Aditya Birla Sun Life ELSS Tax Saver Direct-Growth

Q: What are the returns of Aditya Birla Sun Life ELSS Tax Saver Fund?

The Aditya Birla Sun Life ELSS Tax Saver Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 14.57% since inception. Aditya Birla Sun Life ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 0.18% 14.48% 14.8% 12.44% 14.57%

Previously called: Aditya Birla SL ELSS Tax Relief 96 Direct-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹67.64+0.62% 1 day change	14.57% p.a.	App exclusive #NA View Ranked Funds	₹14,818 Cr

Historical NAV & returns

NAV: ₹67.64 as on Sep 03, 2025

This fund Category average

Aditya Birla Sun Life ELSS Tax Saver Fund overview

Expense ratio	0.97% as on Aug 31, 2025
Exit load	0%
AUM (Fund size)	₹14,818 Cr
Lock-in Period	3 Years
Age	12 yrs 8 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Aditya Birla Sun Life ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.85%	0.31%
3 Months	2.61%	1.09%
6 Months	17.57%	15.32%
1 Year	0.18%	-1.77%
2 Years	17.17%	17.64%
3 Years	14.48%	17.58%
4 Years	10.29%	14.0%
5 Years	14.8%	22.18%
7 Years	9.89%	15.33%
10 Years	12.44%	15.29%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 68.53%

Mid Cap 15.69%

Small Cap 14.15%

Other Cap 0%

Top holdings

ICICI Bank Ltd.8.76%

HDFC Bank Ltd.7.54%

Infosys Ltd.4.64%

Fortis Healthcare Ltd.4.23%

Top sectors

Financial 31.410000000000004%

Healthcare 10.57%

Services 10.049999999999999%

Automobile 7.83%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Reverse Repo 1.24785014%

Net Receivables 0.24766257%

Other Holdings

Others 1.25%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life ELSS Tax Saver Fund	N.A.	14,818 Cr	12 yrs 8 m	0.97%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,294 Cr	6 yrs 2 m	0.62%
HDFC ELSS Tax Saver Fund	N.A.	16,454 Cr	12 yrs 8 m	1.09%
SBI Long Term Equity Fund	N.A.	28,506 Cr	12 yrs 8 m	0.95%
DSP ELSS Tax Saver Fund	N.A.	16,974 Cr	12 yrs 8 m	0.69%
Kotak ELSS Tax Saver Fund	N.A.	6,266 Cr	12 yrs 8 m	0.62%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life ELSS Tax Saver Fund	0.85%	17.57%	0.18%	14.48%	14.8%	12.44%
Parag Parikh ELSS Tax Saver Fund	0.72%	12.37%	4.1%	19.59%	23.38%	13.05%
HDFC ELSS Tax Saver Fund	1.4%	15.92%	3.0%	22.15%	25.63%	15.34%
SBI Long Term Equity Fund	0.2%	12.1%	-2.51%	24.18%	25.85%	15.63%
DSP ELSS Tax Saver Fund	-0.54%	12.51%	-2.98%	19.66%	24.15%	17.15%
Kotak ELSS Tax Saver Fund	-0.06%	16.02%	-2.78%	16.92%	22.67%	15.97%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life ELSS Tax Saver Fund	12.73	0.93	0.58	0.94
Parag Parikh ELSS Tax Saver Fund	9.79	0.67	1.2	1.92
HDFC ELSS Tax Saver Fund	11.49	0.84	1.23	2.13
SBI Long Term Equity Fund	13.48	0.96	1.17	1.99
DSP ELSS Tax Saver Fund	13.35	0.97	0.91	1.87
Kotak ELSS Tax Saver Fund	12.91	0.92	0.75	1.03

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.2 vs. 5.36 Underperformed at beating benchmark
Sharpe	0.58 vs. 5.78 Poor risk-adjusted returns
Beta	0.93 vs. 0.91 More sensitive to market's ups & downs
Standard deviation	12.73 vs. 11.99 More volatile performance

