360 ONE Liquid Fund

Q: What are the returns of this mutual fund scheme?

The 360 ONE Liquid Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 6.15% since inception. 360 ONE Liquid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.11% 6.75% 5.65% 5.74% 6.15%

Q: How much does this mutual fund charge as expense ratio?

The 360 ONE Liquid Fund has an expense ratio of 0.32% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹2076.7862+0.03% 1 day change	6.15% p.a.	App exclusive #NA View Ranked Funds	₹1,057 Cr

Historical NAV & returns

NAV: ₹2076.7862 as on Feb 02, 2026

This fund Category average

360 ONE Liquid Fund overview

AUM (Fund size)	₹1,057 Cr
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
Lock-in Period	Nil
Age	12 yrs 3 m since Nov 01, 2013
Benchmark	CRISIL Liquid Debt A-I Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	0.32% as on Feb 02, 2026
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

360 ONE Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.4%	0.44%
3 Months	1.37%	1.27%
6 Months	2.77%	2.69%
1 Year	6.11%	6.09%
2 Years	6.63%	6.65%
3 Years	6.75%	6.76%
4 Years	6.32%	6.32%
5 Years	5.65%	5.69%
7 Years	5.32%	5.49%
10 Years	5.74%	6.12%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 73.31797531%

SOV 15.57055779%

Cash & Call Money 5.64360452%

AAA 5.2068603%

Top Debt Holdings

Reserve Bank of India 15.57%

Bank Of Baroda 7.04%

Canara Bank 7.01%

Punjab National Bank 7.0%

Allocation by Instruments

Certificate of Deposit 47.619978480000015%

Commercial Paper 25.69799683%

Treasury Bills 15.570557789999999%

Reverse Repo 5.22427075%

Other Holdings

Others 5.22%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
360 ONE Liquid Fund	0.4%	2.77%	6.11%	6.75%	5.65%	5.74%
Canara Robeco Liquid Fund	0.42%	2.85%	6.35%	6.94%	5.84%	6.01%
Mirae Asset Liquid Fund	0.42%	2.85%	6.3%	6.91%	5.83%	6.06%
Bank of India Liquid Fund	0.45%	2.9%	6.4%	6.99%	5.89%	6.12%
Mahindra Manulife Liquid Fund	0.43%	2.87%	6.32%	6.93%	5.85%	5.8%
JM Liquid Fund	0.43%	2.82%	6.24%	6.83%	5.78%	6.09%

Fund name	Std. deviation	Beta	Sharpe	Sortino
360 ONE Liquid Fund	0.19	0.22	2.05	2.89
Canara Robeco Liquid Fund	0.2	0.24	2.89	4.16
Mirae Asset Liquid Fund	0.2	0.23	2.79	4.37
Bank of India Liquid Fund	0.19	0.21	3.36	5.0
Mahindra Manulife Liquid Fund	0.19	0.22	3.05	4.5
JM Liquid Fund	0.18	0.21	2.66	3.59

Fund name	ETM Rank	AUM	Fund age	Expense ratio
360 ONE Liquid Fund	N.A.	1,057 Cr	12 yrs 3 m	0.32%
Canara Robeco Liquid Fund	N.A.	5,149 Cr	17 yrs 6 m	0.15%
Mirae Asset Liquid Fund	N.A.	15,757 Cr	17 yrs	0.19%
Bank of India Liquid Fund	N.A.	1,107 Cr	17 yrs 6 m	0.14%
Mahindra Manulife Liquid Fund	N.A.	1,216 Cr	9 yrs 6 m	0.26%
JM Liquid Fund	N.A.	2,285 Cr	28 yrs 1 m	0.26%

View all Liquid funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.81 vs. 2.81 Underperformed at beating benchmark
Sharpe	2.05 vs. 2.63 Poor risk-adjusted returns
Beta	0.22 vs. 1.66 Less sensitive to market ups & downs
Standard deviation	0.19 vs. 0.16 More volatile performance

Compare 360 ONE Liquid Fund in detail with

About this fund

About 360 ONE Liquid Fund

360 ONE Liquid Fund is a Liquid mutual fund scheme from 360 One Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/11/2013. 360 ONE Liquid Fund has ₹1,057 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of 360 ONE Liquid Fund as of 02/02/2026 is ₹2076.79. The fund has an expense ratio of 0.32%, which is higher than what most other Liquid funds charge.

360 ONE Liquid Fund returns of last 1-year are 6.13%. Since launch, it has delivered 6.16% average annual returns. The fund has doubled the money invested in it every 12 yrs.
360 ONE Liquid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, Bank Of Baroda, Canara Bank, Punjab National Bank, HDFC Bank Ltd..

...

Fund AUM	1,057 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Milan Mody

Mr. Mody has done B.Com & MBA in Finance Prior to joining 360 ONE Mutual Fund he has worked with ITI Mutual Fund, ZyFin Research Private Ltd, Sahara India Life Insurance Company Ltd, He was also associated with Darashaw and BRICS securities.

Viral Mehta

B.COM, Chartered Accountant, CFA Prior joining the 360 One AMC, he was associated with Aditya Birla Capital, Axis Bank, PPFAS Mutual Fund and Edelweiss Global Wealth.

Investment objective

The scheme seeks to provide liquidity with reasonable returns in commensuration with low risk through a portfolio of money market and debt securities with residual maturity of up to 91days.

360 ONE Mutual Fund details

No. of schemes	9 view all schemes
Total AUM	13,434 Cr as on Dec 31, 2025
Address	IIFL Centre-7th Floor, Kamala City, Senapati Bapat Marg, Lower Parel, Mumbai, 400013
Email	service@iiflmf.com
Phone	+91-22-48765461

More funds from 360 ONE Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
360 ONE Dynamic Bond Fund	N.A.	618 Cr	7.52%	8.23%
360 ONE Overnight Fund	N.A.	217 Cr	N.A.	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of 360 ONE Liquid Fund?

The current Net Asset Value (NAV) of the 360 ONE Liquid Fund plan is approximately ₹2076.7862 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The 360 ONE Liquid Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 6.15% since inception.

360 ONE Liquid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.11%	6.75%	5.65%	5.74%	6.15%

How much does this mutual fund charge as expense ratio?

The 360 ONE Liquid Fund has an expense ratio of 0.32%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The 360 ONE Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 1,057 Cr as on Dec 31, 2025.

To whom does 360 ONE Liquid Fund lend to?

The top 3 debt holdings of 360 ONE Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	15.57%
Bank Of Baroda	7.04%
Canara Bank	7.01%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The 360 ONE Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	73.31797531%
SOV	15.57055779%
Cash & Call Money	5.64360452%

What is risk level of 360 ONE Liquid Fund?

This is a Liquid fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in 360 ONE Liquid Fund?

Redeeming your investments in the 360 ONE Liquid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Liquid

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Liquid funds in the last 1 Year.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.