Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct-Growth

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹44.9587+0.28% 1 day change	11.44% p.a.	#NA View Ranked Funds	₹36 Crs

Historical NAV & returns

NAV: ₹44.9587 as on Jun 05, 2025

This fund Category average

Aditya Birla Sun Life Financial Planning FOF Moderate Plan overview

Expense ratio	0.53% as on May 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 365 days.!
AUM (Fund size)	₹36 Crs
Lock-in	No Lockin
Age	12 yrs 5 m since Jan 01, 2013
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP ₹1000 & Lump. ₹1000
Risk	High

Aditya Birla Sun Life Financial Planning FOF Moderate Plan Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	2.65%	2.86%
3 Months	9.14%	8.69%
6 Months	3.22%	3.64%
1 Year	11.47%	11.75%
2 Years	17.85%	18.95%
3 Years	15.98%	17.11%
4 Years	12.94%	14.35%
5 Years	16.54%	19.13%
7 Years	12.48%	13.96%
10 Years	11.53%	12.56%

Asset allocationas on Mar 31, 2025

Large Cap 31.128960000000003%

Mid Cap 15.04148%

Small Cap 6.129560000000001%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 19.452293%

AAA 13.060478%

Cash & Call Money 1.91285196%

AA+ 1.547296%

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Mutual Fund 99.27165397%

Reverse Repo 0.90045647%

Other Holdings

Nippon India Growth Fund Direct- Growth 11.44%

Aditya Birla Sun Life Flexi Cap Fund Direct-Growth 10.39%

ICICI Prudential Bluechip Fund Direct-Growth 10.19%

Kotak Multicap Fund Direct - Growth 10.14%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Aditya Birla Sun Life Financial Planning FOF Moderate Plan	N.A.	₹36 Crs	12 yrs 5 m	0.53%
ICICI Prudential Asset Allocator Fund (FOF)	N.A.	₹25,277 Crs	12 yrs 5 m	0.23%
Kotak Multi Asset Allocator FoF - Dynamic	N.A.	₹1,708 Crs	12 yrs 5 m	0.31%
ICICI Prudential Multi Asset Fund	N.A.	₹57,485 Crs	12 yrs 5 m	0.67%
SBI Multi Asset Allocation Fund	N.A.	₹7,976 Crs	12 yrs 5 m	0.58%
Tata Multi Asset Opportunities Fund	N.A.	₹3,679 Crs	5 yrs 3 m	0.41%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Financial Planning FOF Moderate Plan	2.65%	3.22%	11.47%	15.98%	16.54%	11.53%
ICICI Prudential Asset Allocator Fund (FOF)	2.59%	4.79%	12.46%	16.08%	17.81%	13.29%
Kotak Multi Asset Allocator FoF - Dynamic	4.63%	3.07%	11.79%	21.57%	22.68%	15.52%
ICICI Prudential Multi Asset Fund	2.04%	6.2%	13.54%	21.1%	25.14%	16.07%
SBI Multi Asset Allocation Fund	3.48%	4.6%	11.35%	18.23%	16.11%	12.14%
Tata Multi Asset Opportunities Fund	2.81%	2.72%	10.08%	17.28%	20.25%	10.22%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Financial Planning FOF Moderate Plan	7.65	0.77	1.13	1.65
ICICI Prudential Asset Allocator Fund (FOF)	5.27	0.52	1.66	2.22
Kotak Multi Asset Allocator FoF - Dynamic	9.16	0.91	1.46	2.01
ICICI Prudential Multi Asset Fund	7.58	0.72	1.71	2.93
SBI Multi Asset Allocation Fund	7.4	0.7	1.39	2.37
Tata Multi Asset Opportunities Fund	8.55	0.86	1.15	1.84

View all Multi Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.78 vs. 3.76 Underperformed at beating benchmark
Sharpe	1.13 vs. 3.33 Poor risk-adjusted returns
Beta	0.77 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	7.65 vs. 4.11 More volatile performance

Compare Aditya Birla Sun Life Financial Planning FOF Moderate Plan in detail with

About this fund

About Aditya Birla Sun Life Financial Planning FOF Moderate Plan

Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct-Growth is a Multi Asset Allocation mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 01/01/2013. Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct-Growth has ₹36 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct-Growth as of 05/06/2025 is ₹44.96. The fund has an expense ratio of 0.53%, which is close to what most other Multi Asset Allocation funds charge. Currently, the fund has a 52.30% allocation to equity and 34.85% to Debt.

Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct-Growth returns of last 1-year are 12.97%. Since launch, it has delivered 11.44% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Aditya Birla Sun Life Financial Planning FoF Moderate Plan Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's equity portion is primarily invested in Unclassified sectors. It has taken less exposure in Unclassified sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in Nippon India Growth Fund Direct- Growth, Aditya Birla Sun Life Flexi Cap Fund Direct-Growth, ICICI Prudential Bluechip Fund Direct-Growth, Kotak Multicap Fund Direct - Growth, HDFC Corporate Bond Fund Direct Plan-Growth.

...

Fund AUM	₹36 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Vinod Bhat

Vinod is a CFA (USA) and has done his MBA in Finance from Wharton University of Pennsylvania (USA). He is an M.S. in Industrial Engineering from Pennsylvania State University (USA) and holds a B.Tech degree in Mechanical Engineering from IIT Bombay. Prior to joining ABSL AMC, he was the Vice President - Corporate Strategy and Business Development with Aditya Birla Management Corporation Pvt. Ltd. He had also worked with Ocean Park Advisors (USA) as a Senior Associate- Investment Banking. He was also part of Credit Suisse (USA) as an Associate - Investment Banking.

Investment objective

The Scheme aims to generate returns by investing in mutual fund schemes selected in accordance with the BSLAMC process, as per the risk-return profile of investors.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	87 view all schemes
Total AUM	₹3,82,890 Crs as on Mar 31, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	N.A.	₹209 Crs	11.06%	20.26%
Aditya Birla Sun Life Equity Hybrid '95 Fund	N.A.	₹7,193 Crs	9.54%	19.47%
Aditya Birla Sun Life Asset Allocator FoF	N.A.	₹195 Crs	12.91%	18.89%
Aditya Birla Sun Life Balanced Advantage Fund	N.A.	₹7,533 Crs	12.29%	16.62%
Aditya Birla Sun Life Retirement Fund - The 40s Plan	N.A.	₹112 Crs	13.22%	15.92%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Financial Planning FOF Moderate Plan?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Financial Planning FOF Moderate Plan - Direct Growth plan is approximately ₹44.9587 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Financial Planning FOF Moderate Plan is a 12 yrs 5 m old fund and has delivered average annual returns of 11.44% since inception.

Aditya Birla Sun Life Financial Planning FOF Moderate Plan Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
11.47%	15.98%	16.54%	11.53%	11.44%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Financial Planning FOF Moderate Plan - Direct Growth has an expense ratio of 0.53%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Financial Planning FOF Moderate Plan currently has assets under management (AUM) or fund size valued at approximately ₹36 Crs crore as of Mar 31, 2025.

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Financial Planning FOF Moderate Plan's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	19.452293%
AAA	13.060478%
Cash & Call Money	1.91285196%

What is risk level of Aditya Birla Sun Life Financial Planning FOF Moderate Plan?

This is a Multi Asset Allocation fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Aditya Birla Sun Life Financial Planning FOF Moderate Plan?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Aditya Birla Sun Life Financial Planning FOF Moderate Plan and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Aditya Birla Sun Life Financial Planning FOF Moderate Plan is complete.

How can I redeem my investments in Aditya Birla Sun Life Financial Planning FOF Moderate Plan?

Redeeming your investments in Aditya Birla Sun Life Financial Planning FOF Moderate Plan is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Aditya Birla Sun Life Financial Planning FOF Moderate Plan from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Multi Asset Allocation

#NA

Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Chance: This fund has generated only 9.37% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: Exit load of 1% if redeemed within 365 days.