Bandhan Asset Allocation Aggressive Direct Plan-Growth

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹50.7714+0.32% 1 day change	11.02% p.a.	App exclusive #NA View Ranked Funds	₹19 Cr

Historical NAV & returns

NAV: ₹50.7714 as on Oct 20, 2025

This fund Category average

Bandhan Asset Allocation Aggressive overview

Expense ratio	0.48% as on Sep 30, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹19 Cr
Lock-in Period	Nil
Age	12 yrs 9 m since Jan 01, 2013
Benchmark	CRISIL Hybrid 35+65 Aggressive Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bandhan Asset Allocation Aggressive Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.88%	2.23%
3 Months	3.42%	2.83%
6 Months	7.95%	8.25%
1 Year	7.78%	7.49%
2 Years	17.85%	18.8%
3 Years	15.39%	16.53%
4 Years	10.99%	12.53%
5 Years	15.51%	18.96%
7 Years	12.88%	15.62%
10 Years	10.9%	13.02%

Asset allocationas on Sep 30, 2025

Large Cap 54.13%

Mid Cap 7.4%

Small Cap 7.19%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 10.112208%

A1+ 9.575812%

SOV 8.040145%

Cash & Call Money 2.181402%

Top Debt Holdings

Others 0.02%

Allocation by Instruments

Mutual Fund 98.38%

Reverse Repo 2.51%

Margin Money 0.02%

Other Holdings

Bandhan Large Cap Fund Direct-Growth 62.98%

Bandhan Low Duration Fund Direct-Growth 10.28%

Bandhan Bond Fund Short Term Plan Direct-Growth 9.98%

Bandhan Liquid Fund Direct Plan-Growth 8.6%

Detailed portfolio analysis

Key risk & return ratios Compared to other funds in the category

Alpha	1.4 vs. 6.55 Underperformed at beating benchmark
Sharpe	0.87 vs. 5.78 Poor risk-adjusted returns
Beta	0.77 vs. 1.1 Less sensitive to market ups & downs
Standard deviation	8.65 vs. 9.99 More stable returns

Compare Bandhan Asset Allocation Aggressive in detail with

About this fund

About Bandhan Asset Allocation Aggressive

Bandhan Asset Allocation Aggressive Direct Plan-Growth is a Aggressive Hybrid mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 12 yrs 9 m, having been launched on 01/01/2013. Bandhan Asset Allocation Aggressive Direct Plan-Growth has ₹19 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Asset Allocation Aggressive Direct Plan-Growth as of 20/10/2025 is ₹50.77. The fund has an expense ratio of 0.48%, which is less than what most other Aggressive Hybrid funds charge. Currently, the fund has a 68.72% allocation to equity and 28.30% to Debt.

Bandhan Asset Allocation Aggressive Direct Plan-Growth returns of last 1-year are 5.36%. Since launch, it has delivered 11.03% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Bandhan Asset Allocation Aggressive Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Unclassified sectors. It has taken less exposure in Unclassified sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in Bandhan Large Cap Fund Direct-Growth, Bandhan Low Duration Fund Direct-Growth, Bandhan Bond Fund Short Term Plan Direct-Growth, Bandhan Liquid Fund Direct Plan-Growth, Bandhan Focused Fund Direct-Growth.

...

Fund AUM	19 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Viraj Kulkarni

Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance). Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

Investment objective

The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,87,716 Cr as on Sep 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bandhan Aggressive Hybrid Fund	N.A.	1,224 Cr	12.14%	19.76%
Bandhan Asset Allocation Moderate	N.A.	19 Cr	7.76%	12.22%
Bandhan Balanced Advantage Fund	N.A.	2,263 Cr	7.36%	12.14%
Bandhan Equity Savings Fund	N.A.	355 Cr	6.89%	9.2%
Bandhan Asset Allocation Conservative	N.A.	6 Cr	7.84%	8.62%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Asset Allocation Aggressive Direct Plan-Growth?

The current Net Asset Value (NAV) of the Bandhan Asset Allocation Aggressive - Direct Growth plan is approximately ₹50.7714 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Asset Allocation Aggressive Direct Plan-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 11.02% since inception.

Bandhan Asset Allocation Aggressive Direct Plan-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.78%	15.39%	15.51%	10.9%	11.02%

How much does this mutual fund charge as expense ratio?

The Bandhan Asset Allocation Aggressive - Direct Growth has an expense ratio of 0.48%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Asset Allocation Aggressive currently has assets under management (AUM) or fund size valued at approximately 19 Cr as on Sep 30, 2025.

To whom does Bandhan Asset Allocation Aggressive lend to?

The top 3 debt holdings of Bandhan Asset Allocation Aggressive are as follows

Holding Name	Percentage of Portfolio
Others	0.02%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Asset Allocation Aggressive's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	10.112208%
A1+	9.575812%
SOV	8.040145%

What is risk level of Bandhan Asset Allocation Aggressive?

This is a Aggressive Hybrid fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Asset Allocation Aggressive Direct Plan-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Asset Allocation Aggressive - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bandhan Asset Allocation Aggressive is complete.

How can I redeem my investments in Bandhan Asset Allocation Aggressive?

Redeeming your investments in the Bandhan Asset Allocation Aggressive is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Aggressive Hybrid

#NA

Return Outperformance: This fund has generated highest return amongst Aggressive Hybrid funds in the last 3 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.