Aditya Birla Sun Life Asset Allocator FoF Direct-Growth

Q: What are the returns of Aditya Birla Sun Life Asset Allocator FoF?

The Aditya Birla Sun Life Asset Allocator FoF is a 12 yrs 3 m old fund and has delivered average annual returns of 6.99% since inception. Aditya Birla Sun Life Asset Allocator FoF Returns 1-Year 3-Year 5-Year 10-Year Since Inception 13.63% 16.51% 19.77% 12.65% 6.99%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹34.2454+0.0% 1 day change	6.99% p.a.	#NA View Ranked Funds	3

Historical NAV & returns

NAV: ₹34.2454 as on Apr 23, 2025

This fund Category average

Aditya Birla Sun Life Asset Allocator FoF overview

VRO rating	3
Expense ratio	0.2% as on Mar 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 1 year!
AUM (Fund size)	₹195 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Very High

Aditya Birla Sun Life Asset Allocator FoF Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	3.77%	3.01%
3 months	5.7%	4.58%
6 months	3.2%	2.72%
1 year	13.63%	12.05%
3 years	16.51%	14.6%
5 years	19.77%	17.76%
7 years	13.42%	11.65%
10 years	12.65%	11.11%

Asset allocationas on Mar 31, 2025

Large Cap 36.208928%

Mid Cap 14.177479999999997%

Small Cap 8.927660000000001%

Other Cap 0.005932000000003035%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 11.730681%

SOV 10.551729%

Cash & Call Money 1.79344873%

AA+ 0.77762%

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Mutual Fund 98.97100219999999%

Reverse Repo 1.26401468%

Other Holdings

Aditya Birla Sun Life Gold ETF 14.82%

Aditya Birla Sun Life Nifty Next 50 Index Fund Direct-Growth 12.49%

Aditya Birla Sun Life Flexi Cap Fund Direct-Growth 11.88%

Aditya Birla Sun Life Multi-Cap Fund Direct-Growth 11.3%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Aditya Birla Sun Life Asset Allocator FoF	N.A.	₹195 Crs	12 yrs 3 m	0.2%
Kotak Multi Asset Allocator FoF - Dynamic	N.A.	₹1,652 Crs	12 yrs 3 m	0.29%
Franklin India Dynamic Asset Allocation FoF	N.A.	₹1,272 Crs	12 yrs 3 m	1.12%
HSBC Aggressive Hybrid Active FoF	N.A.	₹38 Crs	11 yrs	0.11%
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	N.A.	₹209 Crs	12 yrs 3 m	0.42%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Asset Allocator FoF	3.77%	3.2%	13.63%	16.51%	19.77%	12.65%
Kotak Multi Asset Allocator FoF - Dynamic	3.08%	1.89%	12.41%	19.48%	23.97%	15.13%
Franklin India Dynamic Asset Allocation FoF	2.5%	1.95%	10.16%	15.03%	22.33%	11.34%
HSBC Aggressive Hybrid Active FoF	3.28%	-2.42%	8.36%	15.01%	21.4%	12.26%
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	3.85%	0.51%	12.37%	16.64%	20.7%	13.23%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Asset Allocator FoF	8.73	0.86	0.91	1.7
Kotak Multi Asset Allocator FoF - Dynamic	9.27	0.91	1.14	1.82
Franklin India Dynamic Asset Allocation FoF	7.27	0.66	0.98	1.61
HSBC Aggressive Hybrid Active FoF	12.06	0.95	0.53	0.84
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	10.77	1.08	0.75	1.19

View all Hybrid Fof funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.8 vs. 5.38 Underperformed at beating benchmark
Sharpe	0.91 vs. 4.55 Poor risk-adjusted returns
Beta	0.86 vs. 1.11 Less sensitive to market ups & downs
Standard deviation	8.73 vs. 7.2 More volatile performance

Compare Aditya Birla Sun Life Asset Allocator FoF in detail with

About this fund

About Aditya Birla Sun Life Asset Allocator FoF

Aditya Birla Sun Life Asset Allocator FoF Direct-Growth is a Hybrid FoF mutual fund scheme from Aditya Birla Sun Life Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. Aditya Birla Sun Life Asset Allocator FoF Direct-Growth has ₹195 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Aditya Birla Sun Life Asset Allocator FoF Direct-Growth as of 23/04/2025 is ₹34.25. The fund has an expense ratio of 0.2%, which is close to what most other Hybrid Fof funds charge. Currently, the fund has a 59.32% allocation to equity and 23.49% to Debt.

