Spandana Sphoorty Financial Ltd.
ShareSPANDANA Competitor Analysis
| SPANDANA | BAJFINANCE  | CHOLAFIN | MUTHOOTFIN | SHRIRAMFIN | |
|---|---|---|---|---|---|
Overview | |||||
| Current price (₹) As on 30 Sept, 2025, 03:59 PM | 250.58 1.15% | 998.90 0.8% | 1,610.80 1.2% | 3,077.10 0.4% | 616.10 0.7% |
| Market cap (₹ Cr) | 2,005 | 6,20,745 | 1,35,502 | 1,23,536 | 1,15,874 |
Report Card | |||||
| Quality | |||||
| Growth | |||||
| Momentum | |||||
| Value | |||||
Past ReturnsAbsolute Returns Shown | |||||
| 1D | -1.07% | 0.59% | 1.39% | 1.47% | 0.95% |
| 1W | -3.61% | -3.37% | -1.98% | 0.13% | -2.7% |
| 1M | 1.88% | 12.88% | 12.04% | 16.18% | 5.44% |
| 3M | -11.08% | 5.81% | -2.23% | 16.8% | -13.45% |
| 6M | 5.41% | 10.78% | 4.72% | 28.61% | -6.74% |
| 1Y | -57.67% | 28.64% | -1.01% | 50.83% | -14.48% |
| 5Y | -51.47% | 202.25% | 538.85% | 170.71% | 393.9% |
Income StatementAnnual data as on 30 Sept 2025. All values in ₹ Cr. YoY growth displayed | |||||
| Net Interest Income | 1,423 -4.94% | 44,913 23.92% | 13,351 34.74% | 12,802 32.91% | 23,380 12.09% |
NIM (%) | 16.8 -- | 11.24 -- | 7.93 -- | 12.08 -- | 9.56 -- |
| Profit Before Tax | -1,379 -305.65% | 24,659 16.14% | 5,741 24.67% | 7,266 21.16% | 11,522 10.77% |
| Profit After Tax | -1,035 -306.7% | 19,359 18.22% | 4,260 24.89% | 5,352 19.79% | 8,442 7.77% |
| EPS | -145.17 -306.15% | 268.94 13.53% | 50.72 23.2% | 132.84 23.32% | 50.82 -74.11% |
Balance Sheet & Cash FlowAnnual data as on 30 Sept 2025. All values in ₹ Cr. YoY growth displayed | |||||
| Net Worth | 2,633 -26.49% | 96,693 26.56% | 23,667 20.8% | 29,367 16.97% | 56,470 15.37% |
| Total Assets | 8,494 -36.53% | 4,66,127 24.06% | 2,01,887 28.85% | 1,32,860 37.72% | 2,93,722 18.31% |
| Total Outside Liabilities | 5,860 -40.2% | 3,69,434 23.41% | 1,78,220 30% | 1,03,493 45.02% | 2,37,252 19.03% |
| Cash from Operating Activity | 3,669 235.54% | -68,154 6.33% | -32,413 9.16% | -26,525 -92.85% | -43,652 -40.36% |
| Cash from Investment Activity | -119.21 -237.99% | -2,765 61.44% | -2,948 -3.26% | -1,376 -3133.51% | 3,661 1517.84% |
| Cash from Financing Activity | -3,712 -215.82% | 70,527 -14.42% | 39,795 3.44% | 30,041 151.22% | 44,521 61.26% |
| Net Cash Flow | -162.31 -127.75% | -392.05 -115.78% | 4,434 6796.87% | 2,142 222.47% | 4,530 220.8% |
RatiosAnnual data as on 30 Sept 2025. | |||||
| PB | 0.64 | 5.75 | 5.40 | 3.26 | 2.18 |
| ROA | -9.46 | 4.60 | 2.38 | 4.67 | 3.12 |
| ROE (%) | -33.31 | 22.37 | 19.70 | 19.65 | 16.02 |
| Dividend Yield (%) | 0 | 0 | 0 | 0 | 0 |
| Debt to Equity | 2.15 | 3.74 | 7.40 | 3.38 | 4.15 |
