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Bajaj Finance Ltd. Fixed Deposit (FD) Interest Rates

Bajaj highest fd interest
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Features of Bajaj Finance Ltd. FD

ET Money commission
Interest rates (p.a)6.36% - 7.75%
aum fund
Minimum deposit ₹15,000
aum fund
Maximum deposit ₹1 Cr
lock in
Lock-in lock3 months
age
Tenure 1 yr - 5 yrs
senior citizen
Senior citizen help icon Extra up to 0.25% p.a.

Why Bajaj Finance Ltd. FD is the right choice

high returns
Higher Returns

Get more returns than bank FD; assured returns up to 7.75% p.a.

high credit rating
Strong Financials

CRISIL AAA (Stable) and ICRA AAA (Stable)

flexible payout options
Flexible Payout Options

Get interest amount at regular intervals or lumpsum at maturity

FD Calculator

Bajaj Finance Ltd. FD Interest Rates 2025 (Below Rs.2 crore)

Tenure

(in months)
Interest payout
On maturity Monthly Quarterly Half yearly Annual
12 - 14
 6.55% 6.36% 6.4% 6.45% 6.55%
15 - 15
 6.7% 6.5% 6.54% 6.59% 6.7%
16 - 17
 6.55% 6.36% 6.4% 6.45% 6.55%
18 - 18
 6.8% 6.6% 6.63% 6.69% 6.8%
19 - 21
 6.55% 6.36% 6.4% 6.45% 6.55%
22 - 22
 7.05% 6.83% 6.87% 6.93% 7.05%
23 - 23
 6.55% 6.36% 6.4% 6.45% 6.55%
24 - 29
 7.25% 7.02% 7.06% 7.12% 7.25%
30 - 30
 7.35% 7.11% 7.16% 7.22% 7.35%
31 - 32
 7.25% 7.02% 7.06% 7.12% 7.25%
33 - 33
 7.35% 7.11% 7.16% 7.22% 7.35%
34 - 35
 7.25% 7.02% 7.06% 7.12% 7.25%
36 - 43
 7.4% 7.16% 7.2% 7.27% 7.4%
44 - 60
 7.5% 7.25% 7.3% 7.36% 7.6%

Who can invest in Bajaj Finance Ltd. FD?

Individual investor

Individuals investing as single FD holders

Above 18

Investors who are above 18 years of age. Senior citizens earn additional up to 0.25% p.a. interest

Indian resident

Investors who are resident Indian citizens

Invest in Bajaj Finance Ltd. FD online in 4 easy steps

  • Enter FD details

    Select amount, tenure and interest payout i.e. regularly or on maturity

  • Setup investment account

    Setup your Investment Account with ET Money by submitting your personal and professional details

  • Make payment

    Make payment using Netbanking, UPI or EasyPay

  • FD is booked

    Your FD will be booked. FD Account number will be available to you on App and email.

Early withdrawal rules
  • a) Up to 3 months from date of deposit: Withdrawal is not permitted.
  • b) After 3 months but before 6 months: Interest shall not be payable.
  • c) After 6 months but before the date of maturity: The rate of interest shall be 2% lower than the rate specified for the period during which the scheme has run. In case of no rate being specified for the deposit period, interest rate payable shall be 3% lower than the lowest rate offered by the BFL

About Bajaj Finance Limited

Bajaj Finance Limited, a subsidiary of Bajaj Finserv, is an Indian Non-Banking Financial Company (NBFC). Bajaj Finance is the only Indian NBFC to have the 'BBB' rating from the international rating agency S&P Global and its fixed deposit has both ICRA's MAAA and CRISIL's FAAA ratings, the highest in their respective categories. These indicate that this offering is safe and will offer timely returns.

Benefits of Bajaj Finance Limited Fixed Deposit

  • 1. High Returns - Get attractive returns up to 7.50% p.a. for regular deposit and up to 7.75% p.a. for senior citizens. These high interest rates are beneficial over longer tenures, where power of compounding helps to increase the wealth rapidly.
  • 2. High Stability & Credibility - As the only Indian NBFC with an international rating of 'BBB' by S&P Global, Bajaj Fixed Deposit is a good choice for investors seeking safe avenues to deposit their capital. It has also been certified with highest stability ratings with CRISIL's FAAA/Stable rating and ICRA's MAAA/Stable rating.
  • 3. Flexible Tenor and payout option - While investing in Bajaj Fixed Deposit, you can select tenure from 12 months to 60 months. If you want a regular income to pay your bills or EMIs, you can opt for monthly or quarterly interest payouts. Alternatively, you can save interests till maturity and enjoy compounded growth of your investment capital.
  • 4. Minimum deposit of ₹15000 - The minimum investment in Bajaj Fixed Deposit is ₹15000. This helps in building a habit of saving and you can open FD anytime, without waiting for a large corpus, yet laddering your investments by getting great returns.
  • 5. Multi-deposit functionality - With Bajaj Fixed Deposit, you can open several FDs, each having different tenures and amounts. This ensures better access to liquidity in case of financial emergency as you can withdraw one FD prematurely without disturbing the other ones.

Frequently Asked Questions

Who all can invest in Bajaj Finance fixed deposit?

Resident individuals with more than 18 years of age as on date of application can invest through the ET Money app. Non-resident Individuals, Overseas Citizen of India, Persons of Indian origin and Sole Proprietorships are not allowed to invest through this app.

Once FD is booked, 15G/H form can be submitted online on Bajaj Finance's customer portal “Experia” - https://customer-login. bajajfinserv.in/Customer. Your mobile number are the login credentials for Experia

No. FD is locked with a specific rate, you will continue to receive that rate till maturity. If you wish to avail the new rate, you need to invest in a new Fixed Deposit.

By proceeding, I agree to Bajaj Finance Ltd.'s disclaimers