Bandhan Asset Allocation Aggressive Direct Plan-Growth

Q: What are the returns of Bandhan Asset Allocation Aggressive?

The Bandhan Asset Allocation Aggressive is a 12 yrs 5 m old fund and has delivered average annual returns of 10.96% since inception. Bandhan Asset Allocation Aggressive Returns 1-Year 3-Year 5-Year 10-Year Since Inception 9.59% 16.05% 17.41% 10.62% 10.96%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹48.4673+0.44% 1 day change	10.96% p.a.	#NA View Ranked Funds	₹20 Crs

Historical NAV & returns

NAV: ₹48.4673 as on Jun 05, 2025

This fund Category average

Bandhan Asset Allocation Aggressive overview

Expense ratio	0.48% as on May 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹20 Crs
Lock-in	No Lockin
Age	12 yrs 5 m since Jan 01, 2013
Benchmark	CRISIL Hybrid 35+65 Aggressive Index
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Bandhan Asset Allocation Aggressive Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	2.5%	3.84%
3 Months	8.12%	10.17%
6 Months	-0.09%	0.05%
1 Year	9.59%	10.93%
2 Years	17.61%	19.83%
3 Years	16.05%	18.06%
4 Years	12.5%	14.77%
5 Years	17.41%	21.02%
7 Years	11.1%	14.18%
10 Years	10.62%	13.0%

Asset allocationas on Apr 30, 2025

Large Cap 51.902950000000004%

Mid Cap 7.5647%

Small Cap 3.78235%

Other Cap 8.988365607365267E-15%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 14.849849%

AAA 9.809854%

SOV 6.744306%

Cash & Call Money 3.449232%

Top Debt Holdings

Others 0.02%

Allocation by Instruments

Mutual Fund 96.29%

Reverse Repo 3.75%

Margin Money 0.02%

Other Holdings

Bandhan Large Cap Fund Direct-Growth 57.49%

Bandhan Liquid Fund Direct Plan-Growth 12.97%

Bandhan Low Duration Fund Direct-Growth 9.49%

Bandhan Bond Fund Short Term Plan Direct-Growth 9.25%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Bandhan Asset Allocation Aggressive	N.A.	₹20 Crs	12 yrs 5 m	0.48%
ICICI Prudential Equity & Debt Fund	N.A.	₹42,340 Crs	12 yrs 5 m	0.97%
Edelweiss Aggressive Hybrid Fund	N.A.	₹2,612 Crs	12 yrs 5 m	0.39%
UTI Aggressive Hybrid Fund	N.A.	₹6,122 Crs	12 yrs 5 m	1.24%
Mahindra Manulife Aggressive Hybrid Fund	N.A.	₹1,567 Crs	5 yrs 11 m	0.45%
Baroda BNP Paribas Aggressive Hybrid Fund	N.A.	₹1,180 Crs	8 yrs 2 m	0.52%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Asset Allocation Aggressive	2.5%	-0.09%	9.59%	16.05%	17.41%	10.62%
ICICI Prudential Equity & Debt Fund	1.69%	3.52%	12.1%	21.14%	26.23%	16.78%
Edelweiss Aggressive Hybrid Fund	3.2%	2.15%	14.14%	21.36%	23.38%	14.42%
UTI Aggressive Hybrid Fund	2.92%	-0.35%	11.42%	19.47%	22.71%	13.3%
Mahindra Manulife Aggressive Hybrid Fund	2.72%	1.29%	13.43%	20.88%	23.81%	11.54%
Baroda BNP Paribas Aggressive Hybrid Fund	4.2%	-0.46%	10.37%	18.49%	20.08%	12.21%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Asset Allocation Aggressive	9.48	0.77	0.93	1.48
ICICI Prudential Equity & Debt Fund	9.88	0.77	1.35	2.33
Edelweiss Aggressive Hybrid Fund	10.38	0.85	1.29	1.88
UTI Aggressive Hybrid Fund	10.11	0.83	1.17	1.8
Mahindra Manulife Aggressive Hybrid Fund	11.16	0.92	1.18	1.88
Baroda BNP Paribas Aggressive Hybrid Fund	10.16	0.83	1.11	1.61

