Aditya Birla Sun Life Bal Bhavishya Yojna

Q: What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Bal Bhavishya Yojna is a 7 yrs old fund and has delivered average annual returns of 10.24% since inception. Aditya Birla Sun Life Bal Bhavishya Yojna Returns 1-Year 3-Year 5-Year Since Inception 8.57% 13.84% 9.5% 10.24%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹19.77-1.1% 1 day change	10.24% p.a.	App exclusive #NA View Ranked Funds	₹1,206 Cr

Historical NAV & returns

NAV: ₹19.77 as on Feb 02, 2026

This fund Category average

Aditya Birla Sun Life Bal Bhavishya Yojna overview

AUM (Fund size)	₹1,206 Cr
Exit load	0%
Lock-in Period	Nil
Age	7 yrs since Jan 22, 2019
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.17% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Aditya Birla Sun Life Bal Bhavishya Yojna Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Dec 31, 2025

Large Cap 55.41%

Mid Cap 14.01%

Small Cap 29.05%

Other Cap 0%

Top holdings

ICICI Bank Ltd.5.79%

HDFC Bank Ltd.4.94%

Reliance Industries Ltd.4.31%

Infosys Ltd.3.7%

Top sectors

Financial 27.279999999999998%

Technology 8.68%

Services 8.559999999999999%

Healthcare 7.919999999999999%

Cash & Call Money 6.08730261%

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Reverse Repo 1.65235182%

Other Holdings

Others 1.65%

Detailed portfolio analysis

Key risk & return ratios Compared to other funds in the category

Alpha	-1.23 vs. 1.51 Underperformed at beating benchmark
Sharpe	0.65 vs. 3.95 Poor risk-adjusted returns
Beta	0.95 vs. 0.57 More sensitive to market's ups & downs
Standard deviation	12.68 vs. 8.46 More volatile performance

Compare Aditya Birla Sun Life Bal Bhavishya Yojna in detail with

About this fund

About Aditya Birla Sun Life Bal Bhavishya Yojna

Aditya Birla Sun Life Bal Bhavishya Yojna is a Children Solutions mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 7 yrs, having been launched on 22/01/2019. Aditya Birla Sun Life Bal Bhavishya Yojna has ₹1,206 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Bal Bhavishya Yojna as of 02/02/2026 is ₹19.77. The fund has an expense ratio of 2.17%, which is higher than what most other Children Solutions funds charge.

Aditya Birla Sun Life Bal Bhavishya Yojna returns of last 1-year are 7.87%. Since launch, it has delivered 10.26% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Aditya Birla Sun Life Bal Bhavishya Yojna scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Technology, Services, Healthcare, Automobile sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Reliance Industries Ltd., Infosys Ltd., Bharti Airtel Ltd..

...

Fund AUM	1,206 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Harshil Suvarnkar

Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law. Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

Chanchal Khandelwal

Mr. Khandelwal has done B.Com.(H) and MBA (Finance) Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.

Investment objective

The scheme seeks generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	88 view all schemes
Total AUM	4,47,038 Cr as on Dec 31, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Aditya Birla Sun Life PSU Equity Fund	N.A.	5,643 Cr	17.92%	27.28%
Aditya Birla Sun Life Infrastructure Fund	N.A.	1,113 Cr	8.24%	19.9%
Aditya Birla Sun Life Dividend Yield Fund	N.A.	1,511 Cr	7.29%	19.08%
Aditya Birla Sun Life Nifty Midcap 150 Index Fund	N.A.	426 Cr	8.05%	N.A.
Aditya Birla Sun Life Mid Cap Fund	N.A.	6,301 Cr	6.95%	18.15%
Aditya Birla Sun Life Value Fund	N.A.	6,411 Cr	6.7%	16.73%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Bal Bhavishya Yojna?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Bal Bhavishya Yojna plan is approximately ₹19.77 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Bal Bhavishya Yojna is a 7 yrs old fund and has delivered average annual returns of 10.24% since inception.

Aditya Birla Sun Life Bal Bhavishya Yojna Returns

1-Year	3-Year	5-Year	Since Inception
8.57%	13.84%	9.5%	10.24%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Bal Bhavishya Yojna has an expense ratio of 2.17%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Bal Bhavishya Yojna currently has assets under management (AUM) or fund size valued at approximately 1,206 Cr as on Dec 31, 2025.

What are the top stock holdings of Aditya Birla Sun Life Bal Bhavishya Yojna?

The Aditya Birla Sun Life Bal Bhavishya Yojna has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	5.79%
HDFC Bank Ltd.	4.94%
Reliance Industries Ltd.	4.31%
Infosys Ltd.	3.7%
Bharti Airtel Ltd.	2.92%
Axis Bank Ltd.	2.85%
Maruti Suzuki India Ltd.	2.75%
Larsen & Toubro Ltd.	2.37%
AU Small Finance Bank Ltd.	2.13%
Hindalco Industries Ltd.	2.13%

What are the top sectors Aditya Birla Sun Life Bal Bhavishya Yojna has invested in?

The Aditya Birla Sun Life Bal Bhavishya Yojna has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.279999999999998%
Technology	8.68%
Services	8.559999999999999%
Healthcare	7.919999999999999%
Automobile	7.260000000000001%
Consumer Staples	6.630000000000001%
Energy	6.45%
Metals & Mining	5.91%
Materials	4.65%
Chemicals	3.5100000000000002%

What is risk level of Aditya Birla Sun Life Bal Bhavishya Yojna?

This is a Children Solutions fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Aditya Birla Sun Life Bal Bhavishya Yojna?

Redeeming your investments in the Aditya Birla Sun Life Bal Bhavishya Yojna is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Children Solutions

#NA

Chance: This fund has generated a 11.77% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.