Compare Aditya Birla Sun Life ELSS Tax Saver Fund in detail with

About this fund

About Aditya Birla Sun Life ELSS Tax Saver Fund

Aditya Birla Sun Life ELSS Tax Saver Direct-Growth is a ELSS mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 12 yrs 8 m, having been launched on 01/01/2013. Aditya Birla Sun Life ELSS Tax Saver Direct-Growth has ₹14,818 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life ELSS Tax Saver Direct-Growth as of 03/09/2025 is ₹67.64. The fund has an expense ratio of 0.97%, which is close to what most other Elss funds charge.

Aditya Birla Sun Life ELSS Tax Saver Direct-Growth returns of last 1-year are -0.22%. Since launch, it has delivered 14.59% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Aditya Birla Sun Life ELSS Tax Saver Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Healthcare, Services, Automobile, Technology sectors. It has taken less exposure in Financial, Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Infosys Ltd., Fortis Healthcare Ltd., Axis Bank Ltd..

...

Fund AUM	14,818 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Dhaval Shah

Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation. Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Investment objective

The scheme seeks long-term capital growth and will invest approximately 80 per cent of its assets in equity, while the balance would be a invested in debt and money market instrument. It was converted to an open-ended scheme with effect from July 1999. A combination of top down & bottom up approach will be followed in the stock selection process.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	90 view all schemes
Total AUM	4,05,267 Cr as on Jun 30, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Aditya Birla Sun Life PSU Equity Fund	N.A.	5,391 Cr	-11.12%	31.57%
Aditya Birla Sun Life Infrastructure Fund	N.A.	1,065 Cr	-4.66%	29.6%
Aditya Birla Sun Life Mid Cap Fund	N.A.	5,646 Cr	-2.01%	25.36%
Aditya Birla Sun Life Small Cap Fund	N.A.	4,531 Cr	-5.5%	24.97%
Aditya Birla Sun Life Value Fund	N.A.	5,826 Cr	-9.4%	22.92%
Aditya Birla Sun Life Dividend Yield Fund	N.A.	1,416 Cr	-8.96%	22.88%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life ELSS Tax Saver Fund - Direct Growth plan is approximately ₹67.64 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life ELSS Tax Saver Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 14.57% since inception.

Aditya Birla Sun Life ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
0.18%	14.48%	14.8%	12.44%	14.57%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life ELSS Tax Saver Fund - Direct Growth has an expense ratio of 0.97%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 14,818 Cr as on Apr 30, 2025.

What are the top stock holdings of Aditya Birla Sun Life ELSS Tax Saver Fund?

The Aditya Birla Sun Life ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	8.76%
HDFC Bank Ltd.	7.54%
Infosys Ltd.	4.64%
Fortis Healthcare Ltd.	4.23%
Axis Bank Ltd.	3.5%
Bharti Airtel Ltd.	3.42%
Reliance Industries Ltd.	3.38%
State Bank of India	3.14%
Eternal Ltd.	2.6%
Larsen & Toubro Ltd.	2.59%

What are the top sectors Aditya Birla Sun Life ELSS Tax Saver Fund has invested in?

The Aditya Birla Sun Life ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	31.410000000000004%
Healthcare	10.57%
Services	10.049999999999999%
Automobile	7.83%
Technology	7.779999999999999%
Consumer Staples	6.419999999999999%
Energy	6.109999999999999%
Metals & Mining	3.78%
Communication	3.42%
Construction	3.2699999999999996%

What is risk level of Aditya Birla Sun Life ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in Aditya Birla Sun Life ELSS Tax Saver Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Aditya Birla Sun Life ELSS Tax Saver Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Aditya Birla Sun Life ELSS Tax Saver Fund is complete.

How can I redeem my investments in Aditya Birla Sun Life ELSS Tax Saver Fund?

Redeeming your investments in Aditya Birla Sun Life ELSS Tax Saver Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Aditya Birla Sun Life ELSS Tax Saver Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 9.96% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.