Aditya Birla Sun Life Asset Allocator FoF Direct-Growth returns of last 1-year are 14.32%. Since launch, it has delivered 12.50% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Aditya Birla Sun Life Asset Allocator FoF Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Unclassified sectors. It has taken less exposure in Unclassified sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in Aditya Birla Sun Life Gold ETF, Aditya Birla Sun Life Nifty Next 50 Index Fund Direct-Growth, Aditya Birla Sun Life Flexi Cap Fund Direct-Growth, Aditya Birla Sun Life Multi-Cap Fund Direct-Growth, Aditya Birla Sun Life Corporate Bond Fund Direct-Growth.

...

Fund AUM	₹195 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Vinod Bhat

Vinod is a CFA (USA) and has done his MBA in Finance from Wharton University of Pennsylvania (USA). He is an M.S. in Industrial Engineering from Pennsylvania State University (USA) and holds a B.Tech degree in Mechanical Engineering from IIT Bombay. Prior to joining ABSL AMC, he was the Vice President - Corporate Strategy and Business Development with Aditya Birla Management Corporation Pvt. Ltd. He had also worked with Ocean Park Advisors (USA) as a Senior Associate- Investment Banking. He was also part of Credit Suisse (USA) as an Associate - Investment Banking.

Investment objective

The Scheme seeks to generate capital appreciation primarily from a portfolio of equity schemes, ETFs and debt schemes accessed through the diversified investment styles.

Aditya Birla Sun Life Mutual Fund details

No. of schemes	89 view all schemes
Total AUM	₹3,82,890 Crs as on Mar 31, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

More funds from Aditya Birla Sun Life Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	N.A.	₹209 Crs	12.37%	20.7%
Aditya Birla Sun Life Equity Hybrid '95 Fund	N.A.	₹7,193 Crs	10.26%	20.14%
Aditya Birla Sun Life Balanced Advantage Fund	N.A.	₹7,321 Crs	13.22%	18.08%
Aditya Birla Sun Life Financial Planning FOF Moderate Plan	N.A.	₹36 Crs	12.54%	16.94%
Aditya Birla Sun Life Retirement Fund - The 40s Plan	N.A.	₹109 Crs	12.98%	16.67%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Aditya Birla Sun Life Asset Allocator FoF?

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Asset Allocator FoF - Direct Growth plan is approximately ₹34.2454 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The Aditya Birla Sun Life Asset Allocator FoF is a 12 yrs 3 m old fund and has delivered average annual returns of 6.99% since inception.

Aditya Birla Sun Life Asset Allocator FoF Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
13.63%	16.51%	19.77%	12.65%	6.99%

How much does this mutual fund charge as expense ratio?

The Aditya Birla Sun Life Asset Allocator FoF - Direct Growth has an expense ratio of 0.2%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Aditya Birla Sun Life Asset Allocator FoF currently has assets under management (AUM) or fund size valued at approximately ₹195 Crs crore as of Mar 31, 2025.

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Aditya Birla Sun Life Asset Allocator FoF's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	11.730681%
SOV	10.551729%
Cash & Call Money	1.79344873%

What is risk level of Aditya Birla Sun Life Asset Allocator FoF?

This is a Hybrid Fof fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Aditya Birla Sun Life Asset Allocator FoF?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Aditya Birla Sun Life Asset Allocator FoF and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Aditya Birla Sun Life Asset Allocator FoF is complete.

How can I redeem my investments in Aditya Birla Sun Life Asset Allocator FoF?

Redeeming your investments in Aditya Birla Sun Life Asset Allocator FoF is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Aditya Birla Sun Life Asset Allocator FoF from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Hybrid FoF

#NA

Return Outperformance: This fund has generated highest return amongst Hybrid FoF funds in the last 10 Years.
Age: This is the 2nd oldest Hybrid FoF fund.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 1 year