhan Dynamic Bond Fund	N.A.	₹3,076 Crs	10.35%	9.13%
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	₹4,704 Crs	10.0%	8.49%
Bandhan Bond Fund Medium Term Plan	N.A.	₹1,475 Crs	10.57%	8.36%
Bandhan Bond Fund Short Term Plan	N.A.	₹9,728 Crs	10.28%	8.32%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Bond Fund Income Plan?

The current Net Asset Value (NAV) of the Bandhan Bond Fund Income Plan - Direct Growth plan is approximately ₹71.2574 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Bond Fund Income Plan is a 12 yrs 5 m old fund and has delivered average annual returns of 7.92% since inception.

Bandhan Bond Fund Income Plan Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.82%	7.83%	5.43%	7.57%	7.92%

How much does this mutual fund charge as expense ratio?

The Bandhan Bond Fund Income Plan - Direct Growth has an expense ratio of 1.32%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bandhan Bond Fund Income Plan currently has assets under management (AUM) or fund size valued at approximately ₹484 Crs crore as of Mar 31, 2025.

To whom does Bandhan Bond Fund Income Plan lend to?

The top 3 debt holdings of Bandhan Bond Fund Income Plan are as follows

Holding Name	Percentage of Portfolio
GOI	59.08%
National Bank For Agriculture & Rural Development	10.3%
Tata Capital Financial Services Ltd.	8.72%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Bond Fund Income Plan allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	59.08%
AAA	24.62%
A1+	13.74%

What is risk level of Bandhan Bond Fund Income Plan?

This is a Medium To Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Bond Fund Income Plan?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Bond Fund Income Plan and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bandhan Bond Fund Income Plan is complete.

How can I redeem my investments in Bandhan Bond Fund Income Plan?

Redeeming your investments in Bandhan Bond Fund Income Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bandhan Bond Fund Income Plan from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Medium to Long Duration

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.