ShareUTKARSHBNK Competitor Analysis
| UTKARSHBNK | ICICIBANK  | SBIN | HDFCBANK | KOTAKBANK | |
|---|---|---|---|---|---|
Overview | |||||
| Current price (₹) As on 30 Sept, 2025, 03:43 PM | 20.98 0.05% | 1,348.00 -0.01% | 872.45 0.2% | 951.00 0.07% | 1,992.70 0.06% |
| Market cap (₹ Cr) | 2,311 | 9,62,350 | 8,05,325 | 7,29,887 | 3,96,226 |
Report Card | |||||
| Quality | |||||
| Growth | |||||
| Momentum | |||||
| Value | |||||
Past ReturnsAbsolute Returns Shown | |||||
| 1D | 0.33% | -0.85% | 1.61% | 0.56% | -0.16% |
| 1W | -3.36% | -3.31% | 0.02% | -0.72% | -2.74% |
| 1M | 0.58% | -3.56% | 8.5% | -0.14% | 1.6% |
| 3M | -14.3% | -6.76% | 6.14% | -5.04% | -7.95% |
| 6M | -4.81% | -0.02% | 12.86% | 3.96% | -8.27% |
| 1Y | -53.38% | 5.9% | 10.52% | 9.73% | 7.42% |
| 5Y | -- | 280.01% | 369.66% | 76.21% | 57.04% |
Income StatementAnnual data as on 30 Sept 2025. All values in ₹ Cr. YoY growth displayed | |||||
| Net Interest Income | 2,023 7.26% | 97,304 13.93% | 1,89,994 5.87% | 1,52,473 17.73% | 37,394 11.06% |
NIM (%) | 9.25 -- | 4.43 -- | 3.08 -- | 4.08 -- | 5.17 -- |
| Profit Before Tax | 27.65 -95.81% | 72,854 20.55% | 1,06,375 16.6% | 96,242 25.69% | 21,946 -8.03% |
| Profit After Tax | 23.7 -95.24% | 54,419 20.91% | 79,017 15.97% | 73,440 12.21% | 21,946 22.08% |
| EPS | 0.22 -95.41% | 72.41 14.59% | 86.91 15.62% | 92.81 2.64% | 111.29 21.69% |
Balance Sheet & Cash FlowAnnual data as on 30 Sept 2025. All values in ₹ Cr. YoY growth displayed | |||||
| Deposits | 21,566 23.42% | 16,41,637 13.72% | 54,39,898 9.53% | 27,10,898 14.05% | 4,94,707 11.1% |
| Borrowings | 2,355 18.05% | 2,18,883 5.52% | 6,10,857 -4.5% | 6,34,606 -13.14% | 97,622 29.98% |
| Advances | 18,716 14.37% | 14,20,664 12.68% | 42,50,831 12.33% | 27,24,938 6.2% | 4,86,166 12.97% |
| Fixed Assets | 386.92 24.18% | 24,272 54.46% | 46,338 3.65% | 15,258 21.06% | 3,759 7.09% |
| Cash from Operating Activity | 875.58 -11.67% | 1,22,805 -21.92% | 48,486 124.14% | 1,27,242 567.27% | 16,916 7.85% |
| Cash from Investment Activity | -776.88 -25.34% | -77,288 47.04% | -5,635 -32.53% | -3,851 -172.47% | -25,272 -177.81% |
| Cash from Financing Activity | 310.45 122.27% | 5,589 -59.4% | -13,739 -38.83% | -1,02,478 -2472.88% | 22,165 42.86% |
| Net Cash Flow | 409.15 -19.95% | 51,255 94.8% | 31,361 279.67% | 21,113 -33.37% | 13,855 -37.82% |
| Net NPA % | 4.84 16033.33% | 0.42 -6.67% | 0.47 -17.54% | 0.43 30.3% | 0.04 -88.24% |
RatiosAnnual data as on 30 Sept 2025. | |||||
| PB | 0.82 | 3.10 | 1.50 | 2.68 | 2.74 |
| ROA | 0.09 | 2.17 | 1.12 | 1.74 | 2.66 |
| ROE (%) | 0.80 | 19.21 | 17.52 | 15.12 | 15.28 |
| Dividend Yield (%) | 2.38 | 0.82 | 1.82 | 2.31 | 0.13 |
| Debt to Equity | 8.04 | 6.04 | 13.16 | 6.46 | 3.76 |
