Bajaj Finserv Liquid Fund Regular-Growth

Q: What are the returns of Bajaj Finserv Liquid Fund?

The Bajaj Finserv Liquid Fund is a 2 yrs 2 m old fund and has delivered average annual returns of 6.97% since inception. Bajaj Finserv Liquid Fund Returns 1-Year Since Inception 6.8% 6.97%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1158.4266+0.01% 1 day change	6.97% p.a.	App exclusive #NA View Ranked Funds	₹4,615 Cr

Historical NAV & returns

NAV: ₹1158.4266 as on Sep 03, 2025

This fund Category average

Bajaj Finserv Liquid Fund overview

Expense ratio	0.28% as on Aug 31, 2025
Plan type	Regular
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
AUM (Fund size)	₹4,615 Cr
Lock-in Period	Nil
Age	2 yrs 2 m since Jun 29, 2023
Benchmark	NIFTY Liquid Index A-I
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bajaj Finserv Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 01, 2025

Period	This fund	Category average
1 Month	0.44%	0.45%
3 Months	1.42%	1.43%
6 Months	3.23%	3.24%
1 Year	6.8%	6.81%
2 Years	7.04%	7.03%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 69.5%

SOV 21.34%

AAA 12.35%

Others 0.15%

Top Debt Holdings

Reserve Bank of India 21.34%

HDFC Bank Ltd. 7.52%

ICICI Bank Ltd. 6.46%

ICICI Home Finance Company Ltd. 4.31%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.15%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bajaj Finserv Liquid Fund	N.A.	4,615 Cr	2 yrs 2 m	0.28%
Mirae Asset Liquid Fund	N.A.	14,285 Cr	16 yrs 8 m	0.19%
Mahindra Manulife Liquid Fund	N.A.	1,198 Cr	9 yrs 2 m	0.26%
Sundaram Liquid Fund	N.A.	6,288 Cr	21 yrs	0.32%
JM Liquid Fund	N.A.	2,196 Cr	27 yrs 8 m	0.26%
Quant Liquid Fund	N.A.	1,679 Cr	19 yrs 11 m	0.52%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bajaj Finserv Liquid Fund	0.44%	3.23%	6.8%	N.A.	N.A.	N.A.
Mirae Asset Liquid Fund	0.45%	3.28%	6.88%	6.98%	5.61%	6.11%
Mahindra Manulife Liquid Fund	0.45%	3.27%	6.88%	7.0%	5.62%	5.55%
Sundaram Liquid Fund	0.45%	3.26%	6.82%	6.94%	5.58%	6.08%
JM Liquid Fund	0.45%	3.23%	6.8%	6.9%	5.56%	6.18%
Quant Liquid Fund	0.44%	3.13%	6.71%	6.7%	5.67%	6.34%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bajaj Finserv Liquid Fund	N.A.	N.A.	N.A.	N.A.
Mirae Asset Liquid Fund	0.18	0.37	2.45	3.07
Mahindra Manulife Liquid Fund	0.17	0.34	2.73	3.23
Sundaram Liquid Fund	0.18	0.35	2.28	3.04
JM Liquid Fund	0.16	0.33	2.34	2.77
Quant Liquid Fund	0.17	0.32	1.07	1.38

View all Liquid funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bajaj Finserv Liquid Fund in detail with

About this fund

About Bajaj Finserv Liquid Fund

Bajaj Finserv Liquid Fund Regular-Growth is a Liquid mutual fund scheme from Bajaj Finserv Mutual Fund. This fund has been in existence for 2 yrs 2 m, having been launched on 29/06/2023. Bajaj Finserv Liquid Fund Regular-Growth has ₹4,615 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bajaj Finserv Liquid Fund Regular-Growth as of 03/09/2025 is ₹1158.43. The fund has an expense ratio of 0.28%, which is higher than what most other Liquid funds charge.

Bajaj Finserv Liquid Fund Regular-Growth returns of last 1-year are 6.82%. Since launch, it has delivered 7.02% average annual returns.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Reserve Bank of India, HDFC Bank Ltd., ICICI Bank Ltd., ICICI Home Finance Company Ltd., Punjab National Bank.

...

Fund AUM	4,615 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Nimesh Chandan

Mr. Chandan is an MBA in Finance. He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.

Siddharth Chaudhary

Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets). Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.

Investment objective

The scheme seeks to provide a level of income consistent with the objectives of preservation of capital, lower risk and high liquidity through investments made primarily in money market and debt securities with maturity of up to 91 days only.

Bajaj Finserv Mutual Fund details

No. of schemes	15 view all schemes
Total AUM	24,110 Cr as on Jun 30, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

More funds from Bajaj Finserv Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bajaj Finserv Money Market Fund	N.A.	3,816 Cr	7.4%	N.A.
Bajaj Finserv Banking and PSU Fund	N.A.	142 Cr	7.72%	N.A.
Bajaj Finserv Overnight Fund	N.A.	569 Cr	6.14%	N.A.
Bajaj Finserv Gilt Fund	N.A.	44 Cr	N.A.	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bajaj Finserv Liquid Fund?

The current Net Asset Value (NAV) of the Bajaj Finserv Liquid Fund - Direct Growth plan is approximately ₹1158.4266 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Bajaj Finserv Liquid Fund is a 2 yrs 2 m old fund and has delivered average annual returns of 6.97% since inception.

Bajaj Finserv Liquid Fund Returns

1-Year	Since Inception
6.8%	6.97%

How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Liquid Fund - Direct Growth has an expense ratio of 0.28%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bajaj Finserv Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 4,615 Cr as on May 31, 2025.

To whom does Bajaj Finserv Liquid Fund lend to?

The top 3 debt holdings of Bajaj Finserv Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	21.34%
HDFC Bank Ltd.	7.52%
ICICI Bank Ltd.	6.46%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bajaj Finserv Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	69.5%
SOV	21.34%
AAA	12.35%

What is risk level of Bajaj Finserv Liquid Fund?

This is a Liquid fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bajaj Finserv Liquid Fund?

Bajaj Finserv Liquid Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 0.28% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.11%. That's 0.17000000000000004% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.17000000000000004% if you opt for direct plan of Bajaj Finserv Liquid Fund

How can I redeem my investments in Bajaj Finserv Liquid Fund?

Redeeming your investments in Bajaj Finserv Liquid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bajaj Finserv Liquid Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Liquid

#NA

Return Outperformance: This fund has generated highest return amongst Liquid funds in the last 2 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.