View all Aggressive Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.35 vs. 7.09 Underperformed at beating benchmark
Sharpe	0.93 vs. 6.23 Poor risk-adjusted returns
Beta	0.77 vs. 1.16 Less sensitive to market ups & downs
Standard deviation	9.48 vs. 10.86 More stable returns

Compare Bandhan Asset Allocation Aggressive in detail with

About this fund

About Bandhan Asset Allocation Aggressive

Bandhan Asset Allocation Aggressive Direct Plan-Growth is a Aggressive Hybrid mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 01/01/2013. Bandhan Asset Allocation Aggressive Direct Plan-Growth has ₹20 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Asset Allocation Aggressive Direct Plan-Growth as of 05/06/2025 is ₹48.47. The fund has an expense ratio of 0.48%, which is less than what most other Aggressive Hybrid funds charge. Currently, the fund has a 63.25% allocation to equity and 31.98% to Debt.

Bandhan Asset Allocation Aggressive Direct Plan-Growth returns of last 1-year are 10.27%. Since launch, it has delivered 10.96% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Bandhan Asset Allocation Aggressive Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Unclassified sectors. It has taken less exposure in Unclassified sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in Bandhan Large Cap Fund Direct-Growth, Bandhan Liquid Fund Direct Plan-Growth, Bandhan Low Duration Fund Direct-Growth, Bandhan Bond Fund Short Term Plan Direct-Growth, Bandhan Focused Equity Fund Direct-Growth.

...

Fund AUM	₹20 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Viraj Kulkarni

Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance). Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

Investment objective

The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.

Bandhan Mutual Fund details

No. of schemes	66 view all schemes
Total AUM	₹1,67,339 Crs as on Mar 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Bandhan Aggressive Hybrid Fund	N.A.	₹819 Crs	17.89%	21.67%
Bandhan Balanced Advantage Fund	N.A.	₹2,217 Crs	9.82%	13.64%
Bandhan Asset Allocation Moderate	N.A.	₹19 Crs	9.81%	13.27%
Bandhan Equity Savings Fund	N.A.	₹272 Crs	8.06%	10.04%
Bandhan Asset Allocation Conservative	N.A.	₹6 Crs	8.79%	9.19%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Asset Allocation Aggressive?

The current Net Asset Value (NAV) of the Bandhan Asset Allocation Aggressive - Direct Growth plan is approximately ₹48.4673 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Asset Allocation Aggressive is a 12 yrs 5 m old fund and has delivered average annual returns of 10.96% since inception.

Bandhan Asset Allocation Aggressive Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
9.59%	16.05%	17.41%	10.62%	10.96%

How much does this mutual fund charge as expense ratio?

The Bandhan Asset Allocation Aggressive - Direct Growth has an expense ratio of 0.48%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bandhan Asset Allocation Aggressive currently has assets under management (AUM) or fund size valued at approximately ₹20 Crs crore as of Mar 31, 2025.

To whom does Bandhan Asset Allocation Aggressive lend to?

The top 3 debt holdings of Bandhan Asset Allocation Aggressive are as follows

Holding Name	Percentage of Portfolio
Others	0.02%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Asset Allocation Aggressive's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	14.849849%
AAA	9.809854%
SOV	6.744306%

What is risk level of Bandhan Asset Allocation Aggressive?

This is a Aggressive Hybrid fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Asset Allocation Aggressive?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Asset Allocation Aggressive and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bandhan Asset Allocation Aggressive is complete.

How can I redeem my investments in Bandhan Asset Allocation Aggressive?

Redeeming your investments in Bandhan Asset Allocation Aggressive is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bandhan Asset Allocation Aggressive from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Aggressive Hybrid

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.