Bajaj Finserv Gilt Fund Regular - Growth

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1019.6623+0.23% 1 day change	1.91%	App exclusive #NA View Ranked Funds	₹44 Cr

Historical NAV & returns

NAV: ₹1019.6623 as on Sep 03, 2025

This fund Category average

Bajaj Finserv Gilt Fund overview

Expense ratio	1.29% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹44 Cr
Lock-in Period	Nil
Age	8 m since Dec 30, 2024
Benchmark	CRISIL Dynamic Gilt Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bajaj Finserv Gilt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 01, 2025

Period	This fund	Category average
1 Month	-2.16%	-1.93%
3 Months	-3.2%	-2.74%
6 Months	1.86%	2.15%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 94.21%

Cash & Call Money 5.79%

Top Debt Holdings

GOI 94.21%

Others 4.05%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 1.74%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bajaj Finserv Gilt Fund	N.A.	44 Cr	8 m	1.29%
SBI Magnum Gilt Fund	N.A.	12,573 Cr	24 yrs 8 m	0.94%
PGIM India Gilt Fund	N.A.	117 Cr	16 yrs 11 m	1.38%
Axis Gilt Fund	N.A.	836 Cr	13 yrs 7 m	0.82%
DSP Gilt Fund	N.A.	1,904 Cr	25 yrs 11 m	1.15%
ICICI Prudential Gilt Fund	N.A.	7,347 Cr	26 yrs 1 m	1.09%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bajaj Finserv Gilt Fund	-2.16%	1.86%	N.A.	N.A.	N.A.	N.A.
SBI Magnum Gilt Fund	-1.45%	2.72%	4.84%	7.33%	5.76%	7.79%
PGIM India Gilt Fund	-1.73%	2.25%	4.42%	6.36%	4.9%	6.68%
Axis Gilt Fund	-1.61%	2.9%	5.34%	6.97%	5.47%	7.18%
DSP Gilt Fund	-1.72%	2.88%	4.62%	7.14%	5.63%	7.65%
ICICI Prudential Gilt Fund	-1.04%	3.81%	7.12%	7.71%	6.13%	7.95%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bajaj Finserv Gilt Fund	N.A.	N.A.	N.A.	N.A.
SBI Magnum Gilt Fund	3.02	0.81	0.2	0.28
PGIM India Gilt Fund	2.92	0.81	-0.08	-0.11
Axis Gilt Fund	2.97	0.8	0.12	0.19
DSP Gilt Fund	3.53	0.96	0.14	0.2
ICICI Prudential Gilt Fund	1.9	0.46	0.56	0.64

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bajaj Finserv Gilt Fund in detail with

About this fund

About Bajaj Finserv Gilt Fund

Bajaj Finserv Gilt Fund Regular - Growth is a Gilt mutual fund scheme from Bajaj Finserv Mutual Fund. This fund has been in existence for 8 m, having been launched on 30/12/2024. Bajaj Finserv Gilt Fund Regular - Growth has ₹44 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bajaj Finserv Gilt Fund Regular - Growth as of 03/09/2025 is ₹1019.66. The fund has an expense ratio of 1.29%, which is higher than what most other Gilt funds charge.

The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	44 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Nimesh Chandan

Mr. Chandan is an MBA in Finance. He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.

Siddharth Chaudhary

Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets). Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.

Investment objective

The Scheme seeks to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines.

Bajaj Finserv Mutual Fund details

No. of schemes	15 view all schemes
Total AUM	24,110 Cr as on Jun 30, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

More funds from Bajaj Finserv Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bajaj Finserv Money Market Fund	N.A.	3,816 Cr	7.4%	N.A.
Bajaj Finserv Liquid Fund	N.A.	4,615 Cr	6.8%	N.A.
Bajaj Finserv Banking and PSU Fund	N.A.	142 Cr	7.72%	N.A.
Bajaj Finserv Overnight Fund	N.A.	569 Cr	6.14%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bajaj Finserv Gilt Fund?

The current Net Asset Value (NAV) of the Bajaj Finserv Gilt Fund - Direct Growth plan is approximately ₹1019.6623 as of Sep 03, 2025.

How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Gilt Fund - Direct Growth has an expense ratio of 1.29%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bajaj Finserv Gilt Fund currently has assets under management (AUM) or fund size valued at approximately 44 Cr as on May 31, 2025.

To whom does Bajaj Finserv Gilt Fund lend to?

The top 3 debt holdings of Bajaj Finserv Gilt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	94.21%
Others	4.05%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bajaj Finserv Gilt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	94.21%
Cash & Call Money	5.79%

What is risk level of Bajaj Finserv Gilt Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bajaj Finserv Gilt Fund?

Bajaj Finserv Gilt Fund Regular - Growth is the regular plan of the fund. For this plan of you pay 1.29% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.39%. That's 0.9% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.9% if you opt for direct plan of Bajaj Finserv Gilt Fund

How can I redeem my investments in Bajaj Finserv Gilt Fund?

Redeeming your investments in Bajaj Finserv Gilt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bajaj Finserv Gilt Fund from anywhere else, you can go to the fund house website and put a request through it.