Bajaj Finance Ltd.
ShareBAJFINANCE Competitor Analysis
| BAJFINANCE | SHRIRAMFIN  | MUTHOOTFIN | CHOLAFIN | SBICARD | |
|---|---|---|---|---|---|
Overview | |||||
| Current price (₹) As on 28 Jan, 2026, 03:59 PM | 935.15 0% | 1,018.80 0% | 3,955.50 0% | 1,636.80 0% | 782.40 0% |
| Market cap (₹ Cr) | 5,81,129 | 1,91,612 | 1,58,801 | 1,37,689 | 74,448 |
Past ReturnsAbsolute Returns Shown | |||||
| 1D | -0.3% | 0.64% | 0.44% | -0.57% | 0.25% |
| 1W | -1.91% | 2.29% | -3.44% | -2.74% | -8.97% |
| 1M | -7.22% | 4.51% | 0.15% | -3.23% | -10.88% |
| 3M | -13.51% | 38.67% | 19.51% | -4.64% | -14.93% |
| 6M | 5.38% | 58.43% | 43.61% | 10.26% | -7.95% |
| 1Y | 21.98% | 89.31% | 78.04% | 32.33% | 1.51% |
| 5Y | 92.89% | 351.6% | 240.84% | 305.48% | -20.6% |
Income StatementAnnual data as on 03 Feb 2026. All values in ₹ Cr. YoY growth displayed | |||||
| Net Interest Income | 44,913 23.92% | 23,380 12.09% | 12,802 32.91% | 13,351 34.74% | 14,894 3.62% |
NIM (%) | 11.24 -- | 9.56 -- | 12.08 -- | 7.93 -- | 26.42 -- |
| Profit Before Tax | 24,659 16.14% | 11,522 10.77% | 7,266 21.16% | 5,741 24.67% | 3,214 -34.06% |
| Profit After Tax | 19,359 18.22% | 8,442 7.77% | 5,352 19.79% | 4,260 24.89% | 2,550 -37.04% |
| EPS | 268.94 13.53% | 50.82 -74.11% | 132.84 23.32% | 50.72 23.2% | 20.15 -20.64% |
Balance Sheet & Cash FlowAnnual data as on 03 Feb 2026. All values in ₹ Cr. YoY growth displayed | |||||
| Net Worth | 96,693 26.56% | 56,470 15.37% | 29,367 16.97% | 23,667 20.8% | 13,782 14.05% |
| Total Assets | 4,66,127 24.06% | 2,93,722 18.31% | 1,32,860 37.72% | 2,01,887 28.85% | 65,546 12.68% |
| Total Outside Liabilities | 3,69,434 23.41% | 2,37,252 19.03% | 1,03,493 45.02% | 1,78,220 30% | 51,764 12.32% |
| Cash from Operating Activity | -68,154 6.33% | -43,652 -40.36% | -26,525 -92.85% | -32,413 9.16% | -2,140 60.75% |
| Cash from Investment Activity | -2,765 61.44% | 3,661 1517.84% | -1,376 -3133.51% | -2,948 -3.26% | -2,491 -70.97% |
| Cash from Financing Activity | 70,527 -14.42% | 44,521 61.26% | 30,041 151.22% | 39,795 3.44% | 4,687 -44.21% |
| Net Cash Flow | -392.05 -115.78% | 4,530 220.8% | 2,142 222.47% | 4,434 6796.87% | 55.48 -96.28% |
RatiosAnnual data as on 03 Feb 2026. | |||||
| PB | 5.75 | 2.18 | 3.26 | 5.40 | 6.09 |
| ROA | 4.60 | 3.12 | 4.67 | 2.38 | 6.57 |
| ROE (%) | 22.37 | 16.02 | 19.65 | 19.70 | 19.71 |
| Dividend Yield (%) | 0 | 0 | 0 | 0 | 0 |
| Debt to Equity | 3.74 | 4.15 | 3.38 | 7.40 | 3.26